🇦🇺4,500+ US students/year

Study Abroad Insurance for Students in Australia

Australia requires OSHC for your student visa — but OSHC doesn't cover evacuation or trip cancellation. Get full coverage from $30/month.

$30/mo
Starting from
4,500+
US students/yr
No Schengen
Visa insurance
📋 University Requirements

Australian Student visas (subclass 500) require OSHC covering the full duration of enrollment. US universities additionally require evacuation coverage and their standard minimums.

Healthcare in Australia for US Students

Australia's Medicare system covers Australian citizens and permanent residents. International students are not eligible for Medicare and must have Overseas Student Health Cover (OSHC) — a government-mandated insurance product for student visa holders.

⚠️ Why your US plan isn't enough

Australia mandates OSHC for all international students on a Student visa (subclass 500). However, OSHC has gaps — it typically doesn't cover evacuation back to the US, trip cancellation, or some specialist care. Most US study abroad offices also require their own additional coverage.

Popular Programs & Cities in Australia

Common Program Types
Semester abroad
Marine biology and environmental programs
Business
Year-long exchange
Gap year
Top Student Cities
🇦🇺Sydney
🇦🇺Melbourne
🇦🇺Brisbane
🇦🇺Perth
🇦🇺Canberra
🇦🇺Gold Coast

What to Make Sure Your Plan Covers

🛡️OSHC gaps (no evacuation, limited specialist care)
🛡️UV/sun exposure and skin cancer risk
🛡️Wildlife-related injuries
🛡️Ocean hazards (surf, jellyfish, marine life)

Emergency Numbers in Australia

Save these before you travel.

Emergency (all services)000
Non-Emergency Medical1800 022 222
US Embassy Canberra+61 2 6214 5600

Your Tower Hill plan's 24/7 global assistance line is also available in any emergency.

Compare Plans for Australia

All plans include emergency medical, evacuation, and meet standard US university study abroad requirements.

⭐ Top Pick for Australia Study Abroad
Best for Study Abroad
WorldTrips
Atlas International Student
~$30/month

Designed for US students studying abroad — meets most university requirements including evacuation, mental health, and Schengen compliance.

Emergency medical & hospitalization
Mental health & counseling
Emergency evacuation included
Semester or annual enrollment
Acute onset pre-existing conditions
Sports & activities covered
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Best for Long-Term Programs
IMG Global
Student Health Advantage
~$35/month

Renewable annually. Widely accepted by US study abroad offices. Includes preventive care and prescription drugs.

Comprehensive medical coverage
Preventive care included
Mental health benefits
Prescription drug coverage
University waiver-ready
24/7 telemedicine
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Best Value
Trawick International
Safe Travels International
~$25/month

Highest medical maximum ($1M) at the lowest price. Ideal for students on tight budgets who want strong emergency coverage.

$1M medical maximum
Emergency evacuation
Trip interruption
Baggage loss & delay
Adventure sports covered
Flexible deductibles
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Frequently Asked Questions

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Ready for Australia?

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Study Abroad Insurance for Students in Australia (2026) | Tower Hill | Tower Hill Travel Insurance