Saudi Arabia sends significant volumes of Schengen visa applications annually, driven by tourism, luxury shopping, medical treatment, and education. France, Italy, Spain, and Germany are the top Schengen destinations. Saudi travelers often travel with family — which makes comprehensive family insurance especially important. Schengen embassies in Riyadh and Jeddah process these applications smoothly when documentation is complete.
Quick Answer
Saudi nationals need Schengen travel insurance with a minimum of €30,000 (approximately SAR 123,000) in emergency medical coverage, valid across all 27 Schengen countries. Plans with $500,000–$2M limits are strongly recommended for any European trip.
Schengen Insurance Requirements for Saudi Nationals
- Minimum €30,000 in emergency medical coverage — hospitalization, emergency treatment, and repatriation to Saudi Arabia
- Valid across all 27 Schengen countries — certificate must state "Schengen Area"
- Exact date coverage — policy must match or exceed your visa application dates
- Emergency medical evacuation and repatriation of remains — both explicitly stated
- Recognized international carrier — WorldTrips, IMG, and Trawick accepted at all EU embassies
Coverage recommendation for Saudi travelers: The €30,000 minimum is a legal threshold for the visa — not meaningful real-world protection. A single night in a Swiss hospital can cost €3,500. A medical evacuation from Paris or Zurich to Riyadh can exceed €80,000. Plans from WorldTrips and IMG offer up to $2M in medical coverage for minimal additional cost.
Healthcare Costs at Top Saudi Traveler Destinations
| Country | Hospital/Day | ER Visit | Air Evacuation | Risk Level |
|---|---|---|---|---|
| Switzerland | €1,500–€3,500 | €400–€1,200 | €30,000–€80,000 | Very High |
| Germany | €700–€1,200 | €200–€600 | €25,000–€55,000 | High |
| France | €600–€1,100 | €150–€500 | €20,000–€50,000 | High |
| Italy | €500–€900 | €100–€400 | €18,000–€40,000 | High |
| Spain | €400–€900 | €100–€350 | €15,000–€40,000 | Medium |
| Netherlands | €700–€1,300 | €200–€600 | €20,000–€45,000 | High |
| Austria | €800–€1,400 | €250–€700 | €25,000–€55,000 | High |
| Greece | €300–€700 | €80–€300 | €15,000–€35,000 | Medium |
Cost of Schengen Insurance for Saudi Nationals
| Age | 15-Day Trip | 30-Day Trip | 90-Day Trip |
|---|---|---|---|
| 18–35 | $12–$18 | $22–$35 | $55–$90 |
| 36–50 | $15–$24 | $28–$45 | $70–$110 |
| 51–65 | $22–$38 | $40–$70 | $110–$180 |
| 66–75 | $35–$60 | $65–$110 | $180–$280 |
| 76–85 | $55–$90 | $100–$160 | $280–$420 |
Best Plans for Saudi Nationals
WorldTrips
Atlas International
from $8/wk
Medical
Up to $2M
Evacuation
$1,000,000
Max Age
99
- ✓Lowest price for young travelers
- ✓Instant digital certificate
- ✓Accepted at all EU consulates
IMG
Patriot International
from $10/wk
Medical
Up to $1M
Evacuation
$500,000
Max Age
99
- ✓24/7 global assistance line
- ✓IPA hospital network in Europe
- ✓Best for travelers over 65
Trawick International
Safe Travels International
from $15/wk
Medical
Up to $1M
Evacuation
$500,000
Max Age
89
- ✓Acute onset of pre-existing conditions
- ✓Excellent for family groups
- ✓Strong hospitalization coverage
Get an Instant Schengen Certificate
Accepted at all EU embassies in Riyadh and Jeddah. Family plans available. Instant delivery.
Schengen Embassies in Saudi Arabia
DE Germany
German Embassy in Riyadh and German Consulate General in Jeddah both process Schengen applications. Germany is a top destination for Saudi medical tourism and education. Medical evacuation must be explicitly stated.
FR France
French Embassy in Riyadh handles Paris tourism applications — the most popular European destination for Saudi nationals. Visa processing runs through TLScontact. Certificate dates must match exactly.
IT Italy
Italian Embassy in Riyadh. Italy — particularly Rome and the Amalfi Coast — is a growing luxury destination for Saudi families. Repatriation of remains must be explicitly covered.
ES Spain
Spanish Embassy in Riyadh. Spain (Barcelona, Madrid, Andalusia) has become increasingly popular. Spain requires repatriation of remains to be explicitly stated on the certificate.
Frequently Asked Questions
Do Saudi nationals need travel insurance for a Schengen visa?
Yes. Saudi nationals applying for a Schengen visa must provide proof of travel insurance with a minimum of €30,000 (approximately SAR 123,000) in emergency medical and repatriation coverage. The policy must cover all 27 Schengen countries for the full trip duration.
What is Saudi Arabia's Schengen visa refusal rate?
Saudi Arabia's Schengen refusal rate is approximately 8–12%, one of the lower rates among non-EU applicants. Saudi travelers are generally viewed favorably given high financial standing and strong travel history. Even so, complete documentation — including proper insurance — ensures a smooth application.
Should Saudi nationals buy more than €30,000 in Schengen insurance?
Yes, strongly recommended. The €30,000 minimum is a visa requirement — not adequate coverage for a serious medical event in Europe. A single hospitalization in Germany or Switzerland can exceed €50,000. Plans offering $500,000 to $2M in medical coverage provide real protection and cost very little more than minimum-coverage plans.
Which Schengen destinations are most popular for Saudi nationals?
France (Paris for shopping and tourism), Italy (Rome, Milan, the Amalfi Coast), Spain (Barcelona, Madrid), Germany (medical tourism, business), and Switzerland (high-end tourism) are the most common Schengen destinations for Saudi nationals.
How much does Schengen insurance cost for Saudi nationals?
Schengen insurance for Saudi nationals typically costs $8–$28 per week depending on age and coverage level. A 30-day plan for a 40-year-old runs approximately $30–$50. Use our quote tool for exact pricing based on your travel dates, age, and number of travelers.
Are there Schengen insurance plans that cover the whole family?
Yes. Trawick Safe Travels International is particularly well-suited for families — it covers multiple travelers on a single policy, includes acute onset pre-existing condition coverage, and provides strong protections for children. WorldTrips and IMG also offer multi-traveler options. Use our quote tool and enter each traveler's age for a family price.
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Plans from $8/week. Family plans available. Accepted at all EU embassies in Riyadh and Jeddah.
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