J-2 visa holders — dependents of J-1 exchange visitors — are required to maintain health insurance during their stay in the USA. The requirements are similar to J-1 coverage standards but apply to spouses and children accompanying the primary exchange visitor.
Quick Answer
J-2 visa holders are required to carry health insurance with at least $100,000 in medical coverage, $50,000 in medical evacuation, $25,000 in repatriation of remains, and a deductible no greater than $500. Most comprehensive visitor insurance plans meet or exceed these requirements.
Frequently Asked Questions
What insurance do J-2 visa holders need?
J-2 holders must meet the same insurance standards as J-1 holders: $100K medical, $50K evacuation, $25K repatriation, max $500 deductible, co-insurance no greater than 25%.
Does IMG Patriot America Plus qualify for J-2 visa insurance?
Yes. IMG Patriot America Plus meets and exceeds all J-2 visa insurance requirements. It's one of the most commonly used plans for J-visa holders.
Can J-2 visa holders use the same plan as the J-1 holder?
Yes. If the J-1 holder's plan covers dependents, J-2 holders can be added. Alternatively, J-2 holders can purchase their own separate plan that meets requirements.
How long must J-2 visa insurance be maintained?
For the full duration of the J-2 stay in the USA. Coverage must not lapse — any gap in coverage is a visa compliance violation.
What happens if a J-2 visa holder doesn't have insurance?
Technically a violation of J-2 visa terms. The sponsoring institution of the J-1 holder may take action. More importantly, a medical emergency without coverage can result in catastrophic out-of-pocket expenses.
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