E-2 visa holders and their families live and work in the USA on a non-immigrant investor visa. While they're not eligible for government health programs, comprehensive visitor and expat insurance options exist to cover their time in the US.
Quick Answer
E-2 visa holders typically need longer-term coverage since they may reside in the USA for multiple years. Renewable visitor insurance (up to 24 months with most carriers) or expat health insurance plans are both viable options. Coverage must remain continuous throughout the E-2 stay.
Frequently Asked Questions
Does visitor insurance cover E-2 visa holders long-term?
Yes. Most visitor insurance plans are renewable up to 24 months. For longer stays, international expat health insurance may be more appropriate.
Is visitor insurance required for an E-2 visa?
Not legally required by the E-2 visa itself, but strongly recommended. E-2 holders are not eligible for Medicaid or Medicare.
Can E-2 dependent children get visitor insurance?
Yes. Dependent children on E-2 dependent visas can be insured under a parent's visitor insurance policy or with their own separate plan.
What is the difference between visitor insurance and expat insurance for E-2 holders?
Visitor insurance is designed for temporary stays and covers emergencies. Expat health insurance is designed for longer-term residents and covers a broader range of care including preventive care and specialist visits.
Which plan is best for an E-2 visa family?
For stays under 12 months, IMG Patriot America Plus or Trawick Safe Travels USA Comprehensive are excellent. For multi-year stays, consider transitioning to an expat health insurance plan.
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