WorldTrips Atlas America vs Trawick Safe Travels USA Comprehensive
Two similarly-priced plans with very different strengths. Find out which one fits your traveler's profile.
Atlas America: Choose Atlas America if you want the highest possible coverage limit ($2M), a $1M evacuation benefit, or more deductible flexibility (including $5K).
Safe Travels USA Comp.: Choose Safe Travels USA Comprehensive if you want the $50 deductible option, prefer Trawick's claims process, or are on a slightly tighter budget.
Score: Atlas America 4 wins · Safe Travels USA Comp. 2 wins · 3 ties
WorldTrips Atlas America and Trawick Safe Travels USA Comprehensive are priced similarly and often compared head to head. Atlas America leads on maximum coverage limit ($2M), evacuation ($1M), and network breadth. Safe Travels Comprehensive counters with more deductible options (including $50), stronger trip interruption, and Trawick's reputation for responsive claims handling. Both cover acute onset of pre-existing conditions up to the full policy maximum for travelers under age 70. For seniors aged 70–79, Safe Travels covers $35,000 while Atlas covers $100,000 — Atlas wins on 70+ pre-existing coverage.
Plan Overview
- Travelers who want the highest medical coverage limit ($2M)
- Visitors needing baggage coverage included
- Parents visiting the USA with pre-existing conditions
- Travelers over 70 (age 80+ pre-existing limit applies)
- Highest coverage limit in the category — up to $2,000,000
- Baggage/personal effects included at no extra cost
- Same strong UHC/First Health network
- More deductible options including $5,000 for very low premiums
- COVID-19 covered as standard illness
- Slightly higher premium than comparable IMG plans
- Pre-existing benefit reduces to $100,000 at age 70–79; excluded entirely at 80+
- Travelers who want more deductible flexibility ($50 option available)
- Budget-conscious visitors who still want solid pre-existing coverage
- Travelers who want baggage coverage included
- Those preferring Trawick's claims handling reputation
- More deductible options than most competitors (including $50)
- Baggage coverage included
- Trip interruption benefit included
- COVID-19 covered
- Strong acute onset benefit — up to policy maximum for travelers under age 70
- First Health network only — not UHC (slightly smaller)
- Max age 89 (vs 99 on IMG/WorldTrips plans)
- Lower evacuation limit than Atlas America
Side-by-Side Comparison
Choose Atlas America if you want the highest possible coverage limit ($2M), a $1M evacuation benefit, or more deductible flexibility (including $5K).
Choose Safe Travels USA Comprehensive if you want the $50 deductible option, prefer Trawick's claims process, or are on a slightly tighter budget.
See Exact Quotes for Both Plans
Enter your trip details and we'll show you real-time prices for both plans — plus every other option available for your situation.
Get My Free Quotes