WorldTrips Atlas America is known for high coverage limits and a strong global reputation. But how does the pricing compare to IMG Patriot and Trawick Safe Travels? This guide answers exactly that.
Quick Answer
WorldTrips Atlas America typically costs $3–$8/day for visitors aged 26–40, $10–$25/day for ages 60–69, and $25–$60/day for ages 70+. It often offers the highest available coverage maximums — up to $2,000,000.
What Sets Atlas America Apart on Price?
Atlas America offers coverage maximums up to $2,000,000 — higher than most competitors. This means you can get genuinely catastrophic coverage without switching plans. They also offer an adventure sports rider, making it the best choice for visitors planning outdoor or adventure activities. Pricing for standard coverage is competitive with IMG and Trawick.
Sample Monthly Costs by Age (2026)
Approximate costs for $250 deductible, $1,000,000 maximum: Age 26–35: ~$70–$130/month. Age 36–50: ~$90–$170/month. Age 51–60: ~$150–$260/month. Age 61–70: ~$260–$480/month. Age 71–79: ~$420–$730/month. Atlas America is often priced 5–15% higher than Trawick but comparable to or slightly above IMG.
Atlas America vs. Competitors: Value Comparison
Atlas America wins when you need: (1) $1M+ coverage maximums. (2) Unlimited medical evacuation coverage. (3) Adventure sports coverage. (4) A global brand with 30+ years of international coverage experience. For straightforward visitor insurance needs, IMG or Trawick may be slightly cheaper. But if your visitor is older, has complex medical needs, or wants absolute maximum protection, Atlas America's higher limits justify the premium.
How to Get the Best Price on Atlas America
Select the deductible level that makes sense: $250 is the sweet spot for most visitors — it meaningfully reduces the premium while keeping out-of-pocket exposure manageable. For healthy visitors under 55, choosing a $500 deductible can save another 15–20%. Get a quote side-by-side with IMG and Trawick for your exact dates to find the best value.
Frequently Asked Questions
How much does WorldTrips Atlas America cost for a 70-year-old?
Expect $420–$730/month for a $250 deductible, $1M maximum plan. Pricing varies by exact age, dates, and coverage selection.
Is Atlas America more expensive than IMG Patriot?
Usually comparable — within 5–10%. Atlas America sometimes costs slightly more but offers higher coverage maximums and unlimited evacuation.
Does Atlas America cover pre-existing conditions?
It covers acute onset of pre-existing conditions — unexpected flare-ups of a known condition. Routine management of chronic conditions is not covered.
What is the maximum coverage available with Atlas America?
Up to $2,000,000 in medical coverage and unlimited medical evacuation — the highest limits of any major visitor insurance plan.
Can I add adventure sports coverage to Atlas America?
Yes. WorldTrips offers an adventure sports rider that covers skiing, diving, trekking, and other high-risk activities not covered by the base plan.