🇰🇷3,500+ US students/year

Study Abroad Insurance for Students in South Korea

South Korea requires NHIS enrollment but NHIS doesn't cover evacuation. Get full study abroad coverage from $25/month.

$25/mo
Starting from
3,500+
US students/yr
No Schengen
Visa insurance
📋 University Requirements

Korean universities require NHIS enrollment for students staying 6+ months. US universities require their standard evacuation and medical minimums, which NHIS alone doesn't satisfy.

Healthcare in South Korea for US Students

South Korea has excellent, affordable healthcare. Foreign students enrolled at Korean universities for 6+ months are required to join the Korean National Health Insurance (NHIS). NHIS premiums are approximately ₩120,000/month (~$90). With NHIS, patients pay 20–30% of medical costs.

⚠️ Why your US plan isn't enough

Korea's NHIS does not cover evacuation back to the US or trip cancellation. US study abroad offices require these benefits separately. A supplemental international student plan fills the gaps.

Popular Programs & Cities in South Korea

Common Program Types
Korean language immersion
K-pop and entertainment programs
Technology and engineering
Business programs
Exchange semesters at SKY universities
Top Student Cities
🇰🇷Seoul
🇰🇷Busan
🇰🇷Incheon
🇰🇷Daegu
🇰🇷Gwangju

What to Make Sure Your Plan Covers

🛡️NHIS gaps (no evacuation, trip cancellation)
🛡️Air quality (fine dust season: March–May)
🛡️Language barrier at rural hospitals
🛡️Political situation North/South proximity

Emergency Numbers in South Korea

Save these before you travel.

Emergency119 (fire/medical) / 112 (police)
Medical Information Hotline1339
US Embassy Seoul+82-2-397-4114

Your Tower Hill plan's 24/7 global assistance line is also available in any emergency.

Compare Plans for South Korea

All plans include emergency medical, evacuation, and meet standard US university study abroad requirements.

⭐ Top Pick for South Korea Study Abroad
Best for Study Abroad
WorldTrips
Atlas International Student
~$30/month

Designed for US students studying abroad — meets most university requirements including evacuation, mental health, and Schengen compliance.

Emergency medical & hospitalization
Mental health & counseling
Emergency evacuation included
Semester or annual enrollment
Acute onset pre-existing conditions
Sports & activities covered
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Best for Long-Term Programs
IMG Global
Student Health Advantage
~$35/month

Renewable annually. Widely accepted by US study abroad offices. Includes preventive care and prescription drugs.

Comprehensive medical coverage
Preventive care included
Mental health benefits
Prescription drug coverage
University waiver-ready
24/7 telemedicine
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Best Value
Trawick International
Safe Travels International
~$25/month

Highest medical maximum ($1M) at the lowest price. Ideal for students on tight budgets who want strong emergency coverage.

$1M medical maximum
Emergency evacuation
Trip interruption
Baggage loss & delay
Adventure sports covered
Flexible deductibles
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Frequently Asked Questions

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Ready for South Korea?

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Study Abroad Insurance for Students in South Korea (2026) | Tower Hill | Tower Hill Travel Insurance