Visitor Insurance for Asunción Residents Visiting the USA (2026)
Paraguay's IPS has zero coverage in the United States. A US medical emergency without insurance can be financially catastrophic.
Asuncion is the quiet economic engine of Paraguay, with residents often traveling to major US hubs like New York or Dallas for their holidays. Your local public health coverage is not recognized in the USA, so ensure you have visitor medical insurance before you board your flight.
Paraguay's IPS Has No Coverage in the United States
Paraguay's IPS (Instituto de Previsión Social) covers formal-sector workers at contracted Paraguayan facilities only — it provides no coverage in the United States. Paraguay and the US have no bilateral healthcare agreement. A US ER visit averages $3,100; one hospital night costs $11,700. Paraguayan nationals visiting family in New York and New Jersey carry full financial exposure: a single hospitalisation in the US can exceed PYG 22 million in out-of-pocket charges with no IPS reimbursement.
Paraguay's IPS provides zero coverage in the USA — any US medical care is billed at full uninsured prices.
What US Medical Bills Actually Look Like
Emergency Room Visit
$3,100–$8,000
Triage, exam, basic tests
One Night Hospitalization
$11,700–$22,000
Room, nursing, meals only
Cardiac Event Treatment
$75,000–$185,000
Catheterization, ICU, meds
Medical Evacuation Flight
$95,000–$250,000
Air ambulance, medical crew
Best Visitor Insurance Plans for Asunción Residents
All three plans below are accepted at any US hospital and purchased 100% online. Coverage certificate arrives by email in minutes.
IMG Patriot America Plus
Largest US carrier network · UHC PPO
- ✓ Up to $1,000,000 coverage
- ✓ $0–$2,500 deductible options
- ✓ Acute onset pre-existing: up to policy max (under 70)
- ✓ Emergency evacuation: $500K
- ✓ Available ages 14 days–99 yrs
- ✓ Multilingual 24/7 support
Best for: First-time visitors, families, tourists
WorldTrips Atlas America
Maximum coverage · Top evacuation benefit
- ✓ Up to $2,000,000 coverage
- ✓ $0–$5,000 deductible options
- ✓ Acute onset pre-existing: up to policy max (under 70)
- ✓ Emergency evacuation: $1,000,000
- ✓ Available ages 14 days–99 yrs
- ✓ Flexible coverage periods
Best for: Seniors 65+, long stays, max protection
Trawick Safe Travels USA
Budget-friendly comprehensive · Telehealth included
- ✓ Up to $1,000,000 coverage
- ✓ $0–$5,000 deductible options
- ✓ Acute onset pre-existing: up to policy max (under 70)
- ✓ Emergency evacuation: $500K
- ✓ Available ages 14 days–89 yrs
- ✓ Free telehealth included
Best for: Budget-conscious, short stays, under 70
No obligation · Certificate in minutes · Licensed TX #2608479TX
How Much Does Visitor Insurance Cost?
Estimates for $100,000 coverage with a $250 deductible. Actual quotes vary by plan, exact age, and dates.
| Age Group | 30 Days | 60 Days | 90 Days |
|---|---|---|---|
| 25–34 | $28–$42 | $55–$83 | $82–$124 |
| 35–44 | $33–$52 | $65–$103 | $98–$155 |
| 45–54 | $45–$72 | $89–$143 | $133–$215 |
| 55–64 | $72–$118 | $143–$235 | $215–$352 |
| 65–69 | $115–$188 | $229–$375 | $343–$562 |
| 70–74 | $165–$265 | $329–$529 | $493–$793 |
| 75–79 | $215–$355 | $429–$709 | $643–$1,063 |
* Get an exact quote at towerhilltravelinsurance.com/quote
What Visitor Insurance Covers
Frequently Asked Questions
Does Paraguay's health insurance cover medical care in the USA for Asunción residents?+
What visitor insurance do you recommend for people traveling from Asunción to the USA?+
Do residents of Asunción need a visa to visit the USA?+
Can I buy visitor insurance after arriving in the USA from Asunción?+
How do I use visitor insurance if I need care in the USA?+
How much does visitor insurance cost for Asunción residents?+
What is the maximum coverage limit I should buy as a Asunción visitor to the USA?+
Full country guide
🇵🇾 Visitor Insurance for Paraguayans visiting the USA
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Ready to Get Covered for Your USA Trip?
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