Bangladesh sends thousands of Schengen visa applications annually, with Germany and Italy as the top destinations for Bangladeshi travelers. Every Bangladeshi passport holder must show proof of Schengen-compliant travel insurance before their embassy appointment in Dhaka. Bangladesh's refusal rate is approximately 25–30%, making thorough documentation, including insurance, especially important.
Quick Answer
Bangladeshi nationals need Schengen travel insurance with a minimum of €30,000 (approximately BDT 3.7 million) in emergency medical and repatriation coverage, valid across all 27 Schengen countries, for the full duration of their trip.
What Insurance Do Bangladeshi Nationals Need for a Schengen Visa?
The Schengen visa insurance requirement is set by the European Commission under Regulation EC No 810/2009. The minimum requirements are:
- Minimum €30,000 in medical coverage — covering emergency treatment, hospitalization, and repatriation
- Valid across all 27 Schengen countries — even if you only plan to visit one country
- Covers your exact travel dates — policy must begin on or before entry and end on or after departure
- Includes emergency medical evacuation — transport to the nearest adequate hospital if needed
- From a recognized international insurer — internationally recognized carrier required
Important for Bangladeshi applicants: VFS Global in Dhaka may offer insurance at their visa centers — this is optional, not mandatory. Purchase from WorldTrips, IMG, or Trawick through Tower Hill for better coverage and lower prices.
Cost of Schengen Insurance for Bangladeshi Nationals
Cost depends on your age, the length of your trip, and the coverage level:
| Age | 15-Day Trip | 30-Day Trip | 90-Day Trip |
|---|---|---|---|
| 18–35 | $12–$18 | $22–$35 | $55–$90 |
| 36–50 | $15–$24 | $28–$45 | $70–$110 |
| 51–65 | $22–$38 | $40–$70 | $110–$180 |
| 66–75 | $35–$60 | $65–$110 | $180–$280 |
| 76–85 | $55–$90 | $100–$160 | $280–$420 |
Estimates for basic-to-mid plans. Use our quote tool for exact pricing.
Best Schengen Insurance Plans for Bangladeshi Nationals
All three plans meet Schengen requirements and are accepted at EU consulates.
WorldTrips
Atlas International
from $8/wk
Medical
Up to $2M
Evacuation
$1,000,000
Max Age
99
- ✓Lowest price for young travelers
- ✓Instant digital certificate
- ✓Accepted at all EU consulates
IMG
Patriot International
from $10/wk
Medical
Up to $1M
Evacuation
$500,000
Max Age
99
- ✓24/7 global assistance line
- ✓IPA hospital network in Europe
- ✓Best for travelers over 65
Trawick International
Safe Travels International
from $15/wk
Medical
Up to $1M
Evacuation
$500,000
Max Age
89
- ✓Acute onset of pre-existing conditions
- ✓Telemedicine included
- ✓Strong for family groups
Get an Instant Schengen Certificate
Compare plans and get a certificate in minutes — accepted by all EU embassies.
Embassy-Specific Tips for Bangladeshi Applicants
All Bangladeshi Schengen applications process through Dhaka, which hosts several active EU embassies. Here's what to know for each destination:
🇩🇪 Germany
German Embassy in Dhaka processes the most Bangladeshi Schengen applications. Germany is the top European destination for Bangladeshi professionals and students. Explicit medical evacuation and exact date matching required.
🇮🇹 Italy
Italian Embassy in Dhaka handles tourism and family visit applications. Italy is popular with Bangladeshi tourists. USD certificates accepted — ensure coverage converts to €30,000+.
🇫🇷 France
French Embassy in Dhaka processes tourist and business visa applications. Certificate must show €30,000 Schengen-wide coverage with exact date match.
🇸🇪 Sweden
Swedish Embassy in Dhaka handles Scandinavia applications. Full Schengen area coverage required with medical evacuation explicitly stated.
🇳🇱 Netherlands
Dutch Embassy requires explicit Schengen territory coverage. Add 1 buffer day at policy end for extra security.
Step-by-Step: How to Buy Schengen Insurance as a Bangladeshi National
- Enter your trip details — destination country, travel dates, and number of travelers.
- Choose a Schengen-compliant plan — WorldTrips, IMG, and Trawick all meet EU requirements.
- Complete payment online — secure checkout takes about 1 minute.
- Download your certificate instantly — arrives by email immediately after payment.
- Submit with your visa application — attach the certificate to your Schengen visa documents at VFS Global in Dhaka.
What if my Schengen visa is rejected?
If your visa application is denied before your travel starts, you can typically get a full or partial refund on your insurance policy. Contact Tower Hill at support@towerhillcorp.com or (844) 950-3468 with your embassy rejection letter.
Frequently Asked Questions
Do Bangladeshi nationals need travel insurance for a Schengen visa?
Yes. Bangladeshi nationals must provide travel insurance with a minimum of €30,000 (approximately BDT 3.7 million) in emergency medical coverage, valid across all 27 Schengen countries for the entire trip duration. The policy must include medical evacuation and repatriation of remains.
How much does Schengen insurance cost for Bangladeshi travelers?
Schengen insurance for Bangladeshi nationals costs $8–$25 per week depending on age. A 30-day plan for a 30-year-old costs $24–$45. The certificate is delivered instantly by email and accepted at all EU embassies in Dhaka.
Which embassy in Dhaka has the most Bangladeshi Schengen applications?
The German Embassy in Dhaka processes the most Bangladeshi Schengen applications — Germany is Bangladesh's top European destination for professionals and students. The Italian and French embassies also handle significant volumes.
Can I buy insurance before my visa appointment at VFS Dhaka?
Yes — you should buy insurance before your VFS Global appointment, not at the center. Purchasing from Tower Hill gives you better coverage at lower prices than VFS-offered options. The instant digital certificate can be printed or saved for your appointment.
Can I get a refund if my Schengen visa is denied in Bangladesh?
Yes. If your visa is denied, submit the embassy rejection letter to Tower Hill at support@towerhillcorp.com or (844) 950-3468. We coordinate a full or partial refund with the carrier. Given Bangladesh's ~25–30% refusal rate, having this option is important.
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Plans from $8/week. Accepted at German, Italian, French, Swedish, and all EU embassies in Dhaka. Certificate delivered instantly by email.
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