Visitor Insurance for São Paulo Residents Visiting the USA (2026)
Brazil's SUS public health system and private plans like Unimed and Bradesco Saúde are completely invalid in the United States.
São Paulo is Brazil's commercial capital and the primary origin city for Brazilian visitors to the USA. New York and Miami are top destinations, particularly for tourism, shopping, and visits to the large Brazilian-American community in South Florida.
Brazil's SUS and Private Plans Have Zero US Coverage
Brazil's SUS (Sistema Único de Saúde) provides universal free care at domestic public facilities — a benefit that stops entirely at Brazil's borders. Brazil and the United States have no bilateral healthcare agreement. A US ER visit averages $3,100; one hospital night costs $11,700. Brazilian nationals visiting family in Florida, New York, and Massachusetts carry full financial exposure: a single hospitalisation can exceed BRL 58,000 in out-of-pocket US charges with no SUS reimbursement.
Brazil has the largest diaspora community in the US from South America. Visiting family without insurance is one of the most common financial risks we see.
What US Medical Bills Actually Look Like
Emergency Room Visit
$3,100–$8,000
Triage, exam, basic tests
One Night Hospitalization
$11,700–$22,000
Room, nursing, meals only
Cardiac Event Treatment
$75,000–$185,000
Catheterization, ICU, meds
Medical Evacuation Flight
$95,000–$250,000
Air ambulance, medical crew
Best Visitor Insurance Plans for São Paulo Residents
All three plans below are accepted at any US hospital and purchased 100% online. Coverage certificate arrives by email in minutes.
IMG Patriot America Plus
Largest US carrier network · UHC PPO
- ✓ Up to $1,000,000 coverage
- ✓ $0–$2,500 deductible options
- ✓ Acute onset pre-existing: $25K
- ✓ Emergency evacuation: $500K
- ✓ Available ages 14 days–99 yrs
- ✓ Multilingual 24/7 support
Best for: First-time visitors, families, tourists
WorldTrips Atlas America
Maximum coverage · Top evacuation benefit
- ✓ Up to $2,000,000 coverage
- ✓ $0–$5,000 deductible options
- ✓ Acute onset pre-existing: $50K
- ✓ Emergency evacuation: $1,000,000
- ✓ Available ages 14 days–99 yrs
- ✓ Flexible coverage periods
Best for: Seniors 65+, long stays, max protection
Trawick Safe Travels USA
Budget-friendly comprehensive · Telehealth included
- ✓ Up to $1,000,000 coverage
- ✓ $0–$5,000 deductible options
- ✓ Acute onset pre-existing: $20K
- ✓ Emergency evacuation: $500K
- ✓ Available ages 14 days–89 yrs
- ✓ Free telehealth included
Best for: Budget-conscious, short stays, under 70
No obligation · Certificate in minutes · Licensed TX #2608479TX
How Much Does Visitor Insurance Cost?
Estimates for $100,000 coverage with a $250 deductible. Actual quotes vary by plan, exact age, and dates.
| Age Group | 30 Days | 60 Days | 90 Days |
|---|---|---|---|
| 25–34 | $28–$42 | $55–$83 | $82–$124 |
| 35–44 | $33–$52 | $65–$103 | $98–$155 |
| 45–54 | $45–$72 | $89–$143 | $133–$215 |
| 55–64 | $72–$118 | $143–$235 | $215–$352 |
| 65–69 | $115–$188 | $229–$375 | $343–$562 |
| 70–74 | $165–$265 | $329–$529 | $493–$793 |
| 75–79 | $215–$355 | $429–$709 | $643–$1,063 |
* Get an exact quote at towerhilltravelinsurance.com/quote
What Visitor Insurance Covers
Frequently Asked Questions
Does Brazil's health insurance cover medical care in the USA for São Paulo residents?+
What visitor insurance do you recommend for people traveling from São Paulo to the USA?+
Do residents of São Paulo need a visa to visit the USA?+
Can I buy visitor insurance after arriving in the USA from São Paulo?+
How do I use visitor insurance if I need care in the USA?+
Full country guide
🇧🇷 Visitor Insurance for Brazilians visiting the USA
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