Visitor Insurance for Colombians Visiting New York City
New York City has one of the largest Colombian communities in the US — concentrated in Queens (Jackson Heights, Elmhurst) and the Bronx. Direct flights from Bogotá and Medellín to JFK and Newark make NYC the second-most visited US city by Colombians. Colombian insurance covers nothing here.
Why Colombians Visiting New York Need Insurance
Why Colombians Come to New York
Colombian Community in Queens
Jackson Heights and Elmhurst in Queens are home to 100,000+ Colombians. Family visit traffic is extremely high year-round.
Tourism & Business
NYC is the top US business and tourism destination for Colombians flying from Bogotá and Medellín.
Students at NYC Universities
Columbia, NYU, and Fordham have significant Colombian student populations. Parents visit for graduation and family weekends.
Cultural Events
NYC Colombian Independence Day celebrations (July 20 area) and Queens cultural festivals draw Colombians from across the tri-state area.
Business & Finance
New York is a key destination for Colombian executives, investors, and fintech professionals.
Medical Second Opinions
NYC's world-class hospitals — Memorial Sloan Kettering, Weill Cornell, Mount Sinai — attract Colombian medical tourists.
⚠️ Your Home Insurance Doesn't Cover the US
Colombian EPS plans (Sura, Compensar, Sanitas, Famisanar) and Colombian private insurance (AXA Colombia, Seguros Bolívar) have zero coverage in the United States. New York City hospitals — NewYork-Presbyterian, Mount Sinai, NYU Langone — charge some of the highest rates in the country. Without US visitors insurance, every dollar of care is out of pocket.
Community in New York:
100,000+
Colombians Americans in the US
Visa Types — Coverage Requirements
Colombians visiting New York City typically enter on one of these visa types. Each has different insurance implications.
B1/B2 tourist visa
US health insurance is not included with this visa. Visitors insurance must be purchased separately.
E-2 investor visa
US health insurance is not included with this visa. Visitors insurance must be purchased separately.
L-1 intracompany transfer visa
US health insurance is not included with this visa. Visitors insurance must be purchased separately.
F-1 student visa sponsor visits
US health insurance is not included with this visa. Visitors insurance must be purchased separately.
Top Hospital for Colombians in New York
NewYork-Presbyterian Hospital / Weill Cornell
New York City, New York
Ranked #4 in the US and #1 in New York. Located in the Upper East Side and multiple boroughs. ER visits average $4,500–$11,000. Has a substantial Spanish-speaking staff. All Tower Hill plans accepted for emergency care.
Best Plans for Colombians Visiting New York
All plans available from Tower Hill — Licensed in Texas (#2608479TX). Compare IMG, Trawick, and WorldTrips for visitors to New York City and all of New York.
Visitors Care (IMG)
Coverage
Up to $100,000
Price
From $1.50/day
Pre-Existing
Acute onset covered
Best For
Budget-conscious visitors
Patriot America Plus (IMG)
Coverage
Up to $1,000,000
Price
From $2.20/day
Pre-Existing
Acute onset covered
Best For
Most visitors — best value
Safe Travels USA (Trawick)
Coverage
Up to $150,000
Price
From $1.80/day
Pre-Existing
Acute onset covered
Best For
Short trips under 90 days
Atlas America (WorldTrips)
Coverage
Up to $2,000,000
Price
From $2.50/day
Pre-Existing
Acute onset covered
Best For
Senior visitors 60+
| Plan | Max Coverage | Price | Pre-Existing | Best For |
|---|---|---|---|---|
Visitors Care (IMG) | Up to $100,000 | From $1.50/day | Acute onset covered | Budget-conscious visitors |
Patriot America Plus (IMG) Most Popular | Up to $1,000,000 | From $2.20/day | Acute onset covered | Most visitors — best value |
Safe Travels USA (Trawick) | Up to $150,000 | From $1.80/day | Acute onset covered | Short trips under 90 days |
Atlas America (WorldTrips) | Up to $2,000,000 | From $2.50/day | Acute onset covered | Senior visitors 60+ |
Frequently Asked Questions — Colombians in New York
I have family in Queens and visit NYC every year from Bogotá. Do I need insurance each trip?
Yes — each US visit requires its own visitors insurance policy. Your EPS and any Colombian private plan provide zero US coverage. For annual visits, just purchase a new policy 1–2 days before each departure. It takes 5 minutes online.
New York is very expensive. How much coverage should Colombians buy?
For visiting New York City, we recommend $250,000 minimum coverage — especially for travelers over 55. NYC's hospitals are among the most expensive in the world. NewYork-Presbyterian and Mount Sinai bill at rates 2–3x the national average for many procedures. WorldTrips Atlas America offers up to $2,000,000 — ideal for older travelers.
My Colombian parents speak Spanish only. Is there Spanish-language support for insurance in NYC?
Yes. All three major plans — IMG, Trawick, and WorldTrips — provide 24/7 assistance in Spanish. NewYork-Presbyterian and NYC Health + Hospitals both have extensive Spanish-language services. In an emergency, your parents call the assistance number on their card and speak to a Spanish-speaking representative immediately.
We're visiting Queens (Jackson Heights). Are Queens hospitals the same as Manhattan hospitals?
Visitors insurance covers any US hospital — Queens, Manhattan, Brooklyn, The Bronx. Elmhurst Hospital Center and NewYork-Presbyterian Queens are both in Jackson Heights' area and are fully covered for emergency care under any visitors insurance plan.
My Colombian parents want to visit NYC, then go to Miami to see other relatives. Is that one policy?
Yes. One visitors insurance policy covers your parents anywhere in the US — New York, Florida, or any other state — for the entire duration of the policy period.
Protect Your Family in New York
Get an instant quote from IMG, Trawick, or WorldTrips. Coverage from $1.50/day. Tower Hill is licensed in Texas (#2608479TX) and has insured 60,000+ travelers.
Licensed Texas Agency #2608479TX • support@towerhillcorp.com • Mon–Fri 9AM–6PM CST