International Travel Medical Insurance for Puerto Rico
Your domestic health insurance provides zero coverage in Puerto Rico. International travel medical insurance covers emergency hospitalization, surgery, and evacuation — anywhere in Puerto Rico.
Plans from IMG, Trawick & WorldTrips · Up to $2,000,000 · Instant quote
Why You Need International Travel Medical Insurance in Puerto Rico
Hospital costs in Puerto Rico for uninsured foreign travelers are billed at full private rates — with no network discount, no insurance negotiation, and often upfront payment required before treatment. A single hospitalization runs $2,500–$6,000/day. Emergency evacuation out of the country costs $15,000–$35,000.
Hospital / Day
$2,500–$6,000
ER Visit
$1,000–$4,000
Emergency Evacuation
$15,000–$35,000
Top Health Risks in Puerto Rico
dengue fever, road accidents, water sports injuries, foodborne illness, and heat-related illness
Who Needs Coverage in Puerto Rico
Business Traveler
Employer health plans rarely cover international emergencies in Puerto Rico. One hospitalization wipes out the entire trip ROI.
Tourist & Leisure Traveler
Adventure activities, unfamiliar food, and new environments elevate risk in Puerto Rico. Coverage starts from $1/day.
Expat & Long-Stay Visitor
Extended stays in Puerto Rico require coverage that lasts — most domestic plans cap at 30 days abroad.
Senior Traveler
Medicare provides zero international coverage. Seniors face the highest medical risk abroad and need the highest limits.
Compare Plans for Puerto Rico
Three A-rated carriers. Instant side-by-side pricing.
IMG
Patriot America Plus
Best all-around value
Trawick International
Safe Travels
Widest deductible range
WorldTrips
Atlas America / Travel
Maximum protection
Get Covered for Puerto Rico in 2 Minutes
For every trip to Puerto Rico — business, leisure, or extended stay — your US health plan stops working the moment you board. Here is the gap it leaves, and how to fill it.
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