Visitor Insurance for Hai Phong Residents Visiting the USA (2026)
Vietnam's public health insurance (BHYT) only works within Vietnam. Vietnamese visitors to the USA have zero health coverage and face full US medical costs.
Hai Phong is northern Vietnam's major port city. Vietnamese families from Hai Phong visiting the United States need visitor insurance covering emergency medical, hospitalization, and evacuation throughout the American stay.
Vietnam's BHYT Has No Coverage Outside Vietnam
Vietnam's statutory health insurance (Bảo hiểm y tế / BHYT) covers treatment at contracted Vietnamese health facilities only — it carries zero claims authority outside Vietnam. Vietnam and the United States have no bilateral healthcare agreement. A US ER visit averages $3,100; short-term hospitalisation commonly runs $35,000–$100,000. With 2.1 million Vietnamese-Americans in California, Texas, and Virginia, parents visiting on a B-2 visa face enormous financial risk: a single cardiac event or stroke can produce US bills exceeding ₫2.5 billion with no BHYT reimbursement.
The Vietnamese-American community is one of the largest Asian diaspora groups in the USA, and family visits from Vietnam to the US are extremely common — often without any health coverage.
What US Medical Bills Actually Look Like
Emergency Room Visit
$3,100–$8,000
Triage, exam, basic tests
One Night Hospitalization
$11,700–$22,000
Room, nursing, meals only
Cardiac Event Treatment
$75,000–$185,000
Catheterization, ICU, meds
Medical Evacuation Flight
$95,000–$250,000
Air ambulance, medical crew
Best Visitor Insurance Plans for Hai Phong Residents
All three plans below are accepted at any US hospital and purchased 100% online. Coverage certificate arrives by email in minutes.
IMG Patriot America Plus
Largest US carrier network · UHC PPO
- ✓ Up to $1,000,000 coverage
- ✓ $0–$2,500 deductible options
- ✓ Acute onset pre-existing: up to policy max (under 70)
- ✓ Emergency evacuation: $500K
- ✓ Available ages 14 days–99 yrs
- ✓ Multilingual 24/7 support
Best for: First-time visitors, families, tourists
WorldTrips Atlas America
Maximum coverage · Top evacuation benefit
- ✓ Up to $2,000,000 coverage
- ✓ $0–$5,000 deductible options
- ✓ Acute onset pre-existing: up to policy max (under 70)
- ✓ Emergency evacuation: $1,000,000
- ✓ Available ages 14 days–99 yrs
- ✓ Flexible coverage periods
Best for: Seniors 65+, long stays, max protection
Trawick Safe Travels USA
Budget-friendly comprehensive · Telehealth included
- ✓ Up to $1,000,000 coverage
- ✓ $0–$5,000 deductible options
- ✓ Acute onset pre-existing: up to policy max (under 70)
- ✓ Emergency evacuation: $500K
- ✓ Available ages 14 days–89 yrs
- ✓ Free telehealth included
Best for: Budget-conscious, short stays, under 70
No obligation · Certificate in minutes · Licensed TX #2608479TX
How Much Does Visitor Insurance Cost?
Estimates for $100,000 coverage with a $250 deductible. Actual quotes vary by plan, exact age, and dates.
| Age Group | 30 Days | 60 Days | 90 Days |
|---|---|---|---|
| 25–34 | $28–$42 | $55–$83 | $82–$124 |
| 35–44 | $33–$52 | $65–$103 | $98–$155 |
| 45–54 | $45–$72 | $89–$143 | $133–$215 |
| 55–64 | $72–$118 | $143–$235 | $215–$352 |
| 65–69 | $115–$188 | $229–$375 | $343–$562 |
| 70–74 | $165–$265 | $329–$529 | $493–$793 |
| 75–79 | $215–$355 | $429–$709 | $643–$1,063 |
* Get an exact quote at towerhilltravelinsurance.com/quote
What Visitor Insurance Covers
Frequently Asked Questions
Does Vietnam's health insurance cover medical care in the USA for Hai Phong residents?+
What visitor insurance do you recommend for people traveling from Hai Phong to the USA?+
Do residents of Hai Phong need a visa to visit the USA?+
Can I buy visitor insurance after arriving in the USA from Hai Phong?+
How do I use visitor insurance if I need care in the USA?+
How much does visitor insurance cost for Hai Phong residents?+
What is the maximum coverage limit I should buy as a Hai Phong visitor to the USA?+
Full country guide
🇻🇳 Visitor Insurance for Vietnamese nationals visiting the USA
🇻🇳
Ready to Get Covered for Your USA Trip?
Compare IMG, WorldTrips, and Trawick side-by-side. Free quote in under 2 minutes.
Get Your Free Quote →Licensed Insurance Agency · Texas #2608479TX · A-Rated Carriers