Blue Cross Blue Shield · International Coverage · Vermont

BCBS Global Solutions Travel Insurance for Vermont Residents

Blue Cross Blue Shield of Vermont covers you in the US. The moment you board that international flight, your coverage stops. BCBS Global Solutions picks up exactly where your domestic plan leaves off — in 180+ countries, with up to $1,000,000 in medical benefits.

Emergency care in Montreal requiring transfer to Burlington, VT can cost $20,000–$45,000 even across the short border.

Authorized BCBS Global Solutions Partner
TX Licensed Insurance Agency #2608479TX
60,000+ Clients Insured Since 2019
A-Rated Plan · No Broker Fees

Critical: Blue Cross Blue Shield of Vermont Does Not Cover International Medical Care

Blue Cross Blue Shield of Vermont plans do not cover medical care in Canada despite Vermont sharing a 90-mile border with Quebec. This means if you have a heart attack in Mexico, a car accident in Italy, or a surgical emergency in Japan — your VT BCBS plan pays nothing. BCBS Global Solutions is the international travel health plan built specifically for travelers from Vermont who want the Blue Cross Blue Shield name to follow them everywhere.

International Travel Insurance for Vermont Residents

Vermont's proximity to Quebec makes cross-border skiing and cultural travel extremely common. The state's highly educated population also drives Europe travel, and retirees in the Green Mountains increasingly explore the Caribbean.

Without international travel insurance, a single emergency abroad can be financially devastating. Hospital admission in Western Europe commonly runs $5,000–$15,000 per day. Emergency surgery in popular tourist destinations can top $80,000. Emergency medical evacuation back to Vermont — the most expensive scenario — can easily exceed $100,000 to $200,000. BCBS Global Solutions caps your exposure at zero above your deductible for covered events.

180+
Countries covered by BCBS Global Solutions
$1M
Maximum emergency medical coverage (Platinum)
$0
Deductible available on Gold & Platinum plans

Side-by-Side

How BCBS Global Solutions Compares

Tower Hill offers plans from multiple A-rated carriers. Here's how BCBS Global Solutions stacks up against two other top international travel plans.

FeatureBCBS Global GoldBCBS Global PlatinumIMG Patriot Intl
Medical Limit$500,000$1,000,000Up to $1,000,000
Deductible$0 or $250$0$250+
Pre-existing CoverageAcute onsetFull coverageAcute onset
Annual Multi-Trip✓ Available✓ Available✗ Single trip
Emergency EvacuationIncludedIncludedIncluded
24/7 AssistanceIncludedIncludedIncluded
Brand RecognitionBCBS (trusted)BCBS (trusted)IMG
Countries Covered180+180+180+

Plan details accurate as of 2025. Coverage terms and exclusions vary. Get a full quote for exact pricing specific to Vermont residents.

Available Plans

BCBS Global Solutions Plan Options for Vermont

Four plan tiers — two single-trip and two annual multi-trip. Get exact pricing for VT residents through our free quote tool.

Single Trip

Single Trip Gold

Medical LimitUp to $500,000
Deductible$0 or $250
Pre-existing ConditionsAcute onset only
  • Emergency medical & hospitalization
  • Emergency medical evacuation
  • Accidental death & dismemberment
  • 24/7 multilingual assistance
  • Prescription drugs (emergency)

Best for: Occasional international travelers who want solid coverage at a competitive price.

Best Single Trip
Single Trip

Single Trip Platinum

Medical LimitUp to $1,000,000
Deductible$0
Pre-existing ConditionsCovered (look-back applies)
  • $1M emergency medical coverage
  • Pre-existing condition coverage
  • Emergency medical evacuation
  • Trip interruption benefit
  • 24/7 multilingual assistance

Best for: Travelers with pre-existing conditions or those wanting maximum protection.

Annual / Unlimited Trips

Multi-Trip Gold

Medical LimitUp to $500,000
Deductible$0 or $250
Pre-existing ConditionsAcute onset only
  • Unlimited international trips/year
  • Up to 70 days per trip
  • Emergency medical evacuation
  • 24/7 multilingual assistance
  • Consistent annual coverage

Best for: Frequent travelers who want one plan to cover all trips without buying per trip.

Best Annual Plan
Annual / Unlimited Trips

Multi-Trip Platinum

Medical LimitUp to $1,000,000
Deductible$0
Pre-existing ConditionsCovered (look-back applies)
  • Unlimited trips, $1M medical coverage
  • Pre-existing condition coverage
  • Up to 70 days per trip
  • Emergency medical evacuation
  • 24/7 multilingual assistance

Best for: Frequent travelers who need maximum coverage and pre-existing condition protection all year.

Get exact pricing for Vermont residents — takes under 2 minutes.

Get Exact Pricing for VT Residents →

Coverage Detail

What BCBS Global Solutions Covers — and What It Doesn't

What's Covered

  • Emergency medical treatment & hospitalization
  • Emergency room visits abroad
  • Physician & specialist care
  • Ambulance services (ground & air)
  • Emergency medical evacuation to the nearest adequate facility
  • Repatriation of remains
  • Prescription drugs (emergency fills)
  • Acute onset of pre-existing conditions (Gold) / Full pre-existing coverage (Platinum)
  • Accidental death & dismemberment
  • 24/7 multilingual assistance line

What's Not Covered

  • Routine, preventive, or wellness care abroad
  • Elective or cosmetic procedures
  • Pre-existing conditions (Gold plans — beyond acute onset)
  • Dental care (unless result of accident)
  • Pregnancy / maternity care
  • Mental health & substance abuse (varies by plan)
  • War zones or sanctioned countries
  • Activities excluded under adventure sports riders (unless rider added)

Coverage terms are subject to plan documents. Review the certificate of insurance for complete terms, conditions, and exclusions. Need clarification? Our licensed agents are available Mon–Fri 9AM–6PM CST at (844) 950-3468.

How It Works

How to Get BCBS Global Solutions Coverage in Vermont

1

Get Your Free Quote

Click "Get a Free Quote" above. Enter your travel dates, VT home state, and the number of travelers. Takes under 90 seconds.

2

Choose Your Plan

Compare BCBS Global Gold and Platinum plans side by side. Select single-trip for a one-time journey or multi-trip for unlimited annual coverage.

3

Get Covered Instantly

Complete your purchase online. Your policy documents are emailed immediately. Coverage begins on your departure date — no waiting period.

Why Vermont Residents Trust BCBS Global Solutions

BCBS Global Solutions is the international travel product of the Blue Cross Blue Shield Association — the same organization that covers 1 in 3 Americans domestically.

Trusted BCBS Brand

Blue Cross Blue Shield is the most recognized health insurance name in America. When you need help abroad, you're dealing with a brand hospitals worldwide already know.

Worldwide Coverage

180+ countries covered. Whether Vermont residents are heading to Mexico, the Caribbean, Europe, or Asia — BCBS Global travels with you to every covered destination.

Emergency Evacuation

Medical evacuation can cost $50,000–$200,000. BCBS Global covers emergency air evacuation back to the US when medically necessary — with no separate limit on evacuation for Platinum plans.

24/7 Global Assistance

Round-the-clock multilingual assistance: hospital referrals, interpreter services, emergency cash advance coordination, and direct claims support anywhere in the world.

Emergency Medical

Covers inpatient hospitalization, emergency room visits, surgery, physician fees, ambulance transport, and ICU care up to your plan limit — at covered hospitals worldwide.

Pre-existing Options

Platinum plans include pre-existing condition coverage (subject to look-back period). Gold plans cover the acute onset of pre-existing conditions — sudden emergency flare-ups.

Top Destinations for Vermont Residents

These are the most popular international destinations for travelers from Vermont. BCBS Global Solutions covers all of them — and 180+ countries beyond.

CanadaEuropeCaribbean

Ready to Get Covered?

Compare BCBS Global Solutions plans for Vermont residents. Get exact pricing in 2 minutes. No broker fees. No credit card required to compare.

BCBS Global Solutions FAQ for Vermont Residents

Common questions from VT residents about BCBS Global Solutions international coverage.

Does Blue Cross Blue Shield of Vermont cover Canada?
BCBS of Vermont does not cover medical care in Canada. BCBS Global Solutions covers Vermont residents in Canada and 180+ countries.
Is BCBS Global Solutions available in Vermont?
Yes. Vermont residents including those in Burlington, Montpelier, and Stowe can purchase BCBS Global Solutions through Tower Hill.
Do Vermont skiers need travel insurance for Quebec?
Yes. Your Vermont BCBS plan doesn't cover ski injuries or medical care in Quebec. BCBS Global Solutions covers Vermont residents throughout Canada.
How much does BCBS Global Solutions cost for Vermont residents?
Plans for Vermont residents typically range from $25–$60 for 2-week coverage depending on age.
Does BCBS Global Solutions cover Europe from Vermont?
Yes. Vermont residents are covered throughout Europe with comprehensive medical and evacuation benefits.

Related Resources

Get a Free Quote

Instant price · No obligation

Get Quote →
Made with AI in Macaly