Home/Compare Plans/WorldTrips Atlas America vs Trawick Safe Travels USA Comprehensive

WorldTrips Atlas America vs Trawick Safe Travels USA Comprehensive

Two similarly-priced plans with very different strengths. Find out which one fits your traveler's profile.

3
Atlas America wins
3
Ties
2
Safe Travels USA Comp. wins

WorldTrips Atlas America and Trawick Safe Travels USA Comprehensive are priced similarly and often compared head to head. Atlas America leads on maximum coverage limit ($2M), evacuation ($1M), and network breadth. Safe Travels Comprehensive counters with more deductible options (including $50), stronger trip interruption, and Trawick's reputation for responsive claims handling. Both offer the standard $50K acute onset pre-existing benefit.

Plan Overview

Best Coverage Limit
WorldTrips Atlas America
WorldTrips
Coverage
$50,000$2,000,000
Starting at
~$1.45/day (age 30, $250 ded.)
Network
First Health & UHC PPO
Max Age
99
Best For
  • Travelers who want the highest medical coverage limit ($2M)
  • Visitors needing baggage coverage included
  • Parents visiting the USA with pre-existing conditions
  • Travelers over 70 (age 80+ pre-existing limit applies)
Pros
  • Highest coverage limit in the category — up to $2,000,000
  • Baggage/personal effects included at no extra cost
  • Same strong UHC/First Health network
  • More deductible options including $5,000 for very low premiums
  • COVID-19 covered as standard illness
Cons
  • Slightly higher premium than comparable IMG plans
  • Pre-existing benefit reduces significantly at age 70+
  • Age 80+ gets no pre-existing condition coverage
Most Flexible
Trawick Safe Travels USA Comprehensive
Trawick International
Coverage
$50,000$1,000,000
Starting at
~$1.25/day (age 30, $250 ded.)
Network
First Health PPO
Max Age
89
Best For
  • Travelers who want more deductible flexibility ($50 option available)
  • Budget-conscious visitors who still want solid pre-existing coverage
  • Travelers who want baggage coverage included
  • Those preferring Trawick's claims handling reputation
Pros
  • More deductible options than most competitors (including $50)
  • Baggage coverage included
  • Trip interruption benefit included
  • COVID-19 covered
  • Strong $50K acute onset benefit
Cons
  • First Health network only — not UHC (slightly smaller)
  • Max age 89 (vs 99 on IMG/WorldTrips plans)
  • Lower evacuation limit than Atlas America

Side-by-Side Comparison

WinnerTieNot winner
Feature
Atlas America
Safe Travels USA Comp.
Coverage
Maximum medical coverage
Up to $2,000,000
Up to $1,000,000
Emergency evacuation
Up to $1,000,000
Up to $500,000
Cost
Starting price (age 30, $250 ded.)
~$1.45/day
~$1.25/day
Deductible options
Atlas has the $5K option; Safe Travels has the $50 option
$0, $100, $250, $500, $1K, $2.5K, $5K
$0, $50, $100, $250, $500, $1K, $2.5K
Pre-existing
Acute onset (under 70)
Up to $50,000
Up to $50,000
Benefits
Baggage coverage
Up to $500
Up to $500
Trip interruption
Safe Travels includes trip interruption; Atlas requires an add-on
Up to $5,000 (add-on)
Up to $5,000 (included)
Limits
Maximum age
99
89
Our Verdict
Choose Atlas America if…

Choose Atlas America if you want the highest possible coverage limit ($2M), a $1M evacuation benefit, or more deductible flexibility (including $5K).

Choose Safe Travels USA Comp. if…

Choose Safe Travels USA Comprehensive if you want the $50 deductible option, prefer Trawick's claims process, or are on a slightly tighter budget.

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