Blue Cross Blue Shield · International Travel Coverage · 180+ Countries

BCBS Global Solutions
Travel Insurance

Your Blue Cross Blue Shield plan covers you in the US. BCBS Global Solutions covers you everywhere else. Up to $1,000,000 in international emergency medical coverage — 180+ countries, four plan tiers, single-trip or annual.

Authorized BCBS Global Solutions partner · TX Licensed #2608479TX · 60,000+ clients insured since 2019

Authorized BCBS Global Solutions Partner
TX Licensed Insurance Agency #2608479TX
60,000+ Clients Insured Since 2019
A-Rated Carrier · No Broker Fees

Does My BCBS Plan Cover International Travel?

No. All domestic Blue Cross Blue Shield plans — including BCBS of Texas, Florida Blue, Anthem BCBS, Premera, Regence, Highmark, BCBS of Michigan, and all others — do not cover medical care received outside the United States. BCBS Global Solutions is the dedicated international travel health plan from the Blue Cross Blue Shield family, designed to cover US residents wherever their travels take them.

Available Plans

BCBS Global Solutions Plans

Four plan tiers — two single-trip, two annual multi-trip. All include 24/7 multilingual assistance and emergency medical evacuation.

Single Trip Gold

Single Trip

$500K

medical coverage

Deductible: $0/$250

Pre-existing: Acute onset

Best Single Trip

Single Trip Platinum

Single Trip

$1M

medical coverage

Deductible: $0

Pre-existing: Full coverage

Multi-Trip Gold

Annual · Unlimited Trips

$500K

medical coverage

Deductible: $0/$250

Pre-existing: Acute onset

Best Annual Plan

Multi-Trip Platinum

Annual · Unlimited Trips

$1M

medical coverage

Deductible: $0

Pre-existing: Full coverage

180+
Countries Covered
$1M
Maximum Medical Coverage
24/7
Global Assistance
50
US States Eligible

Why Choose BCBS Global Solutions

BCBS Global Solutions is administered by HTH Worldwide on behalf of the Blue Cross Blue Shield Association — the same brand that covers 1 in 3 Americans domestically.

Trusted BCBS Brand

The Blue Cross Blue Shield name is recognized by hospitals and providers worldwide. Using a carrier hospitals already know can reduce friction and delays when you need care most.

180+ Countries

Coverage extends to virtually every international destination — Mexico, Canada, Europe, Asia, Latin America, Africa, and beyond. Exclusions apply to sanctioned countries.

Emergency Evacuation

Emergency air evacuation to the nearest adequate facility or back to the US when medically necessary. Costs $75,000–$200,000+ without insurance — fully covered with BCBS Global.

24/7 Global Assistance

Round-the-clock multilingual assistance: hospital and physician referrals, interpreter services, emergency cash advance coordination, and claims support in any time zone.

Real Medical Coverage

Covers ER visits, inpatient hospitalization, surgery, specialist fees, ambulance transport, and ICU care — at covered hospitals in every destination country.

Pre-existing Options

Platinum plans include pre-existing condition coverage. Gold plans cover acute onset — sudden emergency flare-ups of existing conditions that require immediate treatment abroad.

Side-by-Side

BCBS Global Solutions vs. Other Plans

Tower Hill offers international travel insurance from multiple A-rated carriers. Here's how BCBS Global Solutions compares.

FeatureBCBS Global GoldBCBS Global PlatinumIMG Patriot IntlWorldTrips Atlas
Medical Limit$500,000$1,000,000Up to $1MUp to $2M
Deductible$0 or $250$0$250+$0+
Pre-existingAcute onsetFull (look-back)Acute onsetAcute onset
Annual Multi-Trip✓ Available✓ Available✗ Single only✗ Single only
Emergency EvacuationIncludedIncludedIncludedIncluded
BrandBCBS (trusted)BCBS (trusted)IMGWorldTrips

Plan details accurate as of 2025. Coverage terms and exclusions vary. Use our free quote tool to compare exact pricing across all carriers.

How It Works

How to Get BCBS Global Solutions Coverage

1

Get a Free Quote

Enter your travel dates, home state, and number of travelers. See BCBS Global Solutions plans alongside all other options. Takes under 90 seconds.

2

Choose Your Plan

Compare Single Trip vs. Multi-Trip, and Gold vs. Platinum. Select the coverage tier that matches your needs and budget.

3

Get Covered Instantly

Complete your purchase online. Your policy documents arrive by email immediately. Coverage begins on your departure date.

BCBS Global Solutions FAQ

Common questions about Blue Cross Blue Shield international travel insurance.

Does my Blue Cross Blue Shield plan cover international travel?
No. All domestic Blue Cross Blue Shield plans — including BCBS of Texas, Florida Blue, Anthem BCBS, Premera, Regence, Highmark, BCBS of Michigan, and all others — do not cover medical care received outside the United States. This is a standard exclusion across virtually every US domestic health insurance plan. BCBS Global Solutions is the dedicated international travel health plan from the Blue Cross Blue Shield family that covers you abroad.
What is BCBS Global Solutions?
BCBS Global Solutions (administered by HTH Worldwide) is a international travel health insurance plan from the Blue Cross Blue Shield Association. It is separate from your domestic BCBS plan. BCBS Global Solutions provides emergency medical coverage, emergency evacuation, and 24/7 global assistance for US residents traveling internationally — in 180+ countries.
How much does BCBS Global Solutions cost?
Pricing depends on your age, travel dates, number of travelers, and the plan tier (Gold vs. Platinum). A healthy 35-year-old can expect to pay approximately $30–$65 for a 2-week Single Trip Gold plan. Annual multi-trip plans start around $150–$200 per year for younger travelers. Older travelers and those with pre-existing conditions will pay more. Use our free quote tool for exact pricing.
What is the difference between BCBS Global Solutions Gold and Platinum?
Gold plans provide up to $500,000 in medical coverage and cover only the acute onset of pre-existing conditions (sudden emergency flare-ups). Platinum plans provide up to $1,000,000 in coverage and include broader pre-existing condition coverage, subject to a look-back period. Both include emergency evacuation and 24/7 assistance. Platinum plans also offer a $0 deductible option.
What is a BCBS Global Solutions Multi-Trip plan?
The Multi-Trip plan is an annual plan that covers unlimited international trips in a 12-month period, up to 70 days per trip. It is ideal for frequent travelers who want one policy to cover all their international travel for the year — eliminating the need to buy a new plan before every trip.
Is Tower Hill Travel Insurance an authorized BCBS Global Solutions partner?
Yes. Tower Hill Travel Insurance is an authorized insurance agency licensed in Texas (#2608479TX) and offers BCBS Global Solutions plans alongside plans from IMG, WorldTrips, and Trawick International. Our licensed agents can help you compare BCBS Global Solutions to other plans to find the best fit for your trip.
What does BCBS Global Solutions not cover?
BCBS Global Solutions does not cover routine or preventive care, elective procedures, dental care (unless resulting from an accident), pregnancy and maternity, mental health treatment (varies by plan), pre-existing conditions beyond acute onset (Gold plans), activities in war zones or sanctioned countries, or scheduled medical treatment planned before travel. Always review the certificate of insurance for complete exclusions before purchasing.

BCBS Global Solutions by State

Find state-specific information: your local BCBS plan's international coverage gap, what BCBS Global Solutions covers for your state's residents, and how to get a quote.

Ready to Get International Coverage?

Tower Hill Travel Insurance is an authorized BCBS Global Solutions partner. Compare plans, see exact pricing for your state, and get covered — in 2 minutes.

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