International Travel Medical Insurance
Your US health insurance stops at the border. A single emergency abroad can cost $50,000–$300,000. International travel medical insurance covers you anywhere in the world — from $1/day.
Plans from IMG, Trawick & WorldTrips · Up to $2,000,000 coverage · Instant quote
Up to $2M coverage · 194 countries · From $1/day
What International Travel Medical Insurance Covers
One purpose: protecting you from catastrophic medical costs anywhere in the world. Here's exactly what's included — and what's not.
Medical Costs by Region
High hospital costs, language barriers
Varied quality, evacuation may be needed
Limited trauma centers outside capitals
Premium private hospitals, high billing
Frequent evacuation needed, limited facilities
Remote locations, high evacuation costs
Compare International Travel Medical Insurance Plans
Three A-rated carriers. One quote flow. Coverage in 194 countries.
IMG
Patriot International
Best value for global travelers
Trawick International
Safe Travels International
Widest deductible range
WorldTrips
Atlas Travel
Maximum global protection
Who Needs International Travel Medical Insurance?
If your domestic health plan doesn't follow you abroad, you need coverage before you board.
US Citizens Traveling Abroad
Medicare and most employer plans don't cover international emergencies. Even with great domestic insurance, you have $0 coverage outside the US.
Business Travelers
Your company's health plan likely has limited international coverage. International travel medical insurance fills the gap for every trip.
Expats & Long-Stay Travelers
Staying abroad for weeks or months? You need coverage that extends beyond standard travel insurance limits.
Adventure & Remote Travelers
Hiking, diving, skiing, or visiting remote areas? Medical evacuation coverage is essential — airlifts cost $100,000+
Students Studying Abroad
Your university health plan or parents' coverage rarely extends internationally. International student medical insurance is required at most programs.
Retirees & Senior Travelers
Medicare provides zero international coverage. Seniors traveling abroad face the highest medical risk and need the most protection.
Frequently Asked Questions
What is international travel medical insurance?
International travel medical insurance is short-term health coverage that protects you from medical emergencies while traveling outside your home country. It covers emergency hospitalization, surgery, doctor visits, prescription medications, and emergency medical evacuation — anywhere in the world. It is specifically designed for travelers whose domestic health insurance provides zero coverage abroad.
Does my US health insurance cover me internationally?
Most US health insurance plans — including employer plans, Medicare, and Medicaid — provide little to no coverage outside the United States. Medicare covers emergency care in Canada only in limited circumstances. If you are hospitalized in Europe, Asia, Latin America, or anywhere abroad, you will typically be billed 100% out of pocket. International travel medical insurance fills this critical gap.
How much does international travel medical insurance cost?
International travel medical insurance typically costs $1–$5 per day depending on your age, destination, coverage limit, and deductible. A healthy 35-year-old traveling to Europe for 2 weeks pays roughly $40–$70. Older travelers (65+) pay more. Use our free quote tool to get exact pricing in under 2 minutes.
What does international travel medical insurance cover?
International travel medical insurance covers: emergency hospitalization, inpatient surgery, ER visits, specialist consultations, urgent care, prescription drugs, emergency dental care, emergency medical evacuation (airlift to nearest adequate facility), repatriation of remains, and 24/7 global emergency assistance. Most plans also cover acute onset of pre-existing conditions — sudden, unexpected flare-ups of known conditions.
Is emergency medical evacuation included?
Yes. All international travel medical insurance plans we offer include emergency medical evacuation — the cost to airlift you to the nearest adequate hospital or back to your home country for treatment. This benefit alone is worth the entire premium. An international medical evacuation can cost $50,000–$300,000+ without insurance.
Can I buy international travel medical insurance after departing?
Yes, most plans can be purchased after you have already departed. However, there is typically a 48–72 hour waiting period for illness (not accidents or injuries). To get the most complete coverage — including from day one of your trip — purchase before you leave home.
Which international travel medical insurance plan is best?
It depends on your needs: IMG Patriot International is best for travelers wanting a globally recognized plan at an excellent value. Trawick Safe Travels International is best if you want maximum deductible flexibility ($0–$5,000). WorldTrips Atlas Travel is best for highest coverage limits (up to $2,000,000) and includes mental health emergency coverage. All three are A-rated carriers.
Get Covered Before You Depart
Compare international travel medical insurance plans in 2 minutes. No broker, no jargon — just real coverage for real trips.
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