Duration Guides

Visitor Insurance for a 60 Days Trip to the USA — 2026 Cost & Coverage Guide

6 min read  ·  April 2026

Planning a 60 Days visit to the USA? Visitor insurance for a 60 Days trip is straightforward to buy, but knowing what it costs by age — and which plan to choose — makes the process much easier. Here are the most current estimates and top plan recommendations.

How Much Does 60 Days Visitor Insurance Cost?

Premiums are based on three main factors: age, coverage amount, and deductible. Here are representative estimates for a 60 Days policy with $500,000 in coverage:

Age$0 Deductible$250 Deductible$1,000 Deductible
Under 40$130–$185$90–$135$60–$95
40–55$240–$345$170–$245$110–$175
56–65$375–$520$265–$375$175–$255
66–75$635–$890$445–$625$295–$425

Estimates for $500,000 maximum benefit. Actual premiums vary by carrier and specific plan selection.

Plan Recommendations for 60 Days

IMG

Patriot America Plus

Best Comprehensive

Top-rated comprehensive plan. Up to $1M in coverage, acute onset pre-existing conditions covered, wide US PPO network. Ideal for 60-day visits.

WorldTrips

Atlas America

Best for Older Travelers

Up to $2M in coverage, available up to age 99. Strong for seniors visiting for 60 Days. Competitive pricing with $0 deductible option.

Trawick International

Safe Travels USA Comprehensive

Best Value

Solid mid-range option for 60 Days visits. Good balance of coverage and price, especially for travelers 40–65.

60-Day Policy Notes

  • 60 days is one of the most common trip lengths for parents visiting US-based children
  • Buying a 60-day policy upfront is slightly cheaper than buying two consecutive 30-day policies
  • If there's any chance the trip extends to 90 days, consider buying 90 days upfront for simplicity

Frequently Asked Questions

Is 60-day visitor insurance different from 2 separate 30-day policies?
Not meaningfully — coverage benefits are the same. A single 60-day policy is administratively simpler and typically costs slightly less than two separate 30-day renewals. The only exception is if you need to change coverage levels mid-trip.
What if my parent's 60-day visit is extended?
Most plans allow extension before the expiration date. Contact your carrier or agent to extend online. Extensions are granted in 30-day increments.

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Related: 30-Day Guide · 90-Day Guide · Compare Plans

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