Visitor Insurance for Tennessee
Nashville's healthcare industry is the nation's largest — yet international visitors have zero US coverage.
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International Visitors to Tennessee Have No US Health Coverage
Tennessee has no public health coverage for international visitors. Vanderbilt University Medical Center and UT Medical Center bill uninsured patients at full rates. Nashville's booming tourism industry means thousands of international visitors arrive each year without adequate coverage.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — you pay full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to major hospital networks in Tennessee
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At Tennessee's Top Hospitals
Vanderbilt University Medical Center
Regional One Health
University of Tennessee Medical Center
CHI Memorial Hospital
+ thousands more in-network hospitals and urgent care centers across Tennessee
Coverage Across All of Tennessee
Best Visitor Insurance Plans for Tennessee
All plans work at hospitals across Tennessee. Compare coverage, deductibles, and pricing.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance Tennessee — Frequently Asked Questions
Do international visitors to Tennessee need health insurance?
Yes. International visitors to Tennessee have no coverage under US public programs. Medical bills at Vanderbilt or UT Medical Center can reach tens of thousands of dollars.
What visitor insurance plans cover Tennessee?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America all cover Tennessee hospitals including Vanderbilt University Medical Center.
Is visitor insurance available for Nashville tourists?
Yes. Any international traveler visiting Nashville for tourism, family visits, or business can purchase visitor insurance. Get a quote online in minutes.
Ready to Get Covered in Tennessee?
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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