Blue Cross Blue Shield · International Coverage · Maryland

BCBS Global Solutions Travel Insurance for Maryland Residents

CareFirst Blue Cross Blue Shield of Maryland covers you in the US. The moment you board that international flight, your coverage stops. BCBS Global Solutions picks up exactly where your domestic plan leaves off — in 180+ countries, with up to $1,000,000 in medical benefits.

A medical evacuation from Europe to Baltimore averages $80,000–$120,000 without coverage.

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60,000+ Clients Insured Since 2019
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Critical: CareFirst Blue Cross Blue Shield of Maryland Does Not Cover International Medical Care

CareFirst Blue Cross Blue Shield of Maryland plans do not cover international medical care outside the US. This means if you have a heart attack in Mexico, a car accident in Italy, or a surgical emergency in Japan — your MD BCBS plan pays nothing. BCBS Global Solutions is the international travel health plan built specifically for travelers from Maryland who want the Blue Cross Blue Shield name to follow them everywhere.

International Travel Insurance for Maryland Residents

Maryland's proximity to Washington DC and its dense federal contractor and biotech workforce make it one of the most internationally connected states on the East Coast. Government and defense contractors travel extensively to Europe and Asia.

Without international travel insurance, a single emergency abroad can be financially devastating. Hospital admission in Western Europe commonly runs $5,000–$15,000 per day. Emergency surgery in popular tourist destinations can top $80,000. Emergency medical evacuation back to Maryland — the most expensive scenario — can easily exceed $100,000 to $200,000. BCBS Global Solutions caps your exposure at zero above your deductible for covered events.

180+
Countries covered by BCBS Global Solutions
$1M
Maximum emergency medical coverage (Platinum)
$0
Deductible available on Gold & Platinum plans

Side-by-Side

How BCBS Global Solutions Compares

Tower Hill offers plans from multiple A-rated carriers. Here's how BCBS Global Solutions stacks up against two other top international travel plans.

FeatureBCBS Global GoldBCBS Global PlatinumIMG Patriot Intl
Medical Limit$500,000$1,000,000Up to $1,000,000
Deductible$0 or $250$0$250+
Pre-existing CoverageAcute onsetFull coverageAcute onset
Annual Multi-Trip✓ Available✓ Available✗ Single trip
Emergency EvacuationIncludedIncludedIncluded
24/7 AssistanceIncludedIncludedIncluded
Brand RecognitionBCBS (trusted)BCBS (trusted)IMG
Countries Covered180+180+180+

Plan details accurate as of 2025. Coverage terms and exclusions vary. Get a full quote for exact pricing specific to Maryland residents.

Available Plans

BCBS Global Solutions Plan Options for Maryland

Four plan tiers — two single-trip and two annual multi-trip. Get exact pricing for MD residents through our free quote tool.

Single Trip

Single Trip Gold

Medical LimitUp to $500,000
Deductible$0 or $250
Pre-existing ConditionsAcute onset only
  • Emergency medical & hospitalization
  • Emergency medical evacuation
  • Accidental death & dismemberment
  • 24/7 multilingual assistance
  • Prescription drugs (emergency)

Best for: Occasional international travelers who want solid coverage at a competitive price.

Best Single Trip
Single Trip

Single Trip Platinum

Medical LimitUp to $1,000,000
Deductible$0
Pre-existing ConditionsCovered (look-back applies)
  • $1M emergency medical coverage
  • Pre-existing condition coverage
  • Emergency medical evacuation
  • Trip interruption benefit
  • 24/7 multilingual assistance

Best for: Travelers with pre-existing conditions or those wanting maximum protection.

Annual / Unlimited Trips

Multi-Trip Gold

Medical LimitUp to $500,000
Deductible$0 or $250
Pre-existing ConditionsAcute onset only
  • Unlimited international trips/year
  • Up to 70 days per trip
  • Emergency medical evacuation
  • 24/7 multilingual assistance
  • Consistent annual coverage

Best for: Frequent travelers who want one plan to cover all trips without buying per trip.

Best Annual Plan
Annual / Unlimited Trips

Multi-Trip Platinum

Medical LimitUp to $1,000,000
Deductible$0
Pre-existing ConditionsCovered (look-back applies)
  • Unlimited trips, $1M medical coverage
  • Pre-existing condition coverage
  • Up to 70 days per trip
  • Emergency medical evacuation
  • 24/7 multilingual assistance

Best for: Frequent travelers who need maximum coverage and pre-existing condition protection all year.

Get exact pricing for Maryland residents — takes under 2 minutes.

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Coverage Detail

What BCBS Global Solutions Covers — and What It Doesn't

What's Covered

  • Emergency medical treatment & hospitalization
  • Emergency room visits abroad
  • Physician & specialist care
  • Ambulance services (ground & air)
  • Emergency medical evacuation to the nearest adequate facility
  • Repatriation of remains
  • Prescription drugs (emergency fills)
  • Acute onset of pre-existing conditions (Gold) / Full pre-existing coverage (Platinum)
  • Accidental death & dismemberment
  • 24/7 multilingual assistance line

What's Not Covered

  • Routine, preventive, or wellness care abroad
  • Elective or cosmetic procedures
  • Pre-existing conditions (Gold plans — beyond acute onset)
  • Dental care (unless result of accident)
  • Pregnancy / maternity care
  • Mental health & substance abuse (varies by plan)
  • War zones or sanctioned countries
  • Activities excluded under adventure sports riders (unless rider added)

Coverage terms are subject to plan documents. Review the certificate of insurance for complete terms, conditions, and exclusions. Need clarification? Our licensed agents are available Mon–Fri 9AM–6PM CST at (844) 950-3468.

How It Works

How to Get BCBS Global Solutions Coverage in Maryland

1

Get Your Free Quote

Click "Get a Free Quote" above. Enter your travel dates, MD home state, and the number of travelers. Takes under 90 seconds.

2

Choose Your Plan

Compare BCBS Global Gold and Platinum plans side by side. Select single-trip for a one-time journey or multi-trip for unlimited annual coverage.

3

Get Covered Instantly

Complete your purchase online. Your policy documents are emailed immediately. Coverage begins on your departure date — no waiting period.

Why Maryland Residents Trust BCBS Global Solutions

BCBS Global Solutions is the international travel product of the Blue Cross Blue Shield Association — the same organization that covers 1 in 3 Americans domestically.

Trusted BCBS Brand

Blue Cross Blue Shield is the most recognized health insurance name in America. When you need help abroad, you're dealing with a brand hospitals worldwide already know.

Worldwide Coverage

180+ countries covered. Whether Maryland residents are heading to Mexico, the Caribbean, Europe, or Asia — BCBS Global travels with you to every covered destination.

Emergency Evacuation

Medical evacuation can cost $50,000–$200,000. BCBS Global covers emergency air evacuation back to the US when medically necessary — with no separate limit on evacuation for Platinum plans.

24/7 Global Assistance

Round-the-clock multilingual assistance: hospital referrals, interpreter services, emergency cash advance coordination, and direct claims support anywhere in the world.

Emergency Medical

Covers inpatient hospitalization, emergency room visits, surgery, physician fees, ambulance transport, and ICU care up to your plan limit — at covered hospitals worldwide.

Pre-existing Options

Platinum plans include pre-existing condition coverage (subject to look-back period). Gold plans cover the acute onset of pre-existing conditions — sudden emergency flare-ups.

Top Destinations for Maryland Residents

These are the most popular international destinations for travelers from Maryland. BCBS Global Solutions covers all of them — and 180+ countries beyond.

EuropeCaribbeanAsia

Ready to Get Covered?

Compare BCBS Global Solutions plans for Maryland residents. Get exact pricing in 2 minutes. No broker fees. No credit card required to compare.

BCBS Global Solutions FAQ for Maryland Residents

Common questions from MD residents about BCBS Global Solutions international coverage.

Does CareFirst Blue Cross Blue Shield cover international travel from Maryland?
CareFirst BCBS of Maryland does not cover international medical care. BCBS Global Solutions provides comprehensive coverage for Maryland residents traveling abroad.
Is BCBS Global Solutions available in Baltimore?
Yes. Baltimore and all Maryland residents can purchase BCBS Global Solutions through Tower Hill Travel Insurance.
What is the best international travel insurance for Maryland federal contractors?
BCBS Global Solutions Multi-Trip plans provide annual international coverage ideal for Maryland's frequent government and defense industry travelers.
Does BCBS Global Solutions cover Asia from Maryland?
Yes. Maryland residents are covered throughout Asia including Japan, South Korea, China, India, and Southeast Asia.
How much does BCBS Global Solutions cost in Maryland?
Plans for Maryland residents typically range from $32–$80 for 2-week single trip coverage depending on age.

BCBS Global Solutions by City in Maryland

Looking for city-specific BCBS Global Solutions information? We have dedicated pages for major Maryland cities.

Related Resources

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