Visitor Insurance for Pakistanis Visiting the USA
Pakistan's public and private health coverage has zero validity in the United States. You're fully exposed to US medical costs without visitor insurance.
⚠️ The Pakistani-American community is one of the largest South Asian diaspora groups in the USA, and family visits without insurance coverage are a leading cause of unexpected financial hardship.
Pakistani Health Coverage Does Not Extend to the USA
Pakistan's Sehat Sahulat Programme (Sehat Card) provides inpatient coverage at enrolled Pakistani hospitals only — it has no reimbursement authority in the United States. Pakistan and the US have no bilateral healthcare agreement. A US ER visit averages $3,100; hospitalisation averages $11,700 per night. With 554,000+ Pakistani-Americans in New York, Texas, and California, parents visiting on a B-2 visa are especially vulnerable — one cardiac admission or diabetic emergency in the US can exceed ₨8.6 million with zero Sehat Card offset.
Pre-Existing Conditions — What's Covered for Pakistanis?
US visitors insurance uses "acute onset" coverage — emergency treatment for a sudden flare of a known condition is typically covered.
| Condition | Acute Onset Covered? | Notes |
|---|---|---|
| Type 2 Diabetes | ✓ Yes | Acute onset emergency covered under IMG & WorldTrips |
| Hypertension / High Blood Pressure | ✓ Yes | Sudden cardiac event or stroke covered as acute onset |
| Coronary Artery Disease | ✓ Yes | Emergency heart attack treatment covered — not routine cardiology visits |
| COPD / Asthma | ✓ Yes | Acute attack requiring ER care typically covered |
| Arthritis | ✗ Limited | Routine care not covered; acute fracture unrelated to arthritis is covered |
| Kidney Disease (CKD) | ✗ Limited | Dialysis is excluded; acute infection or emergency is covered |
Acute onset means emergency treatment for a sudden flare of a known condition — not routine management. Questions? Call (832) 856-1704.
Best Visitors Insurance Plans for Pakistanis
All plans accepted at US hospitals. A-rated carriers. Direct billing available.
Patriot America Plus
Best overall balance of price, coverage, and pre-existing condition provisions
- Up to $1M emergency medical
- Acute onset pre-existing covered
- Emergency evacuation included
- Prescription drug coverage
- Telemedicine included
- Coverage up to age 99
- 24/7 global assistance
- Renewable — extend as needed
Atlas America
Maximum medical limits for visitors with complex health history or older age
- Up to $2M emergency medical
- Highest available limits
- Acute onset pre-existing covered
- Emergency dental included
- Mental health emergencies covered
- Multilingual support 24/7
- Adventure sports optional add-on
- Renewable coverage
Safe Travels USA
$0 deductible option — no out-of-pocket at the hospital
- Up to $1M emergency medical
- $0 deductible option available
- Acute onset pre-existing covered
- Dental emergency benefit
- Trip interruption coverage
- Loss of passport benefit
- AD&D included
- 24/7 emergency hotline
How Much Does Visitors Insurance Cost for Pakistanis?
Real price estimates based on actual plan rates — not inflated samples.
| Age | Duration | Coverage | Deductible | Est. Cost |
|---|---|---|---|---|
| 50 years | 30 days | $100K | $250 | $38–$52 |
| 55 years | 60 days | $100K | $250 | $85–$115 |
| 60 years | 90 days | $100K | $250 | $120–$175 |
| 65 years | 90 days | $100K | $250 | $175–$245 |
| 70 years | 90 days | $100K | $250 | $240–$340 |
| 75 years | 60 days | $100K | $500 | $195–$275 |
Estimates for visitors insurance to the USA. Exact pricing depends on carrier and plan selected.
How to Buy Visitors Insurance for Pakistanis — Step by Step
Get an instant quote
Click 'Get Quote' and enter the visitor's age, travel dates, and home country (Pakistan). Takes under 2 minutes. No personal information required at this stage.
Compare 3–5 plans side by side
Our comparison tool shows IMG, WorldTrips, and Trawick side by side — coverage limits, deductibles, network, and pre-existing condition provisions. Pick what fits the visitor's health and budget.
Purchase online — instant policy
Pay securely online. The insurance certificate is emailed within minutes. Print it or save it to your phone — you'll need it if the visitor goes to a hospital.
Use the insurance if needed
In an emergency, call the number on the insurance card. The 24/7 assistance team will find the nearest in-network hospital, arrange direct billing, and handle paperwork.
Extend if the stay gets longer
If the visitor extends their stay, renew the policy online before it expires. As long as no claim has been filed, most plans renew seamlessly for up to 364 days total.
Frequently Asked Questions — Pakistanis Visiting the USA
Can I buy visitor insurance for my Pakistani parents visiting the USA?
Does Pakistan's Sehat Card or private insurance cover treatment in the USA?
What does visitor insurance for Pakistanis in the USA cover?
Is visitor insurance required for a B-2 visa application from Pakistan?
Which visitor insurance plan is best for Pakistani visitors?
How much does visitor insurance cost for Pakistani visitors?
Can I extend the insurance if my parents stay longer than planned?
Protect Your Family. Get Covered Today.
Home country health insurance doesn't work in America. Get covered before landing — instant quote, instant policy, instant peace of mind.
Get Instant Quote for PakistanisLicensed Texas #2608479TX · IMG, WorldTrips & Trawick International · (832) 856-1704