BCBS Global Solutions · Memphis, TN

BCBS Global Solutions Travel Insurance for Memphis Residents

FedEx and Memphis healthcare professionals traveling internationally need BCBS Global Solutions for the coverage Tennessee BCBS can't provide overseas. BCBS Global Solutions covers you in 180+ countries with up to $1,000,000 in emergency medical coverage — the Blue Cross Blue Shield name you trust, worldwide.

Emergency evacuation from Caribbean back to Memphis can exceed $100,000. BCBS Global Solutions covers it completely.

Authorized BCBS Global Solutions Partner
TX Licensed #2608479TX
60,000+ Clients Insured
No Broker Fees

Your TN BCBS Plan Stops at the US Border

BlueCross BlueShield of Tennessee plans do not cover medical care outside the United States. BCBS Global Solutions is the international travel health plan from the same trusted Blue Cross Blue Shield family — designed specifically for US residents traveling abroad.

International Travel from Memphis, Tennessee

Memphis is FedEx's global headquarters, connecting the city to international logistics and business travel worldwide. The city's healthcare and biotech sectors also generate European and Asian business travel.

Whether you're traveling for vacation, business, visiting family, or studying abroad, your BlueCross BlueShield of Tennessee plan provides zero international coverage the moment your plane leaves the United States. BCBS Global Solutions fills that gap — providing hospital access, emergency care, and evacuation coverage in every country you visit.

180+
Countries covered
$1M
Max medical coverage (Platinum)
24/7
Multilingual assistance line

Popular International Destinations from Memphis

CaribbeanEuropeAsia

Available Plans

BCBS Global Solutions Plans for Memphis

All plans include 24/7 multilingual assistance, emergency medical evacuation, and hospital referrals worldwide.

PlanTypeMedical LimitDeductiblePre-existing
Single Trip GoldSingle TripUp to $500,000$0 or $250Acute onset
Single Trip PlatinumBestSingle TripUp to $1,000,000$0Full coverage
Multi-Trip GoldAnnual · Unlimited TripsUp to $500,000$0 or $250Acute onset
Multi-Trip PlatinumBestAnnual · Unlimited TripsUp to $1,000,000$0Full coverage

Coverage Detail

What BCBS Global Solutions Covers

BCBS Global Solutions is a travel health insurance plan — it covers unexpected medical emergencies abroad, not routine care. Here's what's included:

Emergency medical treatment & hospitalization
Emergency room visits and urgent care abroad
Emergency medical evacuation to nearest adequate facility
Repatriation of remains back to the US
Physician & specialist fees
Prescription drugs (emergency fills abroad)
Acute onset of pre-existing conditions (Gold) / Full pre-existing coverage (Platinum)
Accidental death & dismemberment
24/7 multilingual assistance and hospital referrals

Not covered: Routine check-ups, preventive care, elective procedures, dental (unless accident), pregnancy/maternity, mental health (varies by plan). Always review the certificate of insurance for complete exclusions.

Flying International from Memphis

Nearest International Airport

Memphis International (MEM) — BCBS Global Solutions coverage activates the moment you cross the US border. You can depart from any US airport; your home state is Tennessee and that's all that matters for eligibility.

When Coverage Starts

Coverage begins on the departure date you select at purchase — you must buy before you leave the US. Coverage ends when you return to the United States or your plan's end date, whichever comes first.

Why Memphis Residents Choose BCBS Global Solutions

Brand You Already Trust

Blue Cross Blue Shield is the most recognized health insurance brand in America. When you're hospitalized abroad, using a carrier that hospitals and providers already recognize reduces friction and delays.

Real Emergency Medical Coverage

Covers ER visits, inpatient hospitalization, surgery, specialist fees, and ICU care up to your plan limit — at covered facilities in every country Memphis travelers visit.

Emergency Medical Evacuation

Emergency air evacuation back to the US from Caribbean can cost $75,000–$200,000. BCBS Global Solutions covers this completely — without a separate per-evacuation limit on Platinum plans.

24/7 Multilingual Assistance

Round-the-clock global assistance: hospital and physician referrals, interpreter services, emergency cash advance coordination, and direct billing support — in any language, any time zone.

180+ Countries Covered

BCBS Global Solutions has no gap for popular destinations — Mexico, Canada, the Caribbean, Europe, Asia, South America, and beyond. Every destination Memphis travelers visit is covered.

Annual Multi-Trip Plans

Frequent travelers from Memphis benefit most from Multi-Trip plans — one annual purchase covers unlimited international trips (up to 70 days each) without buying a new policy for every trip.

Get Covered Before You Leave Memphis

Compare BCBS Global Solutions plans for TN residents. Exact pricing in 2 minutes. No broker fees. Must purchase before departure.

BCBS Global Solutions FAQ — Memphis, Tennessee

Common questions from Memphis residents considering BCBS Global Solutions international coverage.

Does Blue Cross Blue Shield cover international travel from Memphis?
No. BlueCross BlueShield of Tennessee does not cover medical care received outside the United States. FedEx and Memphis healthcare professionals traveling internationally need BCBS Global Solutions for the coverage Tennessee BCBS can't provide overseas. BCBS Global Solutions is the dedicated international travel health plan from the Blue Cross Blue Shield family — it picks up exactly where your domestic plan stops.
Is BCBS Global Solutions available in Memphis, TN?
Yes. Memphis residents can purchase BCBS Global Solutions Single Trip and Multi-Trip plans through Tower Hill Travel Insurance. Coverage begins the moment you depart the US, regardless of which airport you fly from. Our licensed agents are available Mon–Fri 9AM–6PM CST at (844) 950-3468.
What does BCBS Global Solutions cover for Memphis travelers?
BCBS Global Solutions covers emergency medical care and hospitalization, emergency medical evacuation, ambulance services, physician and specialist fees, prescription drugs (emergency fills), and accidental death & dismemberment. All plans include 24/7 multilingual assistance. Platinum plans also cover pre-existing conditions, subject to the look-back period.
How much does BCBS Global Solutions cost for Memphis residents?
Rates depend on your age, travel dates, and plan tier. A healthy 35-year-old from Memphis can expect to pay approximately $30–$65 for a 2-week Single Trip Gold plan. Multi-Trip annual plans start around $150–$200 for younger travelers. Pre-existing condition coverage (Platinum) costs more but eliminates the risk of denied claims for existing health conditions. Get exact pricing through our free quote tool in under 2 minutes.
What airports serve Memphis for international travel?
The main airport serving Memphis is Memphis International (MEM). BCBS Global Solutions coverage begins the moment you depart the US — you're covered regardless of whether you fly from your home airport or connect through another US city on your way abroad.
Can Memphis residents buy BCBS Global Solutions after departure?
No. BCBS Global Solutions must be purchased before you depart the United States. You cannot purchase or activate coverage once you've already left. For Memphis residents planning international travel, purchasing before your departure date ensures continuous coverage from day one of your trip.
What is the difference between BCBS Global Gold and Platinum plans?
The main differences are (1) coverage limit — Gold covers up to $500,000 in medical expenses, Platinum covers up to $1,000,000; (2) pre-existing conditions — Gold covers only the acute onset of pre-existing conditions (sudden emergency flare-ups), while Platinum covers pre-existing conditions more broadly, subject to a look-back period; and (3) deductible — Platinum offers a $0 deductible option, while Gold offers $0 or $250. Both plans include emergency evacuation and 24/7 assistance.

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