What is the minimum age for coverage?

Most plans cover travelers from age 14 upward on standard group policies. Younger children (under 14) can also be added at reduced rates — confirm minimum age requirements with the insurer for your specific program.

Do parents receive a copy of the coverage documentation?

Yes. Individual coverage certificates can be generated and sent to parents or guardians of minor travelers. The group leader or program coordinator typically distributes these before departure.

What if a youth traveler has a mental health emergency abroad?

Acute psychiatric emergencies requiring hospitalization are covered under emergency medical benefits. For non-hospitalization mental health crises, select plans include a 24/7 mental health hotline. Group leaders should also be equipped with a mental health crisis protocol before departure.

Are gap year programs covered?

Yes. Coverage periods of up to 364 days are available. Gap year travelers working, studying, or volunteering abroad can be covered for the full duration of their program.

Can coverage be extended if the program runs longer than planned?

Yes. Coverage can typically be extended for additional periods, as long as the extension is requested before the original policy expires. Contact the insurer to extend coverage mid-trip.

👥Youth Groups (Ages 14–25) · 10–50 travelers

Youth Group Travel Insurance

Emergency coverage for teen tours, youth exchanges, and young adult travel programs.

Get Group Quotes →📞 (832) 856-1704

Adventure responsibly. Youth coverage made simple.

Young travelers are active, adventurous, and statistically more likely to sustain injuries during travel. Youth groups traveling internationally — whether on cultural exchange, gap year programs, or supervised tours — need comprehensive emergency medical and evacuation coverage. It also gives parents the peace of mind to sign the permission form.

What Group Travel Insurance Covers

Accidental Injury Coverage

Emergency treatment for sports injuries, falls, accidents, and other physical mishaps that are more common among young, active travelers.

Emergency Medical & Hospitalization

Full inpatient and outpatient coverage for sudden illness and injury — including common youth travel ailments like GI infections, dehydration, and fever.

Emergency Medical Evacuation

Air ambulance to an appropriate facility — critical for youth groups in remote or developing regions where local healthcare may be inadequate.

24/7 Assistance for Group Leaders

Group leader has one emergency number to call for any covered traveler — the insurer coordinates medical care, locates facilities, and manages the situation.

Mental Health Crisis Support

Select plans include access to mental health professionals for travelers experiencing acute psychological crises — increasingly important for youth travelers.

Cost by Group Size

Group Size	Per Person / Day	Est. Total
Youth group (10–20 people, ages 14–22)	$0.75–$1.50/day	$75–$600 for 14-day program
Young adult group (20–40 people, ages 18–25)	$0.80–$1.60/day	$112–$1,344 for 14-day program
Teen tour (30–50 people, ages 14–18)	$0.75–$1.40/day	$157–$1,400 for 14-day program