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Hollywood, Florida

Visitors Insurance for Hollywood, Florida

Hollywood, Florida sits between Miami and Fort Lauderdale — home to Broward County's largest Haitian community and Memorial Regional Hospital, one of South Florida's top Level I Trauma centers.

Hollywood's diverse population includes large Haitian, Jamaican, Trinidadian, and Colombian communities. The city's Hollywood Beach is a major attraction for both domestic and international tourists. Port Everglades (Fort Lauderdale) is 5 minutes away — making Hollywood a pre/post-cruise staging area. The Seminole Hard Rock Hotel & Casino brings an international gambling tourism market.

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1.1M+
Int'l visitors/year
$5K–$50K+
Avg. ER visit cost
$0
Medicare covers visitors

Who Visits Hollywood — And Why They Need Coverage

Hollywood's Haitian community is one of the largest in the US — families maintain strong ties to Haiti, Martinique, and Guadeloupe. Many relatives visit for extended stays. Haitian national health coverage does not provide any reimbursement for US medical care. Jamaican and Trinidadian visitors face similar situations — strong family ties mean regular extended-family visits, but no coverage transfer from NHIS Jamaica or Trinidad's healthcare system.

Top Insurance Risks in Hollywood

Beach & Atlantic Ocean Emergencies

Hollywood Beach is one of South Florida's most active beaches. Rip currents, pier injuries, and water sports accidents are regular sources of ER admissions.

Cruise Pre/Post Stay Gaps

Proximity to Port Everglades means many cruise passengers stay in Hollywood before or after their voyage. Cruise coverage ends at the dock — land-based coverage is essential.

Summer Heat & Outdoor Festival Season

Hollywood hosts multiple outdoor festivals and events. Heat exhaustion and dehydration are common in summer months for visitors from cooler climates.

Major Medical Centers in Hollywood

These facilities treat international patients. Without insurance, a single hospitalization here costs tens of thousands of dollars.

🏥
Memorial Regional Hospital
Level I Trauma, Level II Pediatric Trauma — one of the top-ranked hospitals in Broward County. Joe DiMaggio Children's Hospital on site for pediatric emergencies.
🏥
Memorial Hospital West
Major Memorial Healthcare campus serving West Hollywood and Pembroke Pines. Full surgical and emergency services.
🏥
Hollywood Medical Center
Nearby HCA facility serving Hollywood's hospital corridor. Emergency and urgent care services.
🏥
Broward Health Medical Center
15 minutes north in Fort Lauderdale — Level I Trauma for complex Broward County cases.

Best Plans for Hollywood Visitors

Tower Hill works with IMG, Trawick International, and WorldTrips — three of the top-rated carriers for visitors to Florida. Here's how they stack up:

🏆 Best Value
WorldTrips Atlas America
100% in-network, no coinsurance. Up to $500K medical. Strong acute onset coverage for seniors.
🛡️ Safest Option
IMG Patriot Platinum America
Up to $2M policy max. 90/10 coinsurance in-network. Best for seniors with pre-existing conditions.
💰 Cheapest Acceptable
Trawick Safe Travels USA
From $50K coverage. Budget-friendly entry point that still meets visitor visa requirements.
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Estimated Monthly Cost — Hollywood Visitors Insurance

Based on $100K policy max, $250 deductible, 30-day coverage. Actual quotes vary by plan and dates.

AgeEst. Monthly PremiumCoverage
Under 40$28–$52$100K medical + evacuation
40–49$44–$78$100K medical + evacuation
50–59$68–$115$100K medical + evacuation
60–69$118–$195$100K medical + evacuation
70–79$195–$355$100K medical + evacuation
80–89$340–$590$100K medical + evacuation

Frequently Asked Questions — Hollywood Travel Insurance

Does Haitian national health insurance cover relatives visiting Hollywood, Florida?

No. Haiti does not have a functioning national health insurance system that reimburses foreign medical care. Haitian visitors to Hollywood need US visitors insurance before they arrive. Plans start from $1/day.

Is Memorial Regional a good hospital for international visitors?

Memorial Regional is excellent — it's a Level I Trauma center and consistently ranked among South Florida's top hospitals. But that quality comes with high costs. An uninsured ER visit at Memorial Regional for a cardiac event can easily cost $30,000–$80,000.

Can I get visitors insurance for my Jamaican grandmother visiting for 3 months?

Yes. Plans for a 3-month stay are standard — just select your coverage start date, end date, and your grandmother's age. For ages 80+, plan options are more limited but available (WorldTrips Atlas America covers up to age 99).

Does Seminole Hard Rock Hotel provide any medical coverage for guests?

No. Hotels do not provide medical coverage. If a health emergency occurs at the Seminole Hard Rock, you're transported to the nearest ER and billed in full. Visitors insurance covers these events.

Get Covered Before Your Hollywood Visit

Plans start from $1/day. Coverage begins the day after purchase. No medical exam required.

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Written by Ty Taylor — Licensed Travel Insurance Advisor, Texas #2608479TX

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