Visitors Insurance for Colombian Visitors in Florida
400,000+ Colombian Americans live in the US. When family visits Miami, one uninsured ER visit costs $3,500–$14,000. Get covered from $38–$80/month.
Colombian Visitors in Florida: What You Need to Know
South Florida — especially Doral and Weston in Broward County — is home to over 400,000 Colombian-Americans, the largest Colombian community outside Colombia. Doral is nicknamed 'Doralzuela/Little Colombia' for its demographics. Many Colombian visitors come for 1–3 months and return regularly. Colombia's EPS health system has zero US coverage. Baptist Health South Florida is a leading hospital in the area — an average ER visit costs $4,800–$9,500.
Community Size
400,000+
Colombian Americans in US
Typical Stay
1–3 months
Average visit length
Common Visa
B-2 tourist visa (Colombians require a US visa)
Most common entry type
Key Neighborhoods
Doral
Florida hub
Why Colombian Visitors Need Insurance in Florida
Why Colombian Families Visit Florida
- ✓Miami is Colombia's gateway city — direct flights from Bogotá, Medellín, Cali
- ✓Doral and Weston are known as 'Colombiana' for their large Colombian communities
- ✓Visiting family staying 1–3 months
- ✓Medical tourism — Colombians often visit Miami specialists for advanced care
Hub neighborhoods: Doral, Weston, Brickell (Miami), Aventura, Pembroke Pines
Real Healthcare Costs in Florida (FL)
Key fact for Florida: 400,000+ Colombian Americans live in the US, and Florida is one of their top destinations. Baptist Health South Florida is world-class — but without insurance, a single admission averages $20,000–$80,000. Plans for Colombian visitors start from $38–$80/month.
Best Plans for Colombian Visitors in Florida
All plans available from Tower Hill — licensed in Texas (#2608479TX). Coverage from $38–$80/month for visitors to Miami and all of Florida.
Visitors Care (IMG)
Coverage
Up to $100,000
Price
From $1.50/day
Pre-Existing
Acute onset covered
Best For
Budget-conscious visitors
Patriot America Plus (IMG)
Coverage
Up to $1,000,000
Price
From $2.20/day
Pre-Existing
Acute onset covered
Best For
Most visitors — best value
Safe Travels USA (Trawick)
Coverage
Up to $150,000
Price
From $1.80/day
Pre-Existing
Acute onset covered
Best For
Short trips under 90 days
Atlas America (WorldTrips)
Coverage
Up to $2,000,000
Price
From $2.50/day
Pre-Existing
Acute onset covered
Best For
Senior visitors 60+
| Plan | Max Coverage | Price | Pre-Existing | Best For |
|---|---|---|---|---|
Visitors Care (IMG) | Up to $100,000 | From $1.50/day | Acute onset covered | Budget-conscious visitors |
Patriot America Plus (IMG) Most Popular | Up to $1,000,000 | From $2.20/day | Acute onset covered | Most visitors — best value |
Safe Travels USA (Trawick) | Up to $150,000 | From $1.80/day | Acute onset covered | Short trips under 90 days |
Atlas America (WorldTrips) | Up to $2,000,000 | From $2.50/day | Acute onset covered | Senior visitors 60+ |
Frequently Asked Questions — Colombian Visitors in Florida
Do Colombian visitors to Florida need health insurance?
Colombian citizens are not covered by US Medicare or Medicaid. A single ER visit in Florida can cost $3,500–$14,000. Visitors insurance is strongly recommended — and some visa types (J-1, J-2) legally require it.
How much does visitors insurance cost for Colombian visitors to Florida?
Plans typically cost $38–$80/month per person depending on age, coverage amount, and deductible. Older visitors (65+) pay more. Most families find comprehensive coverage for under $5/day per person. Short trips of 2–4 weeks can cost as little as $25–$60 total.
What visa do most Colombian visitors use when coming to Florida?
Most Colombian visitors enter on a B-2 tourist visa (Colombians require a US visa). A typical visit lasts 1–3 months. Regardless of visa type, US health insurance does not automatically apply — you must purchase a separate visitors insurance policy.
Does visitors insurance cover pre-existing conditions in Florida?
Most plans cover acute onset of pre-existing conditions — sudden, unexpected emergencies like a heart attack, stroke, or diabetic crisis. Routine care for chronic conditions is not covered. This is critical for older Colombian visitors who may have diabetes, hypertension, or heart disease.
Which hospital would my family member use in Florida?
Baptist Health South Florida is one of the top facilities in Florida. Most visitors insurance plans work at any licensed US hospital — you're not restricted to a network in an emergency. In a non-emergency, some plans have preferred networks that reduce your out-of-pocket costs. Call (832) 856-1704 for guidance.
My Colombian parent has EPS insurance back home. Does any of that coverage apply while they visit Miami?
No — Colombia's EPS (Entidad Promotora de Salud) plans are limited entirely to Colombia-registered providers. They provide zero coverage for any medical treatment in the United States. EPS cannot reimburse US hospital bills, and US hospitals won't bill Colombian EPS. A US visitors insurance plan is the only coverage that will actually work in Miami.
Protect Your Family's Visit to Florida
Licensed travel insurance agent • TX #2608479TX
IMG, Trawick International & WorldTrips — serving Colombian visitors to Miami and all of Florida