Visitor Insurance for Minnesota
Mayo Clinic in Rochester, Minnesota is consistently ranked #1 in the USA — international medical tourists need US visitor insurance, not travel assistance plans.
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International Visitors to Minnesota Have No US Health Coverage
Minnesota has no public health coverage for international visitors. Mayo Clinic — despite being a global destination for medical care — bills uninsured patients at full rates. Visitor insurance from IMG, Trawick, or WorldTrips ensures proper coverage across Minnesota.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — you pay full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to major hospital networks in Minnesota
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At Minnesota's Top Hospitals
Mayo Clinic (Rochester)
M Health Fairview University of Minnesota Medical Center
Allina Health Abbott Northwestern Hospital
Hennepin Healthcare
+ thousands more in-network hospitals and urgent care centers across Minnesota
Coverage Across All of Minnesota
Best Visitor Insurance Plans for Minnesota
All plans work at hospitals across Minnesota. Compare coverage, deductibles, and pricing.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance Minnesota — Frequently Asked Questions
Do I need visitor insurance to get treated at Mayo Clinic Minnesota?
Yes. Mayo Clinic bills international uninsured patients at full charges. Visitor insurance — not travel assistance — provides proper medical coverage. Some PPO plans like IMG Patriot may include Mayo Clinic in network.
What visitor insurance is best for Rochester, Minnesota?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America are all available for Minnesota visitors. Compare coverage and deductible options to find the right plan.
Can I get visitor insurance for a medical trip to Mayo Clinic?
Yes. Visitor insurance covers illness and accidents during your US stay. Note that pre-existing conditions are generally covered for acute onset emergencies only.
City-Specific Coverage in Minnesota
Major Cities
Ready to Get Covered in Minnesota?
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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