Visitor Insurance for Bogotá Residents Visiting the USA (2026)
Colombian EPS health plans — Sura, Nueva EPS, Sanitas — only work inside Colombia. In the USA, you face the full cost of healthcare with no coverage.
Bogotá is Colombia's capital and the top origin city for Colombian visitors to the USA. Miami, New York, and Orlando are popular destinations, and Colombia's national health system provides no coverage once travelers board a flight to the United States.
Colombia's EPS System Has Zero Coverage Outside Colombia
Colombia's Sistema General de Seguridad Social en Salud (SGSSS) — delivered through Entidades Promotoras de Salud (EPS) — covers care at Colombian-network providers only. It provides no coverage in the United States, and Colombia and the US have no bilateral healthcare agreement. A US ER visit averages $3,100; one hospital night costs $11,700. Colombian nationals visiting family in Florida, New York, and New Jersey carry complete financial exposure: one hospitalisation can exceed COP 47 million in out-of-pocket US bills.
Colombia's growing middle class and expanding diaspora in the USA make this one of the fastest-growing visitor insurance markets in Latin America.
What US Medical Bills Actually Look Like
Emergency Room Visit
$3,100–$8,000
Triage, exam, basic tests
One Night Hospitalization
$11,700–$22,000
Room, nursing, meals only
Cardiac Event Treatment
$75,000–$185,000
Catheterization, ICU, meds
Medical Evacuation Flight
$95,000–$250,000
Air ambulance, medical crew
Best Visitor Insurance Plans for Bogotá Residents
All three plans below are accepted at any US hospital and purchased 100% online. Coverage certificate arrives by email in minutes.
IMG Patriot America Plus
Largest US carrier network · UHC PPO
- ✓ Up to $1,000,000 coverage
- ✓ $0–$2,500 deductible options
- ✓ Acute onset pre-existing: $25K
- ✓ Emergency evacuation: $500K
- ✓ Available ages 14 days–99 yrs
- ✓ Multilingual 24/7 support
Best for: First-time visitors, families, tourists
WorldTrips Atlas America
Maximum coverage · Top evacuation benefit
- ✓ Up to $2,000,000 coverage
- ✓ $0–$5,000 deductible options
- ✓ Acute onset pre-existing: $50K
- ✓ Emergency evacuation: $1,000,000
- ✓ Available ages 14 days–99 yrs
- ✓ Flexible coverage periods
Best for: Seniors 65+, long stays, max protection
Trawick Safe Travels USA
Budget-friendly comprehensive · Telehealth included
- ✓ Up to $1,000,000 coverage
- ✓ $0–$5,000 deductible options
- ✓ Acute onset pre-existing: $20K
- ✓ Emergency evacuation: $500K
- ✓ Available ages 14 days–89 yrs
- ✓ Free telehealth included
Best for: Budget-conscious, short stays, under 70
No obligation · Certificate in minutes · Licensed TX #2608479TX
How Much Does Visitor Insurance Cost?
Estimates for $100,000 coverage with a $250 deductible. Actual quotes vary by plan, exact age, and dates.
| Age Group | 30 Days | 60 Days | 90 Days |
|---|---|---|---|
| 25–34 | $28–$42 | $55–$83 | $82–$124 |
| 35–44 | $33–$52 | $65–$103 | $98–$155 |
| 45–54 | $45–$72 | $89–$143 | $133–$215 |
| 55–64 | $72–$118 | $143–$235 | $215–$352 |
| 65–69 | $115–$188 | $229–$375 | $343–$562 |
| 70–74 | $165–$265 | $329–$529 | $493–$793 |
| 75–79 | $215–$355 | $429–$709 | $643–$1,063 |
* Get an exact quote at towerhilltravelinsurance.com/quote
What Visitor Insurance Covers
Frequently Asked Questions
Does Colombia's health insurance cover medical care in the USA for Bogotá residents?+
What visitor insurance do you recommend for people traveling from Bogotá to the USA?+
Do residents of Bogotá need a visa to visit the USA?+
Can I buy visitor insurance after arriving in the USA from Bogotá?+
How do I use visitor insurance if I need care in the USA?+
Full country guide
🇨🇴 Visitor Insurance for Colombians visiting the USA
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