🇬🇪Georgia · Visitors InsuranceUpdated May 2026

Visitors Insurance for Georgians Visiting the USA (2026)

Georgia's health coverage stops at home. One US medical emergency can cost more than $50,000 — protect yourself before you board.

✍️ Ty Taylor · TX #2608479TX·8 min read·A-Rated US Carriers

Georgia's Health Coverage Has No Validity in the United States

Georgia's Universal Health Care Programme (UHCP) provides primary and inpatient coverage to eligible residents at contracted Georgian facilities only — it provides no reimbursement for treatment in the United States. Georgia (the country) and the US have no bilateral healthcare agreement. A US ER visit averages $3,100; one hospital night costs $11,700. Georgian nationals visiting family in New York and California carry full out-of-pocket risk: one hospitalisation can exceed $45,000 in uncovered US charges with no UHCP reimbursement.

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Georgian nationals in the USA face full US healthcare costs — a single hospital night averages $11,700 with no public safety net.

What US Medical Bills Actually Look Like

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Emergency Room Visit

$3,100–$8,000

Triage, exam, basic tests

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One Night Hospitalization

$11,700–$22,000

Room, nursing, meals only

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Cardiac Event Treatment

$75,000–$185,000

Catheterization, ICU, meds

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Medical Evacuation Flight

$95,000–$250,000

Air ambulance, medical crew

Best Visitors Insurance Plans for Georgians

All three plans below are accepted at any US hospital and purchased 100% online. Coverage certificate arrives by email in minutes.

Most Popular

IMG Patriot America Plus

Largest US carrier network · UHC PPO

  • ✓ Up to $1,000,000 coverage
  • ✓ $0–$2,500 deductible options
  • ✓ Acute onset pre-existing: $25K
  • ✓ Emergency evacuation: $500K
  • ✓ Available ages 14 days–99 yrs
  • ✓ Multilingual 24/7 support
From ~$33/month (age 30–44)

Best for: First-time visitors, families, tourists

Highest Limits

WorldTrips Atlas America

Maximum coverage · Top evacuation benefit

  • ✓ Up to $2,000,000 coverage
  • ✓ $0–$5,000 deductible options
  • ✓ Acute onset pre-existing: $50K
  • ✓ Emergency evacuation: $1,000,000
  • ✓ Available ages 14 days–99 yrs
  • ✓ Flexible coverage periods
From ~$30/month (age 30–44)

Best for: Seniors 65+, long stays, max protection

Best Value

Trawick Safe Travels USA

Budget-friendly comprehensive · Telehealth included

  • ✓ Up to $1,000,000 coverage
  • ✓ $0–$5,000 deductible options
  • ✓ Acute onset pre-existing: $20K
  • ✓ Emergency evacuation: $500K
  • ✓ Available ages 14 days–89 yrs
  • ✓ Free telehealth included
From ~$28/month (age 30–44)

Best for: Budget-conscious, short stays, under 70

Compare All Plans — Get Your Free Quote →

No obligation · Certificate in minutes · Licensed TX #2608479TX

How Much Does Visitors Insurance Cost?

Price estimates below are for $100,000 coverage with a $250 deductible. Actual quotes vary by plan, exact age, state, and dates.

Age Group30 Days60 Days90 Days
25–34$28–$42$55–$83$82–$124
35–44$33–$52$65–$103$98–$155
45–54$45–$72$89–$143$133–$215
55–64$72–$118$143–$235$215–$352
65–69$115–$188$229–$375$343–$562
70–74$165–$265$329–$529$493–$793
75–79$215–$355$429–$709$643–$1,063

* Estimates based on $100K coverage, $250 deductible. Get an exact quote at towerhilltravelinsurance.com/quote.

Who Needs Visitors Insurance from Georgia?

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Tourists & Sightseers

Georgians visiting US attractions, national parks, or major cities on a B-2 tourist visa. Coverage for the full duration of your stay.

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Visiting Family & Diaspora

Georgia's large diaspora in the US regularly brings parents, siblings, and relatives for extended visits. One plan covers the entire trip.

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Business Visitors (B-1)

B-1 visa holders attending conferences, meetings, or business negotiations in the US. Full medical coverage while you work.

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Students' Visiting Parents

Parents visiting children studying in the US on F-1 or OPT visas often need coverage for 30–90 day stays. Comprehensive plans available.

How to Buy Visitors Insurance in 4 Steps

01

Enter Your Trip Details

Travel dates, traveler ages, and country of citizenship. Takes 30 seconds.

02

Compare Plans Side-by-Side

See coverage limits, deductibles, and pricing for all three plans in one view.

03

Select & Pay Online

Choose your plan and pay securely with any major credit or debit card.

04

Get Your Certificate Instantly

PDF insurance certificate and ID card delivered to your email in minutes.

What Visitors Insurance Covers

Emergency room visits & hospitalization
Surgery & specialist consultations
Prescription drugs (related to covered condition)
Acute onset of pre-existing conditions
Emergency medical evacuation
Repatriation of remains
Urgent care & walk-in clinics
Ambulance transportation
Routine check-ups & preventive care
Pre-existing condition ongoing management
Dental cleaning / cosmetic procedures
Pregnancy & maternity (unless complications)

Frequently Asked Questions

Does Georgian health insurance cover me in the USA?+
No, Georgian health coverage from its state health programs is not valid in the United States. If you experience a medical emergency, an urgent care visit or ER visit could easily cost $2,000-$15,000 or more, which you would bear fully.
Do Georgian citizens need a visa to visit the USA?+
Yes, Georgian citizens are required to obtain a B-1/B-2 visa to enter the USA for purposes of tourism or business. Alongside your visa, purchasing US visitor insurance is crucial, as Georgia's health system does not provide international coverage.
What is the best visitor insurance for Georgians visiting the USA?+
For Georgians visiting the USA, IMG Patriot America Plus and WorldTrips Atlas America are both excellent choices. These plans offer comprehensive US medical coverage, essential for protecting against the high costs of American healthcare, unlike Georgia's domestic health plans.
Can I buy visitors insurance after arriving in the USA from Georgia?+
Yes, you can purchase a plan after arrival, but it's strongly recommended to buy before you leave Georgia. Buying before departure eliminates illness waiting periods (typically 0–2 days) and ensures immediate accident coverage from day one. Some plans also won't cover conditions that appeared during any gap in coverage.
What if I need to extend my visitors insurance stay?+
Most plans allow extensions before your policy expires. You can typically extend online through the provider's portal. Extensions must be requested before the current policy ends — you cannot extend retroactively. Some plans allow extensions up to 364 days total.
How do I use my insurance if I need medical care in the USA?+
For emergencies, go to the nearest ER — call 911 if life-threatening. For non-emergencies, call your plan's 24/7 assistance line first; they can direct you to in-network providers. Always carry your insurance ID card (printed or on your phone). Most comprehensive plans reimburse claims within 15–30 business days after documentation is submitted.

Visitor Insurance Guides by Nationality

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Ready to Get Covered for Your USA Trip?

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Licensed Insurance Agency · Texas #2608479TX · A-Rated Carriers

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