🇳🇿2,800+ US students/year

Study Abroad Insurance for Students in New Zealand

New Zealand's ACC covers injuries — but not illness. And evacuation from NZ costs $100K+. Get complete study abroad coverage from $25/month.

$25/mo
Starting from
2,800+
US students/yr
No Schengen
Visa insurance
📋 University Requirements

New Zealand student visas require proof of adequate health and travel insurance for the full stay. ACC covers accidents; you still need illness coverage. US universities also require evacuation and their standard minimums.

Healthcare in New Zealand for US Students

New Zealand has a public healthcare system and the unique ACC (Accident Compensation Corporation) — a no-fault injury insurance scheme covering all injuries for anyone in New Zealand, regardless of citizenship. Emergency care is available nationwide. ACC does not cover illness — only accidents/injuries.

⚠️ Why your US plan isn't enough

New Zealand student visas require proof of comprehensive health insurance. ACC covers injuries but not illness. A study abroad plan covers illness, mental health, evacuation, and trip cancellation that ACC and New Zealand's public system don't.

Popular Programs & Cities in New Zealand

Common Program Types
Environmental and marine science
Adventure tourism programs
Exchange semesters (Auckland, Otago, Canterbury)
Film and creative arts
Agriculture and horticulture programs
Top Student Cities
🇳🇿Auckland
🇳🇿Wellington
🇳🇿Christchurch
🇳🇿Dunedin
🇳🇿Queenstown

What to Make Sure Your Plan Covers

🛡️Extreme sports injuries (bungee jumping, skydiving, alpine climbing)
🛡️Remote wilderness risks
🛡️ACC gaps (illness not covered)
🛡️Earthquakes (especially South Island, Christchurch region)

Emergency Numbers in New Zealand

Save these before you travel.

Emergency (all services)111
Health Line (non-emergency)0800 611 116
US Embassy Wellington+64 4 462 6000

Your Tower Hill plan's 24/7 global assistance line is also available in any emergency.

Compare Plans for New Zealand

All plans include emergency medical, evacuation, and meet standard US university study abroad requirements.

⭐ Top Pick for New Zealand Study Abroad
Best for Study Abroad
WorldTrips
Atlas International Student
~$30/month

Designed for US students studying abroad — meets most university requirements including evacuation, mental health, and Schengen compliance.

Emergency medical & hospitalization
Mental health & counseling
Emergency evacuation included
Semester or annual enrollment
Acute onset pre-existing conditions
Sports & activities covered
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Best for Long-Term Programs
IMG Global
Student Health Advantage
~$35/month

Renewable annually. Widely accepted by US study abroad offices. Includes preventive care and prescription drugs.

Comprehensive medical coverage
Preventive care included
Mental health benefits
Prescription drug coverage
University waiver-ready
24/7 telemedicine
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Best Value
Trawick International
Safe Travels International
~$25/month

Highest medical maximum ($1M) at the lowest price. Ideal for students on tight budgets who want strong emergency coverage.

$1M medical maximum
Emergency evacuation
Trip interruption
Baggage loss & delay
Adventure sports covered
Flexible deductibles
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Frequently Asked Questions

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Ready for New Zealand?

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Study Abroad Insurance for Students in New Zealand (2026) | Tower Hill | Tower Hill Travel Insurance