Visitor Insurance for Busan Residents Visiting the USA (2026)
Korea's National Health Insurance (건강보험) doesn't cover treatment in the United States. Protect yourself before you land.
Korean National Health Insurance (NHIS) Has No US Coverage
South Korea's National Health Insurance Service (NHIS / 국민건강보험) covers medical care within Korea only — it offers zero reimbursement for US treatment. South Korea and the United States have no bilateral healthcare agreement, meaning every US medical charge is your personal responsibility. US ER visits average $3,100; ICU care runs $4,000+ per day. With 1.8 million Korean-Americans concentrated in Los Angeles, New York, and New Jersey, parents and relatives visiting on a B-2 visa face serious financial exposure — a single hospitalisation can exceed ₩15 million in uncovered US charges.
US emergency care is priced in dollars — a single ER visit can cost ₩4,000,000+ before any treatment begins.
What US Medical Bills Actually Look Like
Emergency Room Visit
$3,100–$8,000
Triage, exam, basic tests
One Night Hospitalization
$11,700–$22,000
Room, nursing, meals only
Cardiac Event Treatment
$75,000–$185,000
Catheterization, ICU, meds
Medical Evacuation Flight
$95,000–$250,000
Air ambulance, medical crew
Best Visitor Insurance Plans for Busan Residents
All three plans below are accepted at any US hospital and purchased 100% online. Coverage certificate arrives by email in minutes.
IMG Patriot America Plus
Largest US carrier network · UHC PPO
- ✓ Up to $1,000,000 coverage
- ✓ $0–$2,500 deductible options
- ✓ Acute onset pre-existing: $25K
- ✓ Emergency evacuation: $500K
- ✓ Available ages 14 days–99 yrs
- ✓ Multilingual 24/7 support
Best for: First-time visitors, families, tourists
WorldTrips Atlas America
Maximum coverage · Top evacuation benefit
- ✓ Up to $2,000,000 coverage
- ✓ $0–$5,000 deductible options
- ✓ Acute onset pre-existing: $50K
- ✓ Emergency evacuation: $1,000,000
- ✓ Available ages 14 days–99 yrs
- ✓ Flexible coverage periods
Best for: Seniors 65+, long stays, max protection
Trawick Safe Travels USA
Budget-friendly comprehensive · Telehealth included
- ✓ Up to $1,000,000 coverage
- ✓ $0–$5,000 deductible options
- ✓ Acute onset pre-existing: $20K
- ✓ Emergency evacuation: $500K
- ✓ Available ages 14 days–89 yrs
- ✓ Free telehealth included
Best for: Budget-conscious, short stays, under 70
No obligation · Certificate in minutes · Licensed TX #2608479TX
How Much Does Visitor Insurance Cost?
Estimates for $100,000 coverage with a $250 deductible. Actual quotes vary by plan, exact age, and dates.
| Age Group | 30 Days | 60 Days | 90 Days |
|---|---|---|---|
| 25–34 | $28–$42 | $55–$83 | $82–$124 |
| 35–44 | $33–$52 | $65–$103 | $98–$155 |
| 45–54 | $45–$72 | $89–$143 | $133–$215 |
| 55–64 | $72–$118 | $143–$235 | $215–$352 |
| 65–69 | $115–$188 | $229–$375 | $343–$562 |
| 70–74 | $165–$265 | $329–$529 | $493–$793 |
| 75–79 | $215–$355 | $429–$709 | $643–$1,063 |
* Get an exact quote at towerhilltravelinsurance.com/quote
What Visitor Insurance Covers
Frequently Asked Questions
Does South Korea's health insurance cover medical care in the USA for Busan residents?+
What visitor insurance do you recommend for people traveling from Busan to the USA?+
Do residents of Busan need a visa to visit the USA?+
Can I buy visitor insurance after arriving in the USA from Busan?+
How do I use visitor insurance if I need care in the USA?+
Full country guide
🇰🇷 Visitor Insurance for Koreans visiting the USA
🇰🇷
Ready to Get Covered for Your USA Trip?
Compare IMG, WorldTrips, and Trawick side-by-side. Free quote in under 2 minutes.
Get Your Free Quote →Licensed Insurance Agency · Texas #2608479TX · A-Rated Carriers