🇨🇳 China · 1.78M Applications/Year · #1 Market

Schengen Visa Insurance for Chinese Nationals

中国公民申请申根签证所需的旅行保险。Embassy-accepted certificate, €30,000+ coverage, valid in all 27 Schengen countries. Instant digital policy in minutes.

Schengen Visa Insurance Requirements for Chinese Nationals

💶
Minimum Medical Coverage
€30,000 (~$33,000)
🌍
Coverage Area
All 27 Schengen countries
📅
Coverage Period
Entire duration of stay
🚁
Medical Evacuation
Must be included
⚰️
Repatriation of Remains
Must be included
📄
Certificate Language
English accepted at all consulates

Best Schengen Insurance Plans for Chinese Nationals

All three plans below meet Schengen visa requirements and are accepted by all EU consulates in China.

WorldTrips
Atlas International
from $8/wk
Most Affordable
Medical: Up to $2MEvacuation: $1,000,000Max age: 79
  • Lowest price for young travelers
  • Instant digital certificate
  • Accepted at all EU consulates
IMG
Patriot International
from $10/wk
Most Trusted
Medical: Up to $1MEvacuation: $500,000Max age: 99
  • 24/7 global assistance line
  • IPA hospital network in Europe
  • Best for travelers over 65
Trawick International
Safe Travels International
from $15/wk
Most Comprehensive
Medical: Up to $1MEvacuation: $500,000Max age: 89
  • Acute onset of pre-existing conditions
  • Telemedicine included
  • Strong for family groups

Applying from Shanghai, Beijing, or Guangzhou?

China accounts for ~1.78 million Schengen applications per year — the highest volume of any country globally. Here's what you need to know by city.

📍 Shanghai

Highest absolute volume in China. German consulate alone processes over 200,000 Schengen applications annually. VFS Global and TLScontact both operate large visa application centers here.

📍 Beijing

Political and diplomatic center. French and German consulates are highest volume. Swiss and Dutch consulates also process large numbers. Most embassies have their main China office in Beijing.

📍 Guangzhou

Major hub for southern China applicants. Spanish, Italian, and French consulates see strong volume. Many Guangdong Province residents apply from here rather than traveling to Shanghai.

📍 Hangzhou, Shenzhen, Wuhan, Xi'an

Emerging hubs with fastest year-on-year growth in outbound travel intent. Applicants in these cities typically apply through the nearest major consulate city.

⚠️

Visa Denial? You Can Get a Refund.

Schengen visa refusal rates for Chinese nationals vary by consulate — typically 5–15%. If your visa application is denied, you can submit the embassy rejection letter to request a full or partial insurance refund. WorldTrips and IMG both have documented refund procedures for visa denials.

Buy your insurance early — embassies require proof of coverage before your appointment. If denied, your refund is protected.

Embassy-Specific Tips

🇩🇪 Germany

German consulates in Shanghai and Beijing are among the busiest in the world. They require coverage for all transit countries, explicit mention of medical evacuation, and dates that exactly match your travel itinerary.

🇫🇷 France

The French consulate in Beijing and VFS Global offices nationwide require the certificate to explicitly state Schengen area coverage and the €30,000 minimum. Dates must match your intended travel dates.

🇮🇹 Italy

Italian consulates accept USD-denominated certificates as long as coverage converts to €30,000+. WorldTrips Atlas and IMG Patriot are both accepted. The consulate in Shanghai sees particularly high volume.

🇪🇸 Spain

Spain requires coverage for the entire Schengen period even if visiting multiple countries. Policy must include repatriation of remains. The Spanish consulate in Guangzhou handles a high share of southern China applicants.

🇳🇱 Netherlands

Dutch embassy staff verify that certificate dates exactly match the intended travel period. Add 1–2 buffer days to avoid issues at the Chinese consulate appointment.

Frequently Asked Questions

Do Chinese nationals need travel insurance for a Schengen visa?
Yes. Chinese nationals (中国公民) applying for a Schengen visa must provide proof of travel insurance with a minimum of €30,000 in emergency medical coverage. The policy must be valid across all 27 Schengen countries for the full duration of your trip.
Which Schengen consulates in China are highest volume?
Shanghai, Beijing, and Guangzhou handle the highest volumes — together over 1 million applications annually. France, Germany, Italy, and Spain are the most popular destinations. The German consulate in Shanghai and the French consulate in Beijing both process hundreds of thousands of applications per year.
How much does Schengen insurance cost for a Chinese national?
Schengen insurance for Chinese nationals typically costs $8–$25/week depending on age. A 30-day plan for a 30-year-old costs $24–$45 total. Travelers over 65 pay $40–$80/month. Get an exact quote based on your trip dates and age using our quote tool.
Can I get a refund if my Schengen visa is denied?
Yes. If your Schengen visa application is rejected, you can typically request a full or partial refund by submitting a copy of the embassy rejection letter to the insurer. WorldTrips and IMG both have documented refund procedures for visa denials.
Is VFS Global's insurance at the visa center required?
No. VFS Global and TLScontact both offer optional insurance add-ons at their visa application centers, but you are not required to purchase from them. Buying directly from WorldTrips, IMG, or Trawick through Tower Hill typically gives you better coverage at a lower price.
Can the insurance certificate be in Chinese?
The insurance certificate issued by WorldTrips, IMG, and Trawick is in English, which is accepted by all Schengen embassies and consulates in China. You do not need to translate it — EU consulates routinely accept English-language insurance documents.

Get Your Schengen Certificate in Minutes

Compare compliant plans from WorldTrips, IMG & Trawick. Instant digital certificate accepted by all EU consulates in China.

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Questions? Call (832) 856-1704 · Mon–Fri 9AM–6PM CST

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