Iran has a large diaspora in Germany and Sweden — two countries that receive the bulk of Iranian Schengen applications. Medical tourism to Germany, family reunification, and academic exchange are the primary reasons Iranian nationals apply for Schengen visas. With refusal rates around 35–45%, every document in your application file carries disproportionate weight. Travel insurance is one of the cheapest and most straightforward documents to get exactly right.
Quick Answer
Iranian nationals need Schengen travel insurance with a minimum of €30,000 in emergency medical and repatriation coverage, valid across all 27 Schengen countries, for the exact duration of their trip.
What Insurance Do Iranian Nationals Need for a Schengen Visa?
Under EU Regulation EC No 810/2009, all Schengen applicants — regardless of nationality or the embassy they apply through — must meet these minimum requirements:
- Minimum €30,000 in emergency medical coverage — including hospitalization, emergency treatment, and repatriation to Iran
- Valid in all 27 Schengen countries — the certificate must explicitly state "Schengen Area" as the covered territory
- Exact date match — policy start and end dates must cover your application travel dates precisely
- Emergency medical evacuation and repatriation of remains — both must be explicitly named on the certificate
- Recognized international carrier — WorldTrips, IMG, and Trawick are accepted at every EU embassy globally
Applying from a third country? Many Iranian nationals apply for Schengen visas at embassies in Turkey, UAE, Armenia, or Georgia. Our insurance is valid regardless of where you purchase it — you can apply online from anywhere and receive an instant digital certificate accepted by all EU embassies worldwide.
Cost of Schengen Insurance for Iranian Nationals
| Age | 15-Day Trip | 30-Day Trip | 90-Day Trip |
|---|---|---|---|
| 18–35 | $12–$18 | $22–$35 | $55–$90 |
| 36–50 | $15–$24 | $28–$45 | $70–$110 |
| 51–65 | $22–$38 | $40–$70 | $110–$180 |
| 66–75 | $35–$60 | $65–$110 | $180–$280 |
| 76–85 | $55–$90 | $100–$160 | $280–$420 |
Estimates for plans with $100,000–$500,000 medical limits. Use our quote tool for exact pricing.
Best Schengen Insurance Plans for Iranian Nationals
WorldTrips
Atlas International
from $8/wk
Medical
Up to $2M
Evacuation
$1,000,000
Max Age
79
- ✓Lowest price for young travelers
- ✓Instant digital certificate
- ✓Accepted at all EU consulates
IMG
Patriot International
from $10/wk
Medical
Up to $1M
Evacuation
$500,000
Max Age
99
- ✓24/7 global assistance line
- ✓IPA hospital network in Europe
- ✓Best for travelers over 65
Trawick International
Safe Travels International
from $15/wk
Medical
Up to $1M
Evacuation
$500,000
Max Age
89
- ✓Acute onset of pre-existing conditions
- ✓Telemedicine included
- ✓Strong for family groups
Get an Instant Schengen Certificate
Apply from anywhere — Iran, Turkey, UAE, or any third country. Certificate delivered instantly.
Embassy-Specific Tips for Iranian Applicants
DE Germany
German Embassy in Tehran processes the largest volume of Iranian Schengen applications. Germany is the top Schengen destination for Iranians — visiting family, medical tourism, and education. Medical evacuation must be explicitly stated on the certificate.
FR France
French Embassy in Tehran accepts international insurance certificates. France is a significant destination for Iranian academics and professionals. Ensure your certificate explicitly covers the full Schengen Area, not just France.
IT Italy
Italian Embassy in Tehran has a significant processing load. Italy has a notable Iranian diaspora community. USD certificates are accepted and the €30,000 equivalent must be clearly visible.
AT Austria
Austrian Embassy in Tehran serves as a preferred consulate for many Iranians due to Austria's neutral diplomatic standing. Austria requires full Schengen coverage even for Vienna-only trips.
SE Sweden
Swedish Embassy in Tehran serves Iranian applicants visiting Sweden's large Iranian diaspora — one of the largest per capita globally. Sweden requires repatriation of remains to be explicitly stated.
How to Buy Schengen Insurance as an Iranian National
- Enter your trip details — destination, travel dates, and travelers. Under 2 minutes.
- Choose a compliant plan — all three carriers meet EU requirements and are accepted globally.
- Pay securely online — international Visa and Mastercard accepted.
- Download your certificate instantly — emailed immediately, ready for your visa appointment.
- Submit with your visa application — accepted at all Schengen embassies worldwide.
Visa denied? Get a refund.
Contact support@towerhillcorp.com with your rejection letter. We'll coordinate a refund with the carrier.
Frequently Asked Questions
Do Iranian nationals need travel insurance for a Schengen visa?
Yes. Iranian nationals applying for a Schengen visa must provide proof of travel insurance with a minimum of €30,000 in emergency medical coverage. The policy must be valid across all 27 Schengen countries for the full duration of your stay.
What is Iran's Schengen visa refusal rate?
Iran's Schengen refusal rate is approximately 35–45%, among the highest globally. Germany and France are the primary destinations for Iranian applicants. Strong documentation — including a complete insurance certificate clearly showing €30,000+ coverage — is essential to strengthen your application.
Can Iranian nationals apply for Schengen insurance from a third country?
Yes. Many Iranians apply for Schengen visas from third countries such as Turkey, UAE, Armenia, or Georgia. You can purchase insurance online from anywhere in the world and receive an instant digital certificate. The certificate is valid regardless of where you purchased it — what matters is the coverage it provides.
Can I pay for Schengen insurance with an international card from Iran?
Yes. Tower Hill accepts major international Visa and Mastercard cards. If you are applying from Iran and your local card is restricted, you can use a card from a third country where you currently reside or are applying from. Payment is processed securely in USD.
How much does Schengen insurance cost for Iranian nationals?
Schengen insurance typically costs $8–$28 per week depending on age. A 30-day plan for a 35-year-old costs approximately $26–$45. Travelers over 65 can expect $65–$120 for 30 days. Use our quote tool for exact pricing based on your travel dates and age.
Which Schengen plan is best for Iranian applicants?
WorldTrips Atlas International is the most affordable plan for younger travelers (from $8/week). IMG Patriot International is best for seniors over 65 and covers up to age 99. Trawick Safe Travels International is best for families and travelers with pre-existing health conditions.
What if my Schengen visa is rejected after I buy insurance?
If your Schengen visa is denied before travel begins, you can typically get a full or partial refund on your insurance. Contact Tower Hill at support@towerhillcorp.com with your embassy rejection letter and we will coordinate the refund with the carrier.
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