Visitor Insurance for Parents Visiting Northwestern University Students
Northwestern's Kellogg School, Pritzker Law, and engineering programs attract students from China, India, South Korea, and 100+ countries. Evanston is a 25-minute train ride from Chicago — and just as expensive medically.
Why Parents Are Flying to Evanston
Evanston is home to some of the world's most prominent universities. Every year, tens of thousands of international parents travel here for graduations, family weekends, student illness emergencies, and visa renewal visits. Without US visitors insurance, one medical event could cost more than the entire trip.
Northwestern University (Evanston, IL)
4,500+ international students
Top-ranked research university — Kellogg MBA and McCormick Engineering attract Chinese, Indian, Korean, and Middle Eastern families
Most visiting parents come from countries where their national health insurance has zero US coverage. A single ER visit in Evanston costs $3,100–$8,000. A hospitalization easily exceeds $20,000. Visitors insurance is the only protection.
Common Reasons Parents Visit
Northwestern Commencement (June)
Northwestern's lakefront graduation ceremony at Ryan Field and Dearborn Observatory is a major international event.
Northwestern Football Games
Big Ten football season in fall brings families for weekend visits to Evanston and Chicago.
Student Medical Emergency
NorthShore Evanston Hospital is the closest major facility — and bills at Chicago rates.
Lake Michigan Campus
Northwestern's lakefront campus is one of the most scenic in the US — parents often stay for extended visits.
Kellogg MBA Events
Kellogg orientation, reunion, and graduation attract hundreds of international business school parents annually.
Chicago Exploration
Evanston is 30 minutes by train from downtown Chicago — most visiting families extend their trip to include the city.
What Visitors Insurance Costs for Parents
Typical premium ranges · $100,000 coverage · $250 deductible · 7–14 day stays
| Parent's Age | 7 Days | 14 Days | 30 Days |
|---|---|---|---|
| 40–49 | $12–$20 | $22–$38 | $45–$72 |
| 50–59 | $18–$30 | $35–$58 | $72–$118 |
| 60–69 | $28–$48 | $55–$95 | $115–$188 |
| 70–74 | $48–$80 | $95–$158 | $165–$265 |
| 75–79 | $65–$108 | $128–$215 | $215–$355 |
Nearest Major Hospital: NorthShore Evanston Hospital
Located 1 mile from Northwestern's main campus. NorthShore is part of the NorthShore University HealthSystem affiliated with the University of Chicago Pritzker School of Medicine. Emergency care averages $3,500–$9,000. All Tower Hill plans are accepted here.
All visitors insurance plans from Tower Hill are accepted at this facility for emergency care.
Top Nationalities Visiting Evanston Students
All nationalities listed above are eligible to purchase visitors insurance through Tower Hill.
Get Coverage Before You Land
Takes 5 minutes. Certificate emailed instantly. Accepted at NorthShore Evanston Hospital and all major Evanston hospitals.
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Frequently Asked Questions
Northwestern is in Evanston, not Chicago. Are Chicago hospitals also covered?
Yes. Visitors insurance has no geographic restrictions within the US. Whether your parents need care at NorthShore Evanston, Northwestern Memorial in Chicago, or any other US hospital, they're fully covered under one policy.
My parents are flying from South Korea for Kellogg graduation. What do they need?
Korean nationals visiting the US on a B1/B2 visa need US visitors insurance — Korean National Health Insurance has zero US coverage. For a Kellogg graduation trip, a 14-day plan with $100,000 coverage and a $250 deductible typically costs $22–$75 depending on your parents' ages.
Kellogg graduation is in June. Are there any peak-season pricing issues with visitors insurance?
No — visitors insurance pricing is based entirely on age, coverage amount, deductible, and duration. There is no seasonal pricing or demand-based rate changes. A June purchase costs the same as a February purchase for the same traveler.
My parent is 78 years old. Can they still get visitors insurance for the Northwestern trip?
Yes — visitors age 70–79 are eligible for all major plans. Options narrow slightly above 80, but coverage is available. For a 78-year-old parent, a 14-day plan with $100,000 coverage typically costs $128–$215. We recommend Trawick Safe Travels USA for travelers over 70 for its higher acute onset pre-existing condition limit.
Does Kellogg have any parent insurance requirements for the graduation event?
Kellogg does not require parents to show proof of insurance to attend graduation events. Visitors insurance is a personal financial protection decision — but given the cost of even a minor medical event in Evanston or Chicago, we strongly recommend it for all visiting parents.