BCBS Global Solutions Travel Insurance for Des Moines Residents
Des Moines insurance professionals and travelers need BCBS Global Solutions for the international coverage Wellmark BCBS of Iowa doesn't provide. BCBS Global Solutions covers you in 180+ countries with up to $1,000,000 in emergency medical coverage — the Blue Cross Blue Shield name you trust, worldwide.
Emergency evacuation from Mexico back to Des Moines can exceed $100,000. BCBS Global Solutions covers it completely.
Your IA BCBS Plan Stops at the US Border
Wellmark Blue Cross Blue Shield of Iowa plans do not cover medical care outside the United States or Canada in most standard plans. BCBS Global Solutions is the international travel health plan from the same trusted Blue Cross Blue Shield family — designed specifically for US residents traveling abroad.
International Travel from Des Moines, Iowa
Des Moines' insurance, finance, and agricultural sectors generate international business travel, while residents travel to Mexico and the Caribbean for vacation. The city's thriving startup ecosystem is also growing international connections.
Whether you're traveling for vacation, business, visiting family, or studying abroad, your Wellmark Blue Cross Blue Shield of Iowa plan provides zero international coverage the moment your plane leaves the United States. BCBS Global Solutions fills that gap — providing hospital access, emergency care, and evacuation coverage in every country you visit.
Popular International Destinations from Des Moines
Available Plans
BCBS Global Solutions Plans for Des Moines
All plans include 24/7 multilingual assistance, emergency medical evacuation, and hospital referrals worldwide.
| Plan | Type | Medical Limit | Deductible | Pre-existing |
|---|---|---|---|---|
| Single Trip Gold | Single Trip | Up to $500,000 | $0 or $250 | Acute onset |
| Single Trip PlatinumBest | Single Trip | Up to $1,000,000 | $0 | Full coverage |
| Multi-Trip Gold | Annual · Unlimited Trips | Up to $500,000 | $0 or $250 | Acute onset |
| Multi-Trip PlatinumBest | Annual · Unlimited Trips | Up to $1,000,000 | $0 | Full coverage |
Coverage Detail
What BCBS Global Solutions Covers
BCBS Global Solutions is a travel health insurance plan — it covers unexpected medical emergencies abroad, not routine care. Here's what's included:
Not covered: Routine check-ups, preventive care, elective procedures, dental (unless accident), pregnancy/maternity, mental health (varies by plan). Always review the certificate of insurance for complete exclusions.
Flying International from Des Moines
Nearest International Airport
Des Moines International (DSM) — BCBS Global Solutions coverage activates the moment you cross the US border. You can depart from any US airport; your home state is Iowa and that's all that matters for eligibility.
When Coverage Starts
Coverage begins on the departure date you select at purchase — you must buy before you leave the US. Coverage ends when you return to the United States or your plan's end date, whichever comes first.
Why Des Moines Residents Choose BCBS Global Solutions
Brand You Already Trust
Blue Cross Blue Shield is the most recognized health insurance brand in America. When you're hospitalized abroad, using a carrier that hospitals and providers already recognize reduces friction and delays.
Real Emergency Medical Coverage
Covers ER visits, inpatient hospitalization, surgery, specialist fees, and ICU care up to your plan limit — at covered facilities in every country Des Moines travelers visit.
Emergency Medical Evacuation
Emergency air evacuation back to the US from Mexico can cost $75,000–$200,000. BCBS Global Solutions covers this completely — without a separate per-evacuation limit on Platinum plans.
24/7 Multilingual Assistance
Round-the-clock global assistance: hospital and physician referrals, interpreter services, emergency cash advance coordination, and direct billing support — in any language, any time zone.
180+ Countries Covered
BCBS Global Solutions has no gap for popular destinations — Mexico, Canada, the Caribbean, Europe, Asia, South America, and beyond. Every destination Des Moines travelers visit is covered.
Annual Multi-Trip Plans
Frequent travelers from Des Moines benefit most from Multi-Trip plans — one annual purchase covers unlimited international trips (up to 70 days each) without buying a new policy for every trip.
Get Covered Before You Leave Des Moines
Compare BCBS Global Solutions plans for IA residents. Exact pricing in 2 minutes. No broker fees. Must purchase before departure.
BCBS Global Solutions FAQ — Des Moines, Iowa
Common questions from Des Moines residents considering BCBS Global Solutions international coverage.