Trawick Safe Travels USA Comprehensive is a leading visitor insurance plan — but how much does it cost compared to competitors? This guide gives you exact pricing context by age and coverage level.
Quick Answer
Trawick Safe Travels USA Comprehensive typically costs $2–$7/day for visitors aged 26–40, $10–$22/day for ages 60–69, and $22–$55/day for ages 70+. It's generally 5–15% cheaper than IMG Patriot America Plus for comparable coverage.
What Determines Your Trawick Safe Travels USA Premium?
Age, trip duration, maximum coverage amount, and deductible choice are the main factors. Trawick offers deductibles from $0 to $2,500 and coverage maxes from $50,000 to $1,000,000. The USA is the most expensive coverage area in the world — any plan that includes US coverage carries a premium.
Sample Monthly Costs by Age (2026)
Approximate costs for $250 deductible, $500,000 maximum: Age 26–35: ~$55–$110/month. Age 36–50: ~$75–$150/month. Age 51–60: ~$130–$240/month. Age 61–70: ~$230–$430/month. Age 71–79: ~$370–$650/month. Trawick is typically competitively priced and often beats IMG on the same coverage tier.
Trawick vs. IMG: Which Costs Less?
For younger visitors (under 55), Trawick Safe Travels USA is often 5–15% cheaper than IMG Patriot America Plus for similar coverage. For older visitors (65+), pricing is close — within 10% either way. The key difference is hospital network: IMG uses the UnitedHealthcare Options PPO (broader), while Trawick uses First Health/Coventry. Both are excellent networks in most US cities.
When Trawick Safe Travels USA Is the Best Value
Trawick offers the best value when: (1) You want lower premiums for younger, healthier visitors. (2) You prioritize competitive pricing over brand recognition. (3) Your visitor is staying in a major metro area with strong First Health/Coventry network coverage. (4) You want a US-based company with strong claims experience.
Frequently Asked Questions
How much does Trawick Safe Travels USA cost for a 65-year-old?
Expect $250–$420/month for a $250 deductible, $500K maximum plan. Exact pricing depends on specific travel dates and the exact plan tier.
Is Trawick Safe Travels USA cheaper than IMG Patriot?
Often yes, by 5–15% for comparable coverage. Both are competitive — get quotes for both and compare the total cost for your specific dates.
Does Trawick Safe Travels USA cover pre-existing conditions?
It covers acute onset of pre-existing conditions — a sudden, unexpected flare-up of a known condition. Routine management of chronic conditions is not covered. This is standard across all visitor insurance plans.
Can I extend my Trawick Safe Travels USA policy?
Yes. Extensions can be purchased online before the current policy expires, subject to plan availability and age limits.
Is there a free-look period for Trawick Safe Travels USA?
Yes. Most Trawick plans offer a 10-day free-look period if you haven't traveled yet and haven't filed a claim. You can cancel for a full refund.
