Visitor Insurance for Knoxville, TN
Knoxville is the gateway to the Great Smoky Mountains — one of the USA's most visited national parks drawing millions of international tourists.
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Why Visitor Insurance Is Essential in Knoxville
Knoxville, Tennessee is the gateway city for the Great Smoky Mountains National Park — the USA's most visited national park. Millions of international tourists pass through Knoxville each year. The University of Tennessee Medical Center is a Level 1 trauma center — and bills uninsured patients at full rates. Visitor insurance from IMG, Trawick, or WorldTrips is essential for all international visitors.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to Knoxville's hospital network
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At Knoxville's Top Hospitals
University of Tennessee Medical Center
Tennova Healthcare
East Tennessee Children's Hospital
+ thousands more in-network hospitals and urgent care centers throughout Tennessee
Best Visitor Insurance Plans for Knoxville
All plans accepted at major Knoxville hospitals. Compare coverage and pricing below.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance Knoxville — Frequently Asked Questions
Do international tourists visiting the Smoky Mountains need health insurance?
Yes. International visitors have no US public health coverage. The University of Tennessee Medical Center bills uninsured patients at full sticker rates.
What visitor insurance covers Knoxville and the Smokies?
IMG Patriot America Plus, Trawick Safe Travels USA, and WorldTrips Atlas America all cover Knoxville and East Tennessee hospitals.
What if I have a hiking accident in the Smoky Mountains?
Visitor insurance covers accidents anywhere in the USA, including national parks. Emergency evacuation is also typically included.
More Visitor Insurance Coverage Pages
Get Covered for Your Knoxville Visit
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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