Vietnam sends a growing number of Schengen visa applications annually, with France consistently the top destination due to historic French colonial ties. Every Vietnamese passport holder must show proof of Schengen-compliant travel insurance before the embassy will process their application. Vietnam's refusal rate is approximately 20%, with French and German consulates in Hanoi and Ho Chi Minh City processing the most applications.
Quick Answer
Vietnamese nationals need Schengen travel insurance with a minimum of €30,000 (approximately ₫800 million VND) in emergency medical and repatriation coverage, valid across all 27 Schengen countries, for the full duration of their trip.
What Insurance Do Vietnamese Nationals Need for a Schengen Visa?
The Schengen visa insurance requirement is set by the European Commission under Regulation EC No 810/2009. The minimum requirements are:
- Minimum €30,000 in medical coverage — covering emergency treatment, hospitalization, and repatriation
- Valid across all 27 Schengen countries — even if you only plan to visit one country
- Covers your exact travel dates — policy must begin on or before entry and end on or after departure
- Includes emergency medical evacuation — transport to the nearest adequate hospital if needed
- From a recognized international insurer — internationally recognized carrier required
Important for Vietnamese applicants: VFS/TLScontact centers in Hanoi and Ho Chi Minh City may offer insurance at their visa centers — this is optional, not mandatory. Purchase from WorldTrips, IMG, or Trawick through Tower Hill for better value.
Cost of Schengen Insurance for Vietnamese Nationals
Cost depends on your age, the length of your trip, and the coverage level:
| Age | 15-Day Trip | 30-Day Trip | 90-Day Trip |
|---|---|---|---|
| 18–35 | $12–$18 | $22–$35 | $55–$90 |
| 36–50 | $15–$24 | $28–$45 | $70–$110 |
| 51–65 | $22–$38 | $40–$70 | $110–$180 |
| 66–75 | $35–$60 | $65–$110 | $180–$280 |
| 76–85 | $55–$90 | $100–$160 | $280–$420 |
Estimates for basic-to-mid plans. Use our quote tool for exact pricing.
Best Schengen Insurance Plans for Vietnamese Nationals
All three plans meet Schengen requirements and are accepted at EU consulates.
WorldTrips
Atlas International
from $8/wk
Medical
Up to $2M
Evacuation
$1,000,000
Max Age
99
- ✓Lowest price for young travelers
- ✓Instant digital certificate
- ✓Accepted at all EU consulates
IMG
Patriot International
from $10/wk
Medical
Up to $1M
Evacuation
$500,000
Max Age
99
- ✓24/7 global assistance line
- ✓IPA hospital network in Europe
- ✓Best for travelers over 65
Trawick International
Safe Travels International
from $15/wk
Medical
Up to $1M
Evacuation
$500,000
Max Age
89
- ✓Acute onset of pre-existing conditions
- ✓Telemedicine included
- ✓Strong for family groups
Get an Instant Schengen Certificate
Compare plans and get a certificate in minutes — accepted by all EU embassies.
Embassy-Specific Tips for Vietnamese Applicants
Vietnamese applicants can apply through consulates in both Hanoi and Ho Chi Minh City. Here's what each EU country's consulate requires:
🇫🇷 France
The French Consulate in Hanoi and Ho Chi Minh City processes the most Vietnamese Schengen applications — France is the top destination due to Vietnam's French colonial history. Certificate must show €30,000 Schengen-wide coverage. Dates must match your travel exactly.
🇩🇪 Germany
German Consulate General in Ho Chi Minh City handles business and student applications. Germany is a major destination for Vietnamese students in higher education. Explicit medical evacuation required.
🇮🇹 Italy
Italian Embassy in Hanoi handles Italy-bound Vietnamese tourists. USD certificates accepted — ensure €30,000+ conversion is clearly shown. Italy popular for Rome, Florence, and Venice.
🇪🇸 Spain
Spanish Embassy requires explicit repatriation of remains coverage. Spain increasingly popular with Vietnamese tourists for Barcelona and Madrid.
🇳🇱 Netherlands
Dutch consulate in Hanoi checks exact date coverage. Add a buffer day at policy end for multi-country Schengen itineraries.
Step-by-Step: How to Buy Schengen Insurance as a Vietnamese National
- Enter your trip details — destination country, travel dates, and number of travelers.
- Choose a Schengen-compliant plan — WorldTrips, IMG, and Trawick all meet EU requirements.
- Complete payment online — secure checkout takes about 1 minute.
- Download your certificate instantly — arrives by email immediately after payment.
- Submit with your visa application — attach the certificate to your Schengen visa documents at VFS Global or TLScontact in Hanoi or Ho Chi Minh City.
What if my Schengen visa is rejected?
If your visa application is denied before your travel starts, you can typically get a full or partial refund on your insurance policy. Contact Tower Hill at support@towerhillcorp.com or (844) 950-3468 with your embassy rejection letter.
Frequently Asked Questions
Do Vietnamese nationals need travel insurance for a Schengen visa?
Yes. Vietnamese nationals must provide travel insurance with a minimum of €30,000 (approximately ₫800 million VND) in emergency medical coverage, valid across all 27 Schengen countries for the entire trip duration.
How much does Schengen insurance cost for Vietnamese travelers?
Schengen insurance for Vietnamese nationals costs $8–$25 per week depending on age. A 30-day plan for a 30-year-old costs $24–$45 total. The certificate is delivered instantly by email.
Should I apply through the French or German consulate?
Apply through the consulate of the country you'll spend the most time in. France is the most popular Schengen destination for Vietnamese travelers. If your trip includes multiple Schengen countries, apply through the primary destination. Both French and German consulates accept WorldTrips, IMG, and Trawick certificates.
Can I apply through Hanoi or Ho Chi Minh City?
Both cities have consulates for major EU countries. Hanoi hosts the French Embassy and others. Ho Chi Minh City has the German Consulate General and Italian Consulate General. Choose the city closest to you or with shorter appointment wait times.
Can I get a refund if my Schengen visa is denied?
Yes. Submit the embassy rejection letter to Tower Hill at support@towerhillcorp.com or (844) 950-3468 and we'll coordinate a full or partial refund with the carrier.
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Get Your Schengen Certificate Today
Plans from $8/week. Accepted at French, German, Italian, and all EU consulates in Hanoi and Ho Chi Minh City. Certificate delivered instantly by email.
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