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Trawick Safe Travels USA Comprehensive vs Safe Travels Elite

Both are Trawick plans — Safe Travels Elite is a significant step up in coverage. Here's exactly what you get when you upgrade.

2
Safe Travels USA Comp. wins
2
Ties
8
Safe Travels Elite wins

Trawick International offers two strong visitor insurance options: Safe Travels USA Comprehensive and Safe Travels Elite. Both use the First Health PPO network and include baggage and trip interruption coverage. The key upgrades with Elite: pre-existing acute onset benefit jumps from $50K to $75K (the highest available anywhere), mental health is covered from day one with no waiting period, dental doubles to $500, baggage doubles to $1,000, and the network expands to include Aetna alongside First Health. For travelers with more complex health histories or who want the best plan available, Elite is the premium choice.

Plan Overview

Most Flexible
Trawick Safe Travels USA Comprehensive
Trawick International
Coverage
$50,000$1,000,000
Starting at
~$1.25/day (age 30, $250 ded.)
Network
First Health PPO
Max Age
89
Best For
  • Travelers who want more deductible flexibility ($50 option available)
  • Budget-conscious visitors who still want solid pre-existing coverage
  • Travelers who want baggage coverage included
  • Those preferring Trawick's claims handling reputation
Pros
  • More deductible options than most competitors (including $50)
  • Baggage coverage included
  • Trip interruption benefit included
  • COVID-19 covered
  • Strong $50K acute onset benefit
Cons
  • First Health network only — not UHC (slightly smaller)
  • Max age 89 (vs 99 on IMG/WorldTrips plans)
  • Lower evacuation limit than Atlas America
Premium Choice
Trawick Safe Travels Elite
Trawick International
Coverage
$50,000$1,000,000
Starting at
~$1.80/day (age 30, $250 ded.)
Network
First Health PPO + Aetna
Max Age
89
Best For
  • Travelers who want the highest pre-existing condition coverage available
  • Those who want mental health covered from day one
  • Travelers wanting the best baggage and trip interruption limits
  • Seniors 70–89 needing strong coverage
Pros
  • Highest acute onset pre-existing benefit available ($75K under 70)
  • Mental health covered from day one — no 30-day wait
  • Dual network (First Health + Aetna) — maximum hospital access
  • Best-in-class baggage ($1K) and trip interruption ($10K)
  • $1M evacuation coverage
Cons
  • Higher premium than other Trawick plans
  • Max age 89 (vs 99 on IMG/WorldTrips)
  • First Health + Aetna network (not UHC)

Side-by-Side Comparison

WinnerTieNot winner
Feature
Safe Travels USA Comp.
Safe Travels Elite
Coverage
Maximum medical coverage
Up to $1,000,000
Up to $1,000,000
Emergency evacuation
Elite doubles the evacuation benefit
Up to $500,000
Up to $1,000,000
Cost
Starting price (age 30, $250 ded.)
~$1.25/day
~$1.80/day
Deductible options
Only Safe Travels USA Comp. offers the $50 deductible option
$0, $50, $100, $250, $500, $1K, $2.5K
$0, $100, $250, $500, $1K, $2.5K
Pre-existing
Acute onset (under 70)
$75K is the highest acute onset benefit in the visitor insurance market
Up to $50,000
Up to $75,000
Acute onset (age 70+)
Up to $20,000
Up to $25,000
Network
US provider network
Elite adds Aetna for expanded hospital access
First Health PPO
First Health PPO + Aetna
Benefits
Mental health coverage
Elite is the only plan with immediate mental health coverage
After first 30 days
Covered from day one
Emergency dental
Up to $250
Up to $500
Baggage coverage
Up to $500
Up to $1,000
Trip interruption
Up to $5,000
Up to $10,000
Limits
Maximum age
89
89
Our Verdict
Choose Safe Travels USA Comp. if…

Choose Safe Travels USA Comprehensive if you want solid coverage at a mid-range price, with the $50 deductible option that no other plan offers.

Choose Safe Travels Elite if…

Choose Safe Travels Elite if you want the highest pre-existing condition benefit in the market ($75K), mental health covered from day one, or maximum overall coverage.

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