BCBS Global Solutions Travel Insurance for Miami Residents
Florida Blue covers Miami — BCBS Global Solutions covers the Caribbean, Latin America, and Europe where Florida Blue can't follow. BCBS Global Solutions covers you in 180+ countries with up to $1,000,000 in emergency medical coverage — the Blue Cross Blue Shield name you trust, worldwide.
Emergency evacuation from Caribbean back to Miami can exceed $100,000. BCBS Global Solutions covers it completely.
Your FL BCBS Plan Stops at the US Border
Florida Blue (BCBS of Florida) plans do not cover international medical care — critical for Florida's large retiree population and frequent Caribbean travelers. BCBS Global Solutions is the international travel health plan from the same trusted Blue Cross Blue Shield family — designed specifically for US residents traveling abroad.
International Travel from Miami, Florida
Miami International is the gateway to Latin America and the Caribbean for the entire United States. Miami's massive Cuban, Colombian, Venezuelan, and Brazilian communities generate millions of international trips annually, and Miami's Finance and trade sectors connect to the entire world.
Whether you're traveling for vacation, business, visiting family, or studying abroad, your Florida Blue (Blue Cross Blue Shield of Florida) plan provides zero international coverage the moment your plane leaves the United States. BCBS Global Solutions fills that gap — providing hospital access, emergency care, and evacuation coverage in every country you visit.
Popular International Destinations from Miami
Available Plans
BCBS Global Solutions Plans for Miami
All plans include 24/7 multilingual assistance, emergency medical evacuation, and hospital referrals worldwide.
| Plan | Type | Medical Limit | Deductible | Pre-existing |
|---|---|---|---|---|
| Single Trip Gold | Single Trip | Up to $500,000 | $0 or $250 | Acute onset |
| Single Trip PlatinumBest | Single Trip | Up to $1,000,000 | $0 | Full coverage |
| Multi-Trip Gold | Annual · Unlimited Trips | Up to $500,000 | $0 or $250 | Acute onset |
| Multi-Trip PlatinumBest | Annual · Unlimited Trips | Up to $1,000,000 | $0 | Full coverage |
Coverage Detail
What BCBS Global Solutions Covers
BCBS Global Solutions is a travel health insurance plan — it covers unexpected medical emergencies abroad, not routine care. Here's what's included:
Not covered: Routine check-ups, preventive care, elective procedures, dental (unless accident), pregnancy/maternity, mental health (varies by plan). Always review the certificate of insurance for complete exclusions.
Flying International from Miami
Nearest International Airport
Miami International (MIA) — BCBS Global Solutions coverage activates the moment you cross the US border. You can depart from any US airport; your home state is Florida and that's all that matters for eligibility.
When Coverage Starts
Coverage begins on the departure date you select at purchase — you must buy before you leave the US. Coverage ends when you return to the United States or your plan's end date, whichever comes first.
Why Miami Residents Choose BCBS Global Solutions
Brand You Already Trust
Blue Cross Blue Shield is the most recognized health insurance brand in America. When you're hospitalized abroad, using a carrier that hospitals and providers already recognize reduces friction and delays.
Real Emergency Medical Coverage
Covers ER visits, inpatient hospitalization, surgery, specialist fees, and ICU care up to your plan limit — at covered facilities in every country Miami travelers visit.
Emergency Medical Evacuation
Emergency air evacuation back to the US from Caribbean can cost $75,000–$200,000. BCBS Global Solutions covers this completely — without a separate per-evacuation limit on Platinum plans.
24/7 Multilingual Assistance
Round-the-clock global assistance: hospital and physician referrals, interpreter services, emergency cash advance coordination, and direct billing support — in any language, any time zone.
180+ Countries Covered
BCBS Global Solutions has no gap for popular destinations — Mexico, Canada, the Caribbean, Europe, Asia, South America, and beyond. Every destination Miami travelers visit is covered.
Annual Multi-Trip Plans
Frequent travelers from Miami benefit most from Multi-Trip plans — one annual purchase covers unlimited international trips (up to 70 days each) without buying a new policy for every trip.
Get Covered Before You Leave Miami
Compare BCBS Global Solutions plans for FL residents. Exact pricing in 2 minutes. No broker fees. Must purchase before departure.
BCBS Global Solutions FAQ — Miami, Florida
Common questions from Miami residents considering BCBS Global Solutions international coverage.