Duration Guides

Visitor Insurance for a 30 Days Trip to the USA — 2026 Cost & Coverage Guide

6 min read  ·  April 2026

Planning a 30 Days visit to the USA? Visitor insurance for a 30 Days trip is straightforward to buy, but knowing what it costs by age — and which plan to choose — makes the process much easier. Here are the most current estimates and top plan recommendations.

How Much Does 30 Days Visitor Insurance Cost?

Premiums are based on three main factors: age, coverage amount, and deductible. Here are representative estimates for a 30 Days policy with $500,000 in coverage:

Age$0 Deductible$250 Deductible$1,000 Deductible
Under 40$65–$95$45–$70$30–$50
40–55$120–$175$85–$125$55–$90
56–65$190–$265$135–$190$90–$130
66–75$320–$450$225–$315$150–$215

Estimates for $500,000 maximum benefit. Actual premiums vary by carrier and specific plan selection.

Plan Recommendations for 30 Days

IMG

Patriot America Plus

Best Comprehensive

Top-rated comprehensive plan. Up to $1M in coverage, acute onset pre-existing conditions covered, wide US PPO network. Ideal for 30-day visits.

WorldTrips

Atlas America

Best for Older Travelers

Up to $2M in coverage, available up to age 99. Strong for seniors visiting for 30 Days. Competitive pricing with $0 deductible option.

Trawick International

Safe Travels USA Comprehensive

Best Value

Solid mid-range option for 30 Days visits. Good balance of coverage and price, especially for travelers 40–65.

Tips for 30-Day Policies

  • 30-day policies are the most flexible — easy to extend if the trip extends
  • Extension is usually possible online before the policy expires
  • A single month of coverage is ideal for first-time visitors assessing their stay

Frequently Asked Questions

How much is visitor insurance for 30 days?
For a 30-day visitor insurance policy with $500,000 coverage, expect to pay $65–$95 for travelers under 40, $120–$175 for ages 40–55, $190–$265 for ages 56–65, and $320–$450 for ages 66–75. Prices vary by plan and deductible.
Can I extend a 30-day visitor insurance policy?
Yes. Most visitor insurance plans are renewable before expiration. You can typically extend online or by calling the carrier. Extensions must be requested before the current policy ends.

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Related: 60-Day Guide · 90-Day Guide · Compare Plans

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