Visitor Insurance for Israelis Visiting the USA
Israeli Kupat Holim health funds provide excellent coverage at home โ but they stop at the Israeli border. You need dedicated coverage for the USA.
โ ๏ธ Even the best Israeli supplemental health plan may only reimburse a fraction of actual US medical costs.
Maccabi, Clalit, Meuhedet, and Leumit Don't Cover US Medical Costs
Israel's four Kupat Holim sick funds โ Clalit, Maccabi, Meuhedet, and Leumit โ cover care within Israel's health network only. Their international coverage is limited to emergency assistance packages purchased separately and does not constitute full US coverage. Israel and the United States have no bilateral healthcare agreement. A US ER visit averages $3,100; one hospital night runs $11,700. Israeli nationals visiting family in New York, New Jersey, California, and Florida face significant financial exposure โ one hospitalisation can exceed โช108,000 with no standard Kupat Holim reimbursement.
Pre-Existing Conditions โ What's Covered for Israelis?
US visitors insurance uses "acute onset" coverage โ emergency treatment for a sudden flare of a known condition is typically covered.
| Condition | Acute Onset Covered? | Notes |
|---|---|---|
| Type 2 Diabetes | โ Yes | Acute onset emergency covered under IMG & WorldTrips |
| Hypertension / High Blood Pressure | โ Yes | Sudden cardiac event or stroke covered as acute onset |
| Coronary Artery Disease | โ Yes | Emergency heart attack treatment covered โ not routine cardiology visits |
| COPD / Asthma | โ Yes | Acute attack requiring ER care typically covered |
| Arthritis | โ Limited | Routine care not covered; acute fracture unrelated to arthritis is covered |
| Kidney Disease (CKD) | โ Limited | Dialysis is excluded; acute infection or emergency is covered |
Acute onset means emergency treatment for a sudden flare of a known condition โ not routine management. Questions? Call (832) 856-1704.
Best Visitors Insurance Plans for Israelis
All plans accepted at US hospitals. A-rated carriers. Direct billing available.
Patriot America Plus
Best overall balance of price, coverage, and pre-existing condition provisions
- Up to $1M emergency medical
- Acute onset pre-existing covered
- Emergency evacuation included
- Prescription drug coverage
- Telemedicine included
- Coverage up to age 99
- 24/7 global assistance
- Renewable โ extend as needed
Atlas America
Maximum medical limits for visitors with complex health history or older age
- Up to $2M emergency medical
- Highest available limits
- Acute onset pre-existing covered
- Emergency dental included
- Mental health emergencies covered
- Multilingual support 24/7
- Adventure sports optional add-on
- Renewable coverage
Safe Travels USA
$0 deductible option โ no out-of-pocket at the hospital
- Up to $1M emergency medical
- $0 deductible option available
- Acute onset pre-existing covered
- Dental emergency benefit
- Trip interruption coverage
- Loss of passport benefit
- AD&D included
- 24/7 emergency hotline
How Much Does Visitors Insurance Cost for Israelis?
Real price estimates based on actual plan rates โ not inflated samples.
| Age | Duration | Coverage | Deductible | Est. Cost |
|---|---|---|---|---|
| 50 years | 30 days | $100K | $250 | $38โ$52 |
| 55 years | 60 days | $100K | $250 | $85โ$115 |
| 60 years | 90 days | $100K | $250 | $120โ$175 |
| 65 years | 90 days | $100K | $250 | $175โ$245 |
| 70 years | 90 days | $100K | $250 | $240โ$340 |
| 75 years | 60 days | $100K | $500 | $195โ$275 |
Estimates for visitors insurance to the USA. Exact pricing depends on carrier and plan selected.
How to Buy Visitors Insurance for Israelis โ Step by Step
Get an instant quote
Click 'Get Quote' and enter the visitor's age, travel dates, and home country (Israel). Takes under 2 minutes. No personal information required at this stage.
Compare 3โ5 plans side by side
Our comparison tool shows IMG, WorldTrips, and Trawick side by side โ coverage limits, deductibles, network, and pre-existing condition provisions. Pick what fits the visitor's health and budget.
Purchase online โ instant policy
Pay securely online. The insurance certificate is emailed within minutes. Print it or save it to your phone โ you'll need it if the visitor goes to a hospital.
Use the insurance if needed
In an emergency, call the number on the insurance card. The 24/7 assistance team will find the nearest in-network hospital, arrange direct billing, and handle paperwork.
Extend if the stay gets longer
If the visitor extends their stay, renew the policy online before it expires. As long as no claim has been filed, most plans renew seamlessly for up to 364 days total.
Frequently Asked Questions โ Israelis Visiting the USA
Does Israel's Kupat Holim (Israeli national health funds โ Clalit, Maccabi, Meuhedet, Leumit) cover medical care in the USA?
Can I buy visitor insurance for my Israelis visiting the USA?
What is the best visitor insurance for Israelis visiting the USA?
Do Israelis need a visa to visit the USA?
How much does visitor insurance cost for Israelis visiting the USA?
Does visitor insurance cover pre-existing conditions for Israelis visiting the USA?
How quickly can I get coverage for Israelis visiting the USA?
Protect Your Family. Get Covered Today.
Home country health insurance doesn't work in America. Get covered before landing โ instant quote, instant policy, instant peace of mind.
Get Instant Quote for IsraelisLicensed Texas #2608479TX ยท IMG, WorldTrips & Trawick International ยท (832) 856-1704
