Travel Insurance Cost
for Australia
2026 estimates from IMG, Trawick International & WorldTrips. Adjust age, coverage type, and duration — prices update instantly.
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For visitors to the United States
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Showing estimates for age 55 · 1 month · Visiting the USA
Patriot America Lite
via IMG
Atlas America
via WorldTrips
Visitors Protect
via Trawick International
Visiting the USA Cost by Age (30 Days)
Monthly premium estimates for Australia — all major US-licensed carriers.
| Age Group | Budget | Mid-Range | Comprehensive |
|---|---|---|---|
| Under 30 | $27–$45 | $45–$69 | $69–$105 |
| 30–39 | $33–$57 | $57–$87 | $87–$132 |
| 40–49 | $45–$78 | $78–$120 | $120–$180 |
| 50–59 ← you | $66–$111 | $111–$171 | $171–$255 |
| 60–69 | $99–$165 | $165–$258 | $258–$387 |
| 70–79 | $150–$252 | $252–$393 | $393–$585 |
| 80+ | $228–$387 | $387–$600 | $600–$900 |
*All prices in USD. Rates shown for a 30-day policy. Multi-month policies may have different per-day rates.
Compare the Best Plans for Australia
We partner with America’s top-rated travel insurance carriers so you get the best plan at the best price.
Patriot America Lite
- ✓Up to $50,000 coverage
- ✓$100–$250 deductible
- ✓Acute onset of pre-existing
- ✓Emergency evacuation
- ✓24/7 multilingual hotline
Atlas America
- ✓Up to $500,000 coverage
- ✓$100 deductible
- ✓Pre-existing condition waiver
- ✓Emergency evacuation
- ✓Telemedicine included
Visitors Protect
- ✓Up to $1,000,000 coverage
- ✓$0 deductible option
- ✓Comprehensive pre-existing
- ✓Emergency evacuation
- ✓Cancel for any reason add-on
What Affects Your Travel Insurance Cost for Australia?
Age
The single biggest cost factor. Travelers over 60 pay significantly more because the risk of illness or injury is higher.
Coverage Duration
Longer trips cost more in total, but the per-day rate often decreases with longer plans — especially annual policies.
Coverage Limit
US medical bills average $2,500–$30,000 for common emergencies. A $50,000 policy is much cheaper than $1,000,000 — but may leave gaps.
Deductible
Choosing a higher deductible ($250 vs $0) reduces your premium by 15–30%. Good strategy if you can absorb a small out-of-pocket cost.
Pre-existing Conditions
Plans with acute onset of pre-existing condition coverage cost slightly more but protect against flare-ups of stable conditions.
Destination
Medical costs in Australia vary widely. Emergency evacuation coverage is often the most critical benefit for international travelers.
Why 60,000+ Travelers Choose Tower Hill
Top-Rated Carriers
We only work with A-rated carriers: IMG, Trawick International, and WorldTrips.
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151 Countries Covered
Whether you're visiting family or exploring a new continent, we have a plan that works.
Frequently Asked Questions — Travel Insurance Cost for Australia
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