Trawick Safe Travels USA Comprehensive vs Safe Travels Elite
Both are Trawick plans — Safe Travels Elite is a significant step up in coverage. Here's exactly what you get when you upgrade.
Trawick International offers two strong visitor insurance options: Safe Travels USA Comprehensive and Safe Travels Elite. Both use the First Health PPO network and include baggage and trip interruption coverage. The key upgrades with Elite: pre-existing acute onset benefit jumps from $50K to $75K (the highest available anywhere), mental health is covered from day one with no waiting period, dental doubles to $500, baggage doubles to $1,000, and the network expands to include Aetna alongside First Health. For travelers with more complex health histories or who want the best plan available, Elite is the premium choice.
Plan Overview
- Travelers who want more deductible flexibility ($50 option available)
- Budget-conscious visitors who still want solid pre-existing coverage
- Travelers who want baggage coverage included
- Those preferring Trawick's claims handling reputation
- More deductible options than most competitors (including $50)
- Baggage coverage included
- Trip interruption benefit included
- COVID-19 covered
- Strong $50K acute onset benefit
- First Health network only — not UHC (slightly smaller)
- Max age 89 (vs 99 on IMG/WorldTrips plans)
- Lower evacuation limit than Atlas America
- Travelers who want the highest pre-existing condition coverage available
- Those who want mental health covered from day one
- Travelers wanting the best baggage and trip interruption limits
- Seniors 70–89 needing strong coverage
- Highest acute onset pre-existing benefit available ($75K under 70)
- Mental health covered from day one — no 30-day wait
- Dual network (First Health + Aetna) — maximum hospital access
- Best-in-class baggage ($1K) and trip interruption ($10K)
- $1M evacuation coverage
- Higher premium than other Trawick plans
- Max age 89 (vs 99 on IMG/WorldTrips)
- First Health + Aetna network (not UHC)
Side-by-Side Comparison
Choose Safe Travels USA Comprehensive if you want solid coverage at a mid-range price, with the $50 deductible option that no other plan offers.
Choose Safe Travels Elite if you want the highest pre-existing condition benefit in the market ($75K), mental health covered from day one, or maximum overall coverage.
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