Schengen Travel Insurance for Malta
Apply for your Malta Schengen visa with confidence. Our plans meet the mandatory €30,000 (higher recommended due to evacuation costs) medical requirement and are accepted by the Malta consulate. Instant certificate delivered by email.
Malta Embassy Tip
Malta's embassy is particularly vigilant about insurance requirements because it is a small island nation with limited emergency medical infrastructure. They look for policies that explicitly include medical evacuation to mainland Europe.
What Does Malta Require for a Schengen Visa?
To obtain a Schengen visa for Malta (or any Schengen country), EU law mandates travel insurance that covers:
Minimum Medical Coverage
€30,000 (higher recommended due to evacuation costs)
Emergency Evacuation
Required — included in all our plans
Repatriation of Remains
Required — included in all our plans
Geographic Validity
All 29 Schengen countries
Coverage Period
Entire duration of stay
Issuer Type
Recognized international insurer
One important note: Malta specifically looks for medical evacuation coverage. Standard Schengen plans include this — verify it is explicitly stated in your certificate.
Healthcare Costs in Malta
Malta's healthcare for non-residents is limited. Mater Dei Hospital is the only major facility — for serious conditions, medical evacuation to Italy (just 90km away) is common and can cost €8,000–€25,000.
What happens without insurance?
As a Schengen visa holder in Malta, you are not entitled to public healthcare. Every medical interaction — from a GP visit to emergency surgery — is billed to you directly at private rates. One serious incident can result in bills that dwarf the cost of your entire trip. Travel insurance transfers that risk for as little as $8/week.
Why People Visit Malta
Valletta (European Capital of Culture), ancient temples, the Blue Lagoon on Comino, diving, and WWII history. Whatever brings you to Malta, the right insurance keeps your trip protected from unexpected medical costs so you can enjoy every moment.
Best Schengen Plans for Malta
WorldTrips Atlas International
from $8/wk
- €30,000+ medical coverage
- All 29 Schengen countries
- Emergency evacuation included
- Instant certificate
- Ages 14 days – 79
- Renew if trip extends
IMG Patriot International
from $10/wk
- Up to $1M medical coverage
- All 29 Schengen countries
- IPA hospital network
- 24/7 global assistance
- Ages up to 99
- Embassy letter available
Trawick Safe Travels International
from $15/wk
- Up to $1M medical coverage
- All 29 Schengen countries
- Trip cancellation add-on
- Pre-existing conditions (select plans)
- All ages covered
- Instant certificate
How to Get Your Malta Schengen Insurance in 3 Steps
- 1
Get your quote online
Click "Get My Malta Quote" above. Enter your travel dates, age, and home country. Takes 2 minutes.
- 2
Choose your plan
Compare WorldTrips, IMG, and Trawick side by side. All plans meet the Schengen €30,000 requirement. Select the coverage level that fits your needs.
- 3
Receive your certificate instantly
Pay online and receive your insurance certificate by email within minutes. Print it or show it digitally at the embassy.
Frequently Asked Questions
What insurance do I need for a Malta Schengen visa?
All Schengen visa applicants for Malta must purchase travel insurance with a minimum of €30,000 in medical coverage, valid for the entire duration of stay, covering all 29 Schengen countries. The policy must include emergency medical evacuation and repatriation of remains. It must be issued by an internationally recognized insurer.
How much does Schengen insurance cost for Malta?
Schengen travel insurance for Malta typically starts from $8–$10 per week for young travelers. The exact price depends on your age, trip duration, home country, and coverage level. Plans are available from WorldTrips, IMG, and Trawick International with coverage from €30,000 up to $1 million.
Can I buy Schengen insurance after I apply for my Malta visa?
You must purchase Schengen insurance before or at the time of your visa application — the embassy requires proof of insurance as part of the application documents. You cannot submit insurance after the application has been filed. However, some travelers purchase insurance before they have a confirmed travel date and list approximate dates, then adjust with the carrier if dates change.
Is my insurance certificate from Tower Hill accepted by the Malta embassy?
Yes. Tower Hill partners with WorldTrips, IMG Global, and Trawick International — all internationally recognized carriers whose Schengen policies are accepted by embassies worldwide, including the Malta consulate. Your certificate is delivered instantly by email in PDF format.
What if my Malta Schengen visa is denied? Can I get a refund on my insurance?
Yes, in most cases. If your visa is denied before your travel begins, you may request a refund by providing a copy of your visa denial letter. Contact Tower Hill at support@towerhillcorp.com or (832) 856-1704 and we will coordinate the refund request with the carrier on your behalf.