🇪🇸30,000+ US students/yearSchengen

Study Abroad Insurance for Students in Spain

Spain requires €30,000 in health insurance for the student visa. 30,000 US students study in Spain each year — get Schengen-compliant coverage from $30/month.

$30/mo
Starting from
30,000+
US students/yr
Schengen ✓
Visa insurance
🛂 Visa Insurance Required
€30,000 minimum
Schengen area health insurance required for long-stay student visa

Spanish student visas require proof of health insurance with minimum €30,000 medical coverage covering the full Schengen area. US universities also require their own minimum coverage levels for semester abroad students.

Tower Hill provides a Schengen-compliant certificate of insurance for visa applications.

Healthcare in Spain for US Students

Spain has an excellent public healthcare system (Sistema Nacional de Salud). Emergency care is free for anyone. However, the public system is Spanish-language only, and wait times for non-emergency care can be several weeks. Private hospitals in Madrid and Barcelona are faster but require upfront payment.

⚠️ Why your US plan isn't enough

Your US health plan provides no meaningful coverage in Spain. Spain is a Schengen country — any US student on a student visa is required to show travel insurance with €30,000 minimum coverage when applying for the Spanish long-stay visa (Visado de Estudios).

Popular Programs & Cities in Spain

Common Program Types
Semester abroad
Language immersion (Spanish)
Internship programs
Art and architecture programs
Summer intensive
Top Student Cities
🇪🇸Madrid
🇪🇸Barcelona
🇪🇸Seville
🇪🇸Granada
🇪🇸Valencia
🇪🇸Salamanca

What to Make Sure Your Plan Covers

🛡️Schengen visa insurance requirement
🛡️Language barrier at hospitals
🛡️Pickpocket injuries/theft of travel documents
🛡️Adventure sports in the Pyrenees or Atlantic coast

Emergency Numbers in Spain

Save these before you travel.

Emergency (all services)112
US Embassy Madrid+34 91 587 2200
US Consulate Barcelona+34 93 280 2227

Your Tower Hill plan's 24/7 global assistance line is also available in any emergency.

Compare Plans for Spain

All plans include emergency medical, evacuation, and meet Schengen visa requirements (€30,000+).

⭐ Top Pick for Spain Study Abroad
Best for Study Abroad
WorldTrips
Atlas International Student
~$30/month

Designed for US students studying abroad — meets most university requirements including evacuation, mental health, and Schengen compliance.

Emergency medical & hospitalization
Mental health & counseling
Emergency evacuation included
Semester or annual enrollment
Acute onset pre-existing conditions
Sports & activities covered
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Best for Long-Term Programs
IMG Global
Student Health Advantage
~$35/month

Renewable annually. Widely accepted by US study abroad offices. Includes preventive care and prescription drugs.

Comprehensive medical coverage
Preventive care included
Mental health benefits
Prescription drug coverage
University waiver-ready
24/7 telemedicine
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Best Value
Trawick International
Safe Travels International
~$25/month

Highest medical maximum ($1M) at the lowest price. Ideal for students on tight budgets who want strong emergency coverage.

$1M medical maximum
Emergency evacuation
Trip interruption
Baggage loss & delay
Adventure sports covered
Flexible deductibles
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Frequently Asked Questions

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Ready for Spain?

Get an instant quote for your study abroad program in Spain. Schengen visa certificate included.

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Study Abroad Insurance for Students in Spain (2026) | Schengen Visa Compliant | Tower Hill | Tower Hill Travel Insurance