Visitors Insurance for Danish visitors Visiting the USA (2026)
Denmark's free healthcare system and GHIC are both invalid in the USA. US medical costs will be a stark contrast to what Danes pay at home.
Denmark's Healthcare System Has No US Coverage
Denmark's tax-funded healthcare system provides free care at home, and GHIC coverage applies across EU/EEA countries — but Denmark and the USA have no reciprocal healthcare agreement. Danish nationals visiting the United States for tourism, family visits, or business are fully exposed to American medical billing. A single ER visit before any treatment starts at $2,400. A hospitalization averages $11,700 per night — compared to virtually nothing for the same care in Denmark. The contrast between Danish and US healthcare costs is extreme, making dedicated visitor insurance one of the most cost-effective decisions a Danish traveler can make before departure.
In Denmark, all healthcare is free at point of use. In the USA, a single ER visit starts at $2,000 without insurance.
What US Medical Bills Actually Look Like
Emergency Room Visit
$3,100–$8,000
Triage, exam, basic tests
One Night Hospitalization
$11,700–$22,000
Room, nursing, meals only
Cardiac Event Treatment
$75,000–$185,000
Catheterization, ICU, meds
Medical Evacuation Flight
$95,000–$250,000
Air ambulance, medical crew
Best Visitors Insurance Plans for Danish visitors
All three plans below are accepted at any US hospital and purchased 100% online. Coverage certificate arrives by email in minutes.
IMG Patriot America Plus
Largest US carrier network · UHC PPO
- ✓ Up to $1,000,000 coverage
- ✓ $0–$2,500 deductible options
- ✓ Acute onset pre-existing: $25K
- ✓ Emergency evacuation: $500K
- ✓ Available ages 14 days–99 yrs
- ✓ Multilingual 24/7 support
Best for: First-time visitors, families, tourists
WorldTrips Atlas America
Maximum coverage · Top evacuation benefit
- ✓ Up to $2,000,000 coverage
- ✓ $0–$5,000 deductible options
- ✓ Acute onset pre-existing: $50K
- ✓ Emergency evacuation: $1,000,000
- ✓ Available ages 14 days–99 yrs
- ✓ Flexible coverage periods
Best for: Seniors 65+, long stays, max protection
Trawick Safe Travels USA
Budget-friendly comprehensive · Telehealth included
- ✓ Up to $1,000,000 coverage
- ✓ $0–$5,000 deductible options
- ✓ Acute onset pre-existing: $20K
- ✓ Emergency evacuation: $500K
- ✓ Available ages 14 days–89 yrs
- ✓ Free telehealth included
Best for: Budget-conscious, short stays, under 70
No obligation · Certificate in minutes · Licensed TX #2608479TX
How Much Does Visitors Insurance Cost?
Price estimates below are for $100,000 coverage with a $250 deductible. Actual quotes vary by plan, exact age, state, and dates.
| Age Group | 30 Days | 60 Days | 90 Days |
|---|---|---|---|
| 25–34 | $28–$42 | $55–$83 | $82–$124 |
| 35–44 | $33–$52 | $65–$103 | $98–$155 |
| 45–54 | $45–$72 | $89–$143 | $133–$215 |
| 55–64 | $72–$118 | $143–$235 | $215–$352 |
| 65–69 | $115–$188 | $229–$375 | $343–$562 |
| 70–74 | $165–$265 | $329–$529 | $493–$793 |
| 75–79 | $215–$355 | $429–$709 | $643–$1,063 |
* Estimates based on $100K coverage, $250 deductible. Get an exact quote at towerhilltravelinsurance.com/quote.
Who Needs Visitors Insurance from Denmark?
Tourists & Sightseers
Danish visitors visiting US attractions, national parks, or major cities on a B-2 tourist visa. Coverage for the full duration of your stay.
Visiting Family & Diaspora
Denmark's large diaspora in the US regularly brings parents, siblings, and relatives for extended visits. One plan covers the entire trip.
Business Visitors (B-1)
B-1 visa holders attending conferences, meetings, or business negotiations in the US. Full medical coverage while you work.
Students' Visiting Parents
Parents visiting children studying in the US on F-1 or OPT visas often need coverage for 30–90 day stays. Comprehensive plans available.
How to Buy Visitors Insurance in 4 Steps
Enter Your Trip Details
Travel dates, traveler ages, and country of citizenship. Takes 30 seconds.
Compare Plans Side-by-Side
See coverage limits, deductibles, and pricing for all three plans in one view.
Select & Pay Online
Choose your plan and pay securely with any major credit or debit card.
Get Your Certificate Instantly
PDF insurance certificate and ID card delivered to your email in minutes.
What Visitors Insurance Covers
Frequently Asked Questions
Does Danish public healthcare or GHIC cover me in the USA?+
What visitor insurance is best for Danish visitors?+
Do Danes need a visa for the USA?+
Can I buy visitors insurance after arriving in the USA from Denmark?+
What if I need to extend my visitors insurance stay?+
How do I use my insurance if I need medical care in the USA?+
Visitor Insurance Guides by Nationality
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Ready to Get Covered for Your USA Trip?
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