🇹🇷 Türkiye · 1.17M Applications/Year · #2 Market

Schengen Visa Insurance for Turkish Nationals

Türk vatandaşları için Schengen vize sigortası. Embassy-accepted certificate, €30,000+ coverage, valid all 27 Schengen countries. Plans accepted by German, Greek, French & all EU consulates in Istanbul and Ankara.

Schengen Visa Insurance Requirements for Turkish Nationals

💶
Minimum Medical Coverage
€30,000 (~$33,000)
🌍
Coverage Area
All 27 Schengen countries
📅
Coverage Period
Entire duration of stay
🚁
Medical Evacuation
Must be included
⚰️
Repatriation of Remains
Must be included
📄
Certificate Language
English accepted at all consulates

Best Schengen Insurance Plans for Turkish Nationals

All three plans below meet Schengen visa requirements and are accepted by all EU consulates in Turkey.

WorldTrips
Atlas International
from $8/wk
Most Affordable
Medical: Up to $2MEvacuation: $1,000,000Max age: 79
  • Lowest price for young travelers
  • Instant digital certificate
  • Accepted at all EU consulates
IMG
Patriot International
from $10/wk
Most Trusted
Medical: Up to $1MEvacuation: $500,000Max age: 99
  • 24/7 global assistance line
  • IPA hospital network in Europe
  • Best for travelers over 65
Trawick International
Safe Travels International
from $15/wk
Most Comprehensive
Medical: Up to $1MEvacuation: $500,000Max age: 89
  • Acute onset of pre-existing conditions
  • Telemedicine included
  • Strong for family groups

Applying from Istanbul or Ankara?

Türkiye accounts for ~1.17 million Schengen applications per year — the second highest volume globally. Istanbul alone houses consulates for all major Schengen member states.

📍 Istanbul

Massive target for high-intent applications. The German and Greek consulates here process hundreds of thousands of applications annually across both the European and Asian sides of the city. All major EU states have consulates in Istanbul.

📍 Ankara

Administrative and diplomatic center of Turkey. Home to many embassy headquarters (as opposed to consulates). Applications from central and eastern Turkey are typically processed here.

⚠️

High Refusal Rates — Protect Your Purchase

Schengen visa refusal rates for Turkish nationals have historically been 15–25%, among the highest of any major applicant country. This means buying insurance with a visa-denial refund option is critical.

If your visa is denied, submit the embassy rejection letter to receive your insurance refund. WorldTrips and IMG both support this process.

Embassy-Specific Tips

🇩🇪 Germany

The German consulate in Istanbul is the busiest Schengen consulate in Turkey, processing applications from both the European and Asian sides of the city. They require explicit mention of medical evacuation and dates that exactly match your travel itinerary.

🇬🇷 Greece

Given Turkey's geographic proximity to Greece, the Greek consulate in Istanbul handles extremely high volume. They require coverage from the day of departure and often ask applicants to show that the policy covers the full Schengen area, not just Greece.

🇫🇷 France

French consulates require the certificate to explicitly state Schengen area coverage and the €30,000 minimum. Dates must match your travel itinerary exactly.

🇮🇹 Italy

Italian consulates in Turkey accept USD-denominated certificates. WorldTrips Atlas and IMG Patriot are both accepted. Ensure the USD amount clearly converts to at least €30,000.

🇳🇱 Netherlands

Dutch embassy staff closely verify that certificate dates match your intended travel period. Add a 1–2 day buffer on each end of your trip dates to be safe.

Frequently Asked Questions

Do Turkish nationals need travel insurance for a Schengen visa?
Yes. Turkish nationals (Türk vatandaşları) applying for a Schengen visa must provide proof of travel insurance with a minimum of €30,000 in emergency medical coverage. The policy must be valid across all 27 Schengen countries for the entire duration of your trip.
Which Schengen consulates in Turkey are the busiest?
Istanbul is by far the largest processing center. The German consulate in Istanbul processes hundreds of thousands of applications annually across both the European and Asian sides of the city. The Greek consulate is also extremely high volume given Turkey's proximity to Greece. Ankara is the second hub as the administrative and diplomatic capital.
How much does Schengen insurance cost for a Turkish national?
Schengen insurance for Turkish nationals typically costs $8–$25/week depending on age. A 30-day plan for a 30-year-old costs $24–$45 total. Travelers over 65 pay approximately $40–$80/month. Because USD-denominated policies are favorable relative to the Turkish lira, buying from an international provider like WorldTrips or IMG often provides better value.
Can I get a refund if my Schengen visa is denied?
Yes. Schengen visa refusal rates for Turkish nationals have historically been 15–25% depending on the destination country. If your application is denied, you can submit the embassy rejection letter to receive a full or partial insurance refund. WorldTrips and IMG both have documented refund procedures for visa denials.
Does the insurance need to be in Turkish lira?
No. Insurance certificates in USD are accepted by all Schengen embassies in Turkey, as long as the coverage amount clearly meets or exceeds the €30,000 minimum when converted. WorldTrips, IMG, and Trawick policies are USD-denominated and accepted at all EU consulates in Istanbul and Ankara.
How early should I buy Schengen insurance before my visa appointment?
Buy your insurance at least 1–2 days before your visa appointment date. The certificate must show coverage starting on or before your planned travel date. Given high refusal rates for Turkish applicants, choosing a plan with a visa-denial refund option gives you maximum protection.

Get Your Schengen Certificate in Minutes

Compare compliant plans from WorldTrips, IMG & Trawick. Instant digital certificate accepted by all EU consulates in Istanbul and Ankara.

Compare Plans & Get Certificate →
Questions? Call (832) 856-1704 · Mon–Fri 9AM–6PM CST

Related Schengen Guides

Get a Free Quote

No signup · Instant price

Get Quote →