Schengen Visa Insurance by Nationality

Country-specific guides to Schengen travel insurance — embassy requirements, plan comparisons, costs, and approval tips tailored to your country's consulates. Covering the top markets from China (1.78M applications/year) to Morocco, Turkey, India, and beyond.

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Schengen Insurance: The Universal Requirement

Every nationality applying for a Schengen visa must show proof of travel insurance with minimum €30,000 emergency medical coverage, valid in all 27 Schengen countries for the entire trip duration. The requirement is the same regardless of your nationality — but embassy tips, refusal rates, and cost considerations vary significantly by country.

Top Markets by Application Volume

The countries sending the most Schengen visa applicants annually — sorted by volume.

🇨🇳
China
~1.78M/yr Schengen apps
Guide Live
Read Guide → China Schengen Insurance
🇹🇷
Türkiye
~1.17M/yr Schengen apps
Guide Live
Read Guide → Türkiye Schengen Insurance
🇮🇳
India
~1.11M/yr Schengen apps
Guide Live
Read Guide → India Schengen Insurance
🇲🇦
Morocco
~606K/yr Schengen apps
Coming Soon
Get Quote Now →
🇷🇺
Russia
~606K/yr Schengen apps
Coming Soon
Get Quote Now →
🇩🇿
Algeria
~544K/yr Schengen apps
Coming Soon
Get Quote Now →
🇸🇦
Saudi Arabia
~505K/yr Schengen apps
Coming Soon
Get Quote Now →
🇬🇧
United Kingdom
~471K/yr Schengen apps
Guide Live
Read Guide → United Kingdom Schengen Insurance

More Nationality Guides

Country-specific guides publishing weekly. Can't find yours? Get a quote directly — our plans are accepted by all EU consulates worldwide.

🇵🇰PakistanSoon
🇧🇩BangladeshSoon
🇳🇬NigeriaSoon
🇮🇷IranSoon
🇹🇭ThailandSoon
🇪🇬EgyptSoon
🇵🇭PhilippinesSoon
🇮🇩IndonesiaSoon
🇿🇦South AfricaSoon
🇧🇷BrazilSoon
🇲🇽MexicoSoon
🇨🇴ColombiaSoon
🇬🇭GhanaSoon
🇺🇦UkraineSoon
🇻🇳VietnamSoon
🇳🇵NepalSoon

City-Level Guides

Travelers buy insurance right before their VAC biometric appointment. These city-specific guides cover local consulate requirements and timing tips.

🇨🇳ShanghaiSoon
🇨🇳BeijingSoon
🇨🇳GuangzhouSoon
🇹🇷IstanbulSoon
🇮🇳New DelhiSoon
🇮🇳MumbaiSoon
🇮🇳BangaloreSoon
🇲🇦CasablancaSoon
🇩🇿AlgiersSoon
🇹🇷AnkaraSoon

⚠️ High Refusal Rates? Protect Your Insurance Purchase

Visa refusal rates vary significantly by nationality — from under 5% for some markets to 15–35% for Morocco, Algeria, Pakistan, and Bangladesh, and 15–25% for Turkey. If your visa is denied, you can typically get a full insurance refund by submitting the embassy rejection letter.

WorldTrips and IMG both have documented refund procedures for visa denials. Buy early, travel with confidence.

Compare plans with visa-denial refund option →

Compare Schengen Plans Now

All plans from WorldTrips, IMG & Trawick meet €30,000 requirements and are accepted by every EU consulate worldwide. Instant digital certificate.

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