Visitor Insurance for Stockholm Residents Visiting the USA (2026)
Sweden's free healthcare and GHIC are both worthless in the USA. American medical bills will shock any Swede used to virtually free care.
Sweden's Landsting Health System and GHIC Are Invalid in the USA
Sweden's tax-funded healthcare system (landsting/regioner) is excellent within Sweden and provides EHIC coverage across EU/EEA — but the USA is not part of this network. Sweden and the United States have no bilateral healthcare agreement, and Swedish nationals visiting the USA face the full uninsured rate at US hospitals. A typical ER visit costs $2,400–$5,000 before any treatment is administered. Major events like hip fractures — more common in older parents — can easily reach $60,000–$120,000 in US hospitals. Sweden's growing diaspora community means US family visits are increasingly common, making dedicated visitor insurance essential before every trip.
Swedes are accustomed to paying near-zero for healthcare. In the USA, an ER visit starts at $2,000–$15,000 without insurance.
What US Medical Bills Actually Look Like
Emergency Room Visit
$3,100–$8,000
Triage, exam, basic tests
One Night Hospitalization
$11,700–$22,000
Room, nursing, meals only
Cardiac Event Treatment
$75,000–$185,000
Catheterization, ICU, meds
Medical Evacuation Flight
$95,000–$250,000
Air ambulance, medical crew
Best Visitor Insurance Plans for Stockholm Residents
All three plans below are accepted at any US hospital and purchased 100% online. Coverage certificate arrives by email in minutes.
IMG Patriot America Plus
Largest US carrier network · UHC PPO
- ✓ Up to $1,000,000 coverage
- ✓ $0–$2,500 deductible options
- ✓ Acute onset pre-existing: $25K
- ✓ Emergency evacuation: $500K
- ✓ Available ages 14 days–99 yrs
- ✓ Multilingual 24/7 support
Best for: First-time visitors, families, tourists
WorldTrips Atlas America
Maximum coverage · Top evacuation benefit
- ✓ Up to $2,000,000 coverage
- ✓ $0–$5,000 deductible options
- ✓ Acute onset pre-existing: $50K
- ✓ Emergency evacuation: $1,000,000
- ✓ Available ages 14 days–99 yrs
- ✓ Flexible coverage periods
Best for: Seniors 65+, long stays, max protection
Trawick Safe Travels USA
Budget-friendly comprehensive · Telehealth included
- ✓ Up to $1,000,000 coverage
- ✓ $0–$5,000 deductible options
- ✓ Acute onset pre-existing: $20K
- ✓ Emergency evacuation: $500K
- ✓ Available ages 14 days–89 yrs
- ✓ Free telehealth included
Best for: Budget-conscious, short stays, under 70
No obligation · Certificate in minutes · Licensed TX #2608479TX
How Much Does Visitor Insurance Cost?
Estimates for $100,000 coverage with a $250 deductible. Actual quotes vary by plan, exact age, and dates.
| Age Group | 30 Days | 60 Days | 90 Days |
|---|---|---|---|
| 25–34 | $28–$42 | $55–$83 | $82–$124 |
| 35–44 | $33–$52 | $65–$103 | $98–$155 |
| 45–54 | $45–$72 | $89–$143 | $133–$215 |
| 55–64 | $72–$118 | $143–$235 | $215–$352 |
| 65–69 | $115–$188 | $229–$375 | $343–$562 |
| 70–74 | $165–$265 | $329–$529 | $493–$793 |
| 75–79 | $215–$355 | $429–$709 | $643–$1,063 |
* Get an exact quote at towerhilltravelinsurance.com/quote
What Visitor Insurance Covers
Frequently Asked Questions
Does Sweden's health insurance cover medical care in the USA for Stockholm residents?+
What visitor insurance do you recommend for people traveling from Stockholm to the USA?+
Do residents of Stockholm need a visa to visit the USA?+
Can I buy visitor insurance after arriving in the USA from Stockholm?+
How do I use visitor insurance if I need care in the USA?+
Full country guide
🇸🇪 Visitor Insurance for Swedish visitors visiting the USA
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Ready to Get Covered for Your USA Trip?
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