🇨🇷6,500+ US students/year

Study Abroad Insurance for Students in Costa Rica

Costa Rica's jungle programs, adventure sports, and remote research sites make good insurance essential. Get covered from $25/month.

$25/mo
Starting from
6,500+
US students/yr
No Schengen
Visa insurance
📋 University Requirements

US universities require standard minimums: $100,000+ medical, $50,000+ evacuation, continuous coverage for the full program.

Healthcare in Costa Rica for US Students

Costa Rica has good public (CCSS) and private healthcare. Private hospitals (Hospital CIMA, Hospital La Católica in San José) offer high-quality, relatively affordable care. Rural areas near popular student programs have limited medical facilities.

⚠️ Why your US plan isn't enough

Costa Rica does not require specific insurance for student visas. However, your US health plan doesn't cover Costa Rican medical care. Private hospital costs, though cheaper than the US, can be $2,000–$20,000 for serious illness — a real risk without coverage.

Popular Programs & Cities in Costa Rica

Common Program Types
Spanish language immersion
Environmental science and ecology
Sustainable development programs
Service learning programs
Marine biology
Top Student Cities
🇨🇷San José
🇨🇷Heredia
🇨🇷Cartago
🇨🇷Liberia
🇨🇷Quepos (Manuel Antonio)

What to Make Sure Your Plan Covers

🛡️Jungle and adventure sports injuries (zip-lining, white water rafting, surfing)
🛡️Waterborne illness
🛡️Volcanic region hazards
🛡️Insect-borne diseases (dengue, Zika — check current CDC advisories)
🛡️Remote field research locations

Emergency Numbers in Costa Rica

Save these before you travel.

Emergency (Red Cross)911
CCSS Hospital Info1033
US Embassy San José+506 2519-2000

Your Tower Hill plan's 24/7 global assistance line is also available in any emergency.

Compare Plans for Costa Rica

All plans include emergency medical, evacuation, and meet standard US university study abroad requirements.

⭐ Top Pick for Costa Rica Study Abroad
Best for Study Abroad
WorldTrips
Atlas International Student
~$30/month

Designed for US students studying abroad — meets most university requirements including evacuation, mental health, and Schengen compliance.

Emergency medical & hospitalization
Mental health & counseling
Emergency evacuation included
Semester or annual enrollment
Acute onset pre-existing conditions
Sports & activities covered
Get a Quote →
Best for Long-Term Programs
IMG Global
Student Health Advantage
~$35/month

Renewable annually. Widely accepted by US study abroad offices. Includes preventive care and prescription drugs.

Comprehensive medical coverage
Preventive care included
Mental health benefits
Prescription drug coverage
University waiver-ready
24/7 telemedicine
Get a Quote →
Best Value
Trawick International
Safe Travels International
~$25/month

Highest medical maximum ($1M) at the lowest price. Ideal for students on tight budgets who want strong emergency coverage.

$1M medical maximum
Emergency evacuation
Trip interruption
Baggage loss & delay
Adventure sports covered
Flexible deductibles
Get a Quote →

Frequently Asked Questions

🇨🇷

Ready for Costa Rica?

Get an instant quote for your study abroad program in Costa Rica.

Compare Plans → Get a Quote
📞 (832) 856-1704·Mon–Fri 9AM–6PM CST·TX Lic #2608479TX

Get a Free Quote

No signup · Instant price

Get Quote →
Study Abroad Insurance for Students in Costa Rica (2026) | Tower Hill | Tower Hill Travel Insurance