Mandatory Visa Requirement

Schengen Travel Insurance for Russian Nationals

Russian nationals visiting Europe on a Schengen visa are required to carry insurance with at least €30,000 in medical coverage. Get an embassy-accepted certificate instantly.

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Mandatory Requirement for Russian Nationals

All Schengen visa applicants from Russia must submit proof of travel insurance with at least €30,000 in medical coverage as part of their visa application. Without a valid insurance certificate, your application will be rejected.

Applying at Moscow or St. Petersburg

Due to current geopolitical circumstances, Russian nationals may need to apply through third-country embassies or through limited Schengen representations. Baltic states (Estonia, Latvia, Lithuania) and Finland process applications. Requirements remain the same — €30,000+ insurance is mandatory.

Finland, Estonia, Latvia, and Germany historically processed the highest volumes from Russian applicants. Regardless of your destination, all Schengen visas require the same insurance — €30,000 minimum coverage valid for all 29 member states.

What Your Insurance Must Cover

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€30,000 minimum medical

Emergency treatment and hospitalization

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Emergency evacuation

Air ambulance if needed

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Repatriation of remains

If death occurs abroad

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All 29 Schengen states

Not just your primary destination

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Full trip duration

First day to last day of travel

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Recognized insurer

Internationally accepted carrier

Embassy-Accepted Plans for Russian Nationals

Plan	Max Coverage	Evacuation	Starting At
WorldTrips Atlas International Highest coverage ceiling	Up to $2,000,000	$500,000	From ~$8/week
IMG Global Patriot International Best for longer stays	Up to $1,000,000	$500,000	From ~$9/week
Trawick International Safe Travels International Strong direct billing network	Up to $1,000,000	$500,000	From ~$8/week

All plans exceed the mandatory €30,000 Schengen requirement. Prices vary by age and trip duration.

How to Get Your Insurance Certificate

Get an instant quote

Use our quote tool to enter your travel dates, age, and country of residence (Russia). Quotes are instant.

Select your plan

Choose from WorldTrips Atlas International, IMG Patriot International, or Trawick Safe Travels International.

Receive your certificate

Your insurance certificate arrives by email immediately. It shows your name, travel dates, €30,000+ coverage, and the insurer's contact details.

Submit with your visa application

Print or present your PDF certificate at the Schengen consulate in Moscow or St. Petersburg alongside your other visa documents.

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📋 Important Documentation Note

Russian applicants should ensure their insurer has no Russia-related exclusions. Our carriers have no such restrictions on the nationality of the insured.

Frequently Asked Questions

Do Russian nationals need travel insurance for a Schengen visa?▾

Yes. All Schengen visa applicants from Russia must purchase travel insurance with at least €30,000 in medical coverage valid throughout all 29 Schengen countries for the entire trip duration. The policy must include emergency medical evacuation and repatriation of remains. This is a mandatory requirement — your application will be rejected without it.

What insurance do Russian nationals need for a Schengen visa?▾

Russian nationals need a Schengen travel insurance policy that meets all of the following: €30,000 minimum medical coverage, coverage for all 29 Schengen member states, valid for the full duration of your intended stay, issued by an internationally recognized insurance company, includes emergency medical evacuation and repatriation of remains. Plans from WorldTrips, IMG, and Trawick International all meet these requirements.

How much does Schengen insurance cost for Russian nationals?▾

Schengen travel insurance for Russian nationals typically starts from $8–$10 per week for travelers under 40. Prices increase with age — a 60-year-old might pay $15–$25/week. The exact cost depends on your age, trip duration, and chosen coverage level. Plans with higher maximums (up to $1 million) are available for $20–$40/week. All plans include the required €30,000 minimum.

Is my Tower Hill insurance certificate accepted at the Russian Schengen consulate in Moscow or St. Petersburg?▾

Yes. Tower Hill partners with WorldTrips (Atlas International), IMG (Patriot International), and Trawick International — all internationally recognized carriers whose policies are accepted at Schengen consulates worldwide, including in Moscow or St. Petersburg. Your insurance certificate is delivered instantly by email in PDF format and includes all required information.

What happens if my Schengen visa is denied? Can I get a refund?▾

Yes. If your Schengen visa is denied before you travel, you may request a refund by submitting a copy of your visa denial letter. Contact Tower Hill at support@towerhillcorp.com or (832) 856-1704 and we will coordinate the refund request with the carrier. Most carriers process visa denial refunds within 5–10 business days.

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