Visitor Insurance for Singapore Residents Visiting the USA (2026)
Singapore's MediShield Life is one of Asia's best health systems — but it doesn't cover a single dollar of US medical costs.
MediShield Life and Integrated Shield Plans Have No US Coverage
Singapore's MediShield Life scheme and Medisave accounts fund medical care within Singapore's restructured hospitals only — they provide no reimbursement for treatment received in the United States. Singapore and the US have no bilateral healthcare agreement. A standard US ER visit costs $3,100 on average; an ICU stay runs $4,000+ per day. Singaporean nationals visiting family or attending US universities face full exposure: a single hospitalisation can exceed S$65,000 in uncovered US charges, wiping out a Medisave account that was never designed for US care.
Singaporeans are among the most well-traveled people in the world — and among the most exposed to US medical costs without proper coverage.
What US Medical Bills Actually Look Like
Emergency Room Visit
$3,100–$8,000
Triage, exam, basic tests
One Night Hospitalization
$11,700–$22,000
Room, nursing, meals only
Cardiac Event Treatment
$75,000–$185,000
Catheterization, ICU, meds
Medical Evacuation Flight
$95,000–$250,000
Air ambulance, medical crew
Best Visitor Insurance Plans for Singapore Residents
All three plans below are accepted at any US hospital and purchased 100% online. Coverage certificate arrives by email in minutes.
IMG Patriot America Plus
Largest US carrier network · UHC PPO
- ✓ Up to $1,000,000 coverage
- ✓ $0–$2,500 deductible options
- ✓ Acute onset pre-existing: up to policy max (under 70)
- ✓ Emergency evacuation: $500K
- ✓ Available ages 14 days–99 yrs
- ✓ Multilingual 24/7 support
Best for: First-time visitors, families, tourists
WorldTrips Atlas America
Maximum coverage · Top evacuation benefit
- ✓ Up to $2,000,000 coverage
- ✓ $0–$5,000 deductible options
- ✓ Acute onset pre-existing: up to policy max (under 70)
- ✓ Emergency evacuation: $1,000,000
- ✓ Available ages 14 days–99 yrs
- ✓ Flexible coverage periods
Best for: Seniors 65+, long stays, max protection
Trawick Safe Travels USA
Budget-friendly comprehensive · Telehealth included
- ✓ Up to $1,000,000 coverage
- ✓ $0–$5,000 deductible options
- ✓ Acute onset pre-existing: up to policy max (under 70)
- ✓ Emergency evacuation: $500K
- ✓ Available ages 14 days–89 yrs
- ✓ Free telehealth included
Best for: Budget-conscious, short stays, under 70
No obligation · Certificate in minutes · Licensed TX #2608479TX
How Much Does Visitor Insurance Cost?
Estimates for $100,000 coverage with a $250 deductible. Actual quotes vary by plan, exact age, and dates.
| Age Group | 30 Days | 60 Days | 90 Days |
|---|---|---|---|
| 25–34 | $28–$42 | $55–$83 | $82–$124 |
| 35–44 | $33–$52 | $65–$103 | $98–$155 |
| 45–54 | $45–$72 | $89–$143 | $133–$215 |
| 55–64 | $72–$118 | $143–$235 | $215–$352 |
| 65–69 | $115–$188 | $229–$375 | $343–$562 |
| 70–74 | $165–$265 | $329–$529 | $493–$793 |
| 75–79 | $215–$355 | $429–$709 | $643–$1,063 |
* Get an exact quote at towerhilltravelinsurance.com/quote
What Visitor Insurance Covers
Frequently Asked Questions
Does Singapore's health insurance cover medical care in the USA for Singapore residents?+
What visitor insurance do you recommend for people traveling from Singapore to the USA?+
Do residents of Singapore need a visa to visit the USA?+
Can I buy visitor insurance after arriving in the USA from Singapore?+
How do I use visitor insurance if I need care in the USA?+
How much does visitor insurance cost for Singapore residents?+
What is the maximum coverage limit I should buy as a Singapore visitor to the USA?+
Full country guide
🇸🇬 Visitor Insurance for Singaporeans visiting the USA
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Ready to Get Covered for Your USA Trip?
Compare IMG, WorldTrips, and Trawick side-by-side. Free quote in under 2 minutes.
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